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An interesting discussion. Not sure if you have thought about smoke detectors & system but I'm curious what people's opinions are for my own project slowly in the works. I get the feeling that the UK regs are much stricter than those in Austria (where I am) where we need a smoke in each bedroom, but they do not have to communicate with each other or be hard wired."
Firstly I should start this by saying that the regulations aren't necessarily uniform across the UK due to devolution of powers, so I am only looking at this from the perspective of the rules as I understand them in England.
Also bare in mind that the rules change depending on the occupancy status of the property - i.e. owner occupied, rental, HMO, assisted living, disability and when it was last substantively altered (there is no ongoing requirment to uplift to the latest standard past a major renovation) and the number of stories/ floors in the property.
In addition to coverage / detection level (LD1, LD2, LD3) there is also a grade of alarm, most of the time for modern residential it is either D1 or D2, older properties may be F1 or F2, sometimes but rarely grade A alarms (fire alarm panel) but these come with positives and negatives
D1 means it is main powered with a sealed backup battery
D2, mains powered with removable battery
F1 means sealed battery power
F2 means removable battery power
You can get away with a D2 setup in owner occupied properties but any rental properties need Grade D1 at whatever is the mandated coverage or detection level.
The absolute minimum is a smoke detector on every floor in the escape route i.e. hallway, landing etc and if the kitchen is not seperated from the escape route then a heat detector needs to go in there as well - in reality everyone just fits a heat detector in the kitchen, this is referred to as LD3
Next up is LD2 which basically adds risk rooms - so lounge and Kitchen if not already done
Next up is LD1 where you put a detector in all habitable rooms plus the escape routes and cupboards either on the escpae route or are not regularly used (can't remember the wording). Some interpretations of LD1 include putting detectors in the loft space even if unconverted.
Increasing the coverage level can also potentially mitigate the need for other protective measure such as fire doors / sprinklers / misting systems etc especially in properties with loft conversions.
As a minimum, for new build in England, the core detectors of LD3 must be mains powered with a battery backup, i.e. minimum grade D2, and interconnected (wireless interconnect is allowed) after that it is dependent on whether the increase of protection level is mandated due to occupier mobility or for another resason or whether you are doing because you want to, if doing LD1 because you want to, then the additional detectors can be battery only wireless like the Aico 600 series units.
If a property is for rental then the requirements shift slightly again and it would be D1, HMO's might be different again and may need Grade A depending on how they are set up
To illustrate the difference location in the UK makes - in properties in Scotland you don't necessarily have to have mains powered detectors but they do have to be sealed battery 10 yr units and not have removable batteries.
Most of the smart multi sensor detectors (Nest et al) on the market struggle to meet the UK regs due to needing both parts of the detector to trigger before anything happens which makes the heat detector part essentially null and void for a Kitchen.
There is also a bunch of other stuff to take into account such as travel distances and audabilty at the bed head which influence the number of detectors and which coverage level you end up with.
As you can see from above the regs on this are a bit of a patchwork quilt of rules depending on circumstances
Coming back to your question, I would say that whilst a legal minimum is a great baseline I would always strive to have the highest level of coverage possible - smoke detectors aren't that expensive when compared to a system like Loxone and lives are worth a whole lot more.
Also factor in things like do you smoke, if so where do you most often smoke? High risk hobbies, 3D printing, laundry room etc. make sure these rooms have detection in them such that any fire risk originating from them is minimised.
I wouldn't consider any kind of system without interconnect, there isn't much point in a having a detector in a bedroom chirping away but nobody can hear it because the door is shut!
If in any doubt ask someone qualified to do a Fire risk assement (FRA) or fire engineering report and this will recommend the correct level of detection.
Paul