The EXT IOx are all based on Toshiba TLP172GM solid state relay and so if SBMS0 for any reason will lose power all EXT IOx will be open circuit meaning add controlled devices will be OFF including the type 5 level 2 protection if used the breaker will be OFF so manual re-connection will be needed.
The default settings 3.55V for over 6 seconds consecutive for fully charge battery so fairly conservative and 3.75V for any amount of time even a few ms as level 2 protection called overvoltage lock. This larger distance of 200mV is needed as the cell balancing if active can create a voltage drop delta of up to 150mV so the level 2 needs to be large enough not to be triggered due to cell balancing. 14.5V should be fine if you want to use the BMV712 assuming it measures the voltage accurate enough.
There is no choice with LiFePO4 other than to charge to 100% as you will not be able to know any intermediary state based on voltage see below SOC vs cell voltage
For good LiFePO4 0.2C charging is not a problem and if fact is the ideal ratio between battery capacity and solar if you have the space.
You mentioned 3P 300Ah cells that means about 900Ah thus there is no reason to ever disconnect one of the two 50A MPPT's. In fact it will be better to have around 180A of solar charging available if there is space for that.
You can use one of the extra EXT IOx to stop a load like water boiler when battery is below 70%.
You do not need to care much about the cycling of LiFePO4 as most of the degradation is calendar aging and not cycling so no matter what you will still need to replace the batteries in about 10 to 20 years mostly depending on battery temperature (about the same with ambient temperature) as that influences the calendar aging the most.
There is an option on SBMS0 to keep the SOC at what value you want after the first charge of the day say 90% for the rest of the day. SOC is not based on voltage is calculated based on energy in and out of the battery and a full charge is needed to re-calibrate the SOC.
Bellow is a typical cycle life vs DOD and you can see that doing a 5 or 10% DOD gets you half a million such cycles so basically the same as a super capacitor and so you do not need to care about this sort of micro cycles.