Finding Reasonable Insurance required by Co-working operator

[Susan Murphy]

Hi - I just secured a co-working desk in Westchester County, NY and am required to provide a COI. I have a single desk, no office equipment or staff and have received insurance quotes for $647 and $740 which seem outrageous to me. I've read prior discussions in the group and understand that a lot of agents aren't familiar with the co-working concept. That said, I'd welcome any recommendations for agents who do understand the co-working model and could provide reasonable quotes. Thanks in advance! Enjoy the day!

[Craig Baute - Creative Density Coworking]

These guys have done several coworking insurance deals. They understand the concept and are happy to jump on the phone to figure out exactly what you need.

http://www.nicholashillgroup.com/coworkinginsurance/

Just a point of reference, my insurance is $550 a year using Hartford Insurance. I have used it once when my car was broken into and they took my laptop and bag. It was easy to make the claim. I have never had to use it for the actual coworking space.

[Susan Murphy]

Thank you!

Susan Murphy

SusanLe...@Gmail.com

516-319-0111

https://www.LinkedIn.com/in/SusanLeeMurphy

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[Angel Kwiatkowski]

I think you are looking for renter’s insurance. A quick call to your home or car insurance agent should help you add this to your current policy. My members pay less than $10/mo to cover their things left in my space in the event of disaster or theft.