PayPal is SCUM
James - ShacklersRevenge
They are the nosiest bunch of scumbags around. I had people send me
money as a deposit, they decided to gift it so the fee would be
avoided, Paypal locked the account. They wanted photo ideas, selling
venue? Go Screw paypal. After calling them, the problem was ''too much
money that they couldn't collect fees on'' I've battled them several
times before, it's nothing new to me, but they always have a problem,
and feel at liberty to ''lock'' your account at any given time if THEY
want to. My sister was at Disney World and they locked the account.
She found out at Disney check in and had to call them. They told her
it was suspicious activity at motels on the way down....WTF? It's
suspicious to stay at a motel???
Paypal is awesome if you're a buyer, because then you can screw
people. Safe trading huh?
Read the horror stories, do a search. I always make sure to take the
money out of paypal so they can't hold it or lock my account. The last
time they ''locked it'' for the gift payments I left 13 cents in
there. IF THEY LOCK ENOUGH accounts, (and THEY DO,some up to 180 days)
Imagine the interest they are collecting???
Good luck with your dispute and don't give an inch with them. Imagine
if our banks worked the same way? There is NOTHING safe about Paypal
if you use it frequently.
Thanks, James
Les Manley
wrote:
I learned this a long time ago. I still use paypal when necessary,
but I take several steps to ensure they won't screw me.
CEllison
means they do not operate as or follow federally mandated business
practices that REAL lending institutions must adhere to. With that
being said ..... I use Paypal all the time. I ONLY operate with a
credit card. If PP tries to screw me over I simply call the CC
company, file the dispute and I get my money back immediately. The CC
company then goes after Paypal on my behalf.
Consider when using Paypal - IF you have a CC then simply set your
primary payment source as your credit card and your problems are
solved.
-=Chris=-
On Feb 2, 10:15 am, James - ShacklersRevenge <thebeatles1...@aol.com>
wrote:
Les Manley
Actually would be surprised. Using a credit card is not 100%. The
credit card can and does side with the other party, it is rare, but
does happen and has happened to me. The only 100% fool proof way is
to always pay with a direct bank transfer. That way, if you do not
get something, you go to the bank and fill out an unauthorized ACH
withdrawl form and the bank takes it bank immediately and paypal has
no recourse.
Eric Schmitt
> I learned this a long time ago. I still use paypal when necessary,
> but I take several steps to ensure they won't screw me.
+1 Use pay"pal" for what you need to (ebay buys/sales) and forget the
rest.
joobie
fee for. They have a "gift" selection so that people can send $ to
relatives, charity, etc. You used this "gift" service in the course
of business, to skirt charges, and now you're mad they called you on
it? Interesting point of view. I'm sure when you walk into a grocery
store and eat something off the shelf without paying they smile and
tell you to have a nice day?
The sister/Disney World thing...she must have been using her Paypal
debit card. Credit card companies lock accounts ALL THE TIME due to
"out of the ordinary" transactions. You call them, verify your last
few transactions and you're back up and running in a few minutes.
Inconvenient yes, but unfortunately necessary. You won't want to pay
for it if someone steals your card and uses it, but you don't want
them to try and stop it from happening either? Another interesting
point of view.
I don't mean to be argumentative but the whole Paypal hate thing is
tired, full of half truths and conspiracy theory driven. Paypal has
it's benefits and it has it's flaws, just like anything else. If you
don't like the way they do things find some other way to move money
around the world.
Corvettedude
Well said Joobie !
James - ShacklersRevenge
sent. If that's an option for payment that they have a problem with
it
shouldn't exist. Second of all, I didn't know you were paypal's
Lawyer?
They are not a reasonable way to do business, just as ebay is not
anymore. When they're taking $70 bucks on $1300, that's pretty
shitty.
Between Paypal and ebay you get it in each end. You can't send checks
or money orders anymore, but you can use PAYPAL!! And paypal can
decide FOR YOU what is right or wrong and that doesn't fair well for
people that are not criminals.
Grocery Stores don't tell you ''oh you like that fruit you're eating?
oh, well that apple will cost you $10 bucks, and I want proof of i.d,
selling venue, receipts, keys to your house, etc, before we're going
to give you your change.
I do not like the way they do things and I do find other ways that
don't rape my wallet. If you like getting bent over, go for it.
James
Captain Neo
bullshit on this, because paypal was free for years and survived on
advertising, until greedy ass ebay bought it. Screw paypal and their
ass raping fees. Ebay are a bunch of money grubbing whores now too.
When signed up with ebay. it was .10 to list something and they
took. .5 % in fees.
joobie
> advertising, until greedy ass ebay bought it. Screw paypal and their
> ass raping fees. Ebay are a bunch of money grubbing whores now too.
> When signed up with ebay. it was .10 to list something and they
> took. .5 % in fees.
Paypal charges virtually the same as what credit card companies charge
all businesses for accepting their cards...you might not want to pay
it but it's hardly "ass raping fees". And besides that, ALL
corporations are "money grubbing whores". Yes, they want your money.
Congrats on uncovering that mystery.
PT
> Well said Joobie !
Yes, well said.
Hindsight is 20/20, but you should have refunded the money the second
it showed up as a gift. Next time send a bill through paypal to
prevent this from happening.
Right now the government is crawling up Paypal's ass and expanding.
They have to show that they are doing something about tax cheats
otherwise they will get screwed. Credit cards charge 3% on everything
we buy and record our every move. Paypal is no different.
>I've battled them several times before, it's nothing new to
>me, but they always have a problem
Funny, I've done hundreds of paypal transactions as buyer and selloer
on both big ticket and small items and have never had the slightest
problem. This reminds me of how my friend is always complaining about
how the Cable company screwed him over so bad a while back. When you
ask him to explain how *they* screwed *him*, his story starts with
something like "I forgot to pay my bill for a couple of months, but
its not like I don't have the money..."
John
joobie
sent."
Ah, but you said yourself that you had your account locked for this
very same reason at an earlier time...so...yeah, that's crap. They
locked it for a pattern of fee avoidance.
- "Second of all, I didn't know you were paypal's Lawyer?"
I'm not of course. I'm just sick of this same sad, bullshit
argument. At least when people talk about losing their money from a
scam buyer there is truth to that. Your whole post...all of it's
crap.
- "They are not a reasonable way to do business, just as ebay is not
anymore."
I have an eBay business, accept all payments via Paypal and do just
fine. And I'm not one of those "I make $20k at home and I feel so
liberated" people. I make a nice living on there because I spend more
time understanding the system and working with it than I do bitching
about it. Between eBay and Paypal I pay 17% of my gross. Yes, that
is expensive, but you can't get that kind of exposure with those
results for any price. Many will throw away the 83% to avoid paying
the 17% and that is entirely their choice. I'll keep my 83% of 500k
vs. 100% of 100k, but that's just me.
- "When they're taking $70 bucks on $1300, that's pretty shitty."
Unless I am mistaken, they would take $38 on $1300 (2.9% + $.30).
Still expensive, but you just made my point. All of the ranting
Paypal/eBay haters form their argument based on half truths.
- "Grocery Stores don't tell you ''oh you like that fruit you're
eating? oh, well that apple will cost you $10 bucks, and I want proof
of i.d, selling venue, receipts, keys to your house, etc, before we're
going to give you your change."
That doesn't even make any sense. Their fees are upfront, and they
require I.D. because they are dealing with $.
James - ShacklersRevenge
how the Cable company screwed him over so bad a while back. When you
ask him to explain how *they* screwed *him*, his story starts with
something like "I forgot to pay my bill for a couple of months, but
its not like I don't have the money..."
Wow John, that's a pretty crappy insinuation you're getting at there?
I'll write it off as ignorance. I have had to battle them because when
you withdraw YOUR money through both the ATM and cash back for large
amounts for say a pinball machine for a grand, it is my right to
withdraw that money. I have flawless feedback on ebay. I shipped with
delivery confirmation, I did not have issues. I was selling toppers. I
had the feedback, the proof, but that was not good enough. They want
to know details and selling practices, where I get the items from?.
THEY'RE PINBALL TOPPERS. MADE OUT OF WOOD. BY ME. MY OWN LEGAL
DESIGNS.
And Joobie. It does make sense. There fees are upfront but it was more
for the people only years ago. To have an account does not require an
I.D and it does not with credit card holders. Ebay and Paypal have
done a monopoly and I don't play anymore. Want something more legit
and real, straight forward? Try AMAZON
James
GPE
"joobie" <jswbody...@yahoo.com> wrote
> Paypal charges virtually the same as what credit card companies charge
> all businesses for accepting their cards...you might not want to pay
> it but it's hardly "ass raping fees".
Actually, Paypal charges --lower-- fees than most credit card processors.
Lots of large and small companies use them for credit card processing - you
just can't tell because they don't use the Paypal payment processing page
but use Paypal API instead.
Ed