Loan Approval from LIC
Sunny
applied on 9th Dec but my file is underprcoessing till date. My broker
is saying there were some softare issue with LIC which have now sorted
out. Now file will move fatser. Now LIC people are even working on
Sunday
Sunny
Today my loan with LIC was approved but there are certain issues in
it.
As per my broker
a) A form named " Deed of GURANTEE" need to be signed by Gurantor. It
is of 9 page. It is in addition to two page Gurantor's introduction
form
b) PTM from YEIDA need to be taken on Stamp Paper of Rs 100
c) Gurantor also need to sign on Blank Stamp paper of Rs 100
As per him all Stamp paper need to be in name of LIC Housing
Moreover LIC has charged charges @ 1%. I thought it should have been .
5%
Does any body have any idea of above points. Does same thing happened
with them also ?
AM
Letter on Blank Stamp Paper / Indemnity bond is normally done of Rs 50
Non Judicial Stamp Paper. This is a dangerous practice and should be
avoided.
Take care,
Arnab M
Ashutosh Varshney
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Ashu IRA
Govind....@in.ey.com
Dear All,
This wrong practice is initiated by LIC Housing.
We should oppose this practice. Ashutosh no guarantor will sign on blank stamp paper. You ask LIC agent to fill the stamp.
Will you sign as guarantor on blank stamp paper.
All of us should strongly oppose with LIC Housing. According to me we can meet at LIC office and oppose with them.
LIC Housing 18 sector branch is charging only .5% charges.
Regards,
Govind Agarwal
Chartered Accountants
9899106682
| Ashutosh Varshney <varshney...@gmail.com>
Sent by: ye...@googlegroups.com 12/31/2009 07:51 AM
|
|
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dilip
LIC How much take time in approving ur loan.
Ashu IRA
We all should strongly oppose this wrong practice.
tmisyssol
Sunny
> > with them also ?- Hide quoted text -
>
> - Show quoted text -
Devendra
Has anyone got the loan disbursed from LIC housing finance till date ?
Regards,
Dev
Sunny
draft
Hope loan should be get disbursed by tommorow
LIC is saying their lawyer will go to HDFC to depsoit cheque of their
plus mine
> > > - Show quoted text -- Hide quoted text -
Ajai
4.1.10 and as per them it was the first case.
Regards,
Ajai
On Jan 13, 10:19 am, Devendra <dev.na...@gmail.com> wrote:
> Hi All
> Has anyone got the loan disbursed from LIC housing finance till date ?
>
> Regards,
> Dev
>
> On Jan 13, 9:16 am, Sunny <sunnymalhotr...@gmail.com> wrote:
>
>
>
> > 20 days
>
> > On Dec 31 2009, 9:39 am, dilip <dk.pat...@hspp.com> wrote:
>
> > > Dear Sunny,
>
> > > LIC How much take time in approving ur loan.
>
> > > On Dec 30, 10:50 pm, Sunny <sunnymalhotr...@gmail.com> wrote:
>
> > > > Dear All
>
> > > > Today my loan with LIC was approved but there are certain issues in
> > > > it.
>
> > > > As per my broker
> > > > a) A form named " Deed of GURANTEE" need to be signed by Gurantor. It
> > > > is of 9 page. It is in addition to two page Gurantor's introduction
> > > > form
> > > > b) PTM fromYEIDAneed to be taken on Stamp Paper of Rs 100
> > > > c) Gurantor also need to sign on Blank Stamp paper of Rs 100
>
> > > > As per him all Stamp paper need to be in name of LIC Housing
>
> > > > Moreover LIC has charged charges @ 1%. I thought it should have been .
> > > > 5%
>
> > > > Does any body have any idea of above points. Does same thing happened
> > > > with them also ?- Hide quoted text -
>
> > > - Show quoted text -- Hide quoted text -
Ajai
My loan is already sanctioned on 4.1.10
Regards,
Ajai
On Dec 31 2009, 9:42 am, Ashu IRA <ashu....@gmail.com> wrote:
> I agree with Govind.
>
> Dear Govind,
>
> Please suggest a suitable Date & Time to meet with LIC officials.
>
> We all should strongly oppose this wrong practice.
>
> Ashu
>
>
>
> On Thu, Dec 31, 2009 at 9:52 AM, <Govind.Agar...@in.ey.com> wrote:
>
> > Dear All,
>
> > This wrong practice is initiated by LIC Housing.
> > We should oppose this practice. Ashutosh no guarantor will sign on blank
> > stamp paper. You ask LIC agent to fill the stamp.
> > Will you sign as guarantor on blank stamp paper.
> > All of us should strongly oppose with LIC Housing. According to me we can
> > meet at LIC office and oppose with them.
> > LIC Housing 18 sector branch is charging only .5% charges.
> > Regards,
> > Govind Agarwal
> > Chartered Accountants
> > 9899106682
>
> > *Ashutosh Varshney <varshney.ashut...@gmail.com>*
> > Sent by: ye...@googlegroups.com
>
> > 12/31/2009 07:51 AM
> > Please respond to
> > ye...@googlegroups.com
>
> > To
> > ye...@googlegroups.com
> > cc
> > Subject
> > Re: [YEIDA:4909] : Re: Loan Approval from LIC
>
> > Yes...Gurantor practice should be avoided... but as this is not Tripad
> > agreement, LIC is also OK on their part.
> > HDFC does not require any gurantor (but we need lowesr to lowest interest
> > rates :) )
>
> > BTW, you can also nominate your father/mother as gurantor (some docs like
> > their income proof etc reqd)
>
> > On Thu, Dec 31, 2009 at 12:03 AM, AM <*arn...@gmail.com*<arn...@gmail.com>>
> > wrote:
> > "c) Gurantor also need to sign on Blank Stamp paper of Rs 100 "
>
> > Letter on Blank Stamp Paper / Indemnity bond is normally done of Rs 50
> > Non Judicial Stamp Paper. This is a dangerous practice and should be
> > avoided.
>
> > Take care,
> > Arnab M
>
> > On Dec 30, 12:50 pm, Sunny <*sunnymalhotr...@gmail.com*<sunnymalhotr...@gmail.com>>
> > wrote:
> > > Dear All
>
> > > Today my loan with LIC was approved but there are certain issues in
> > > it.
>
> > > As per my broker
> > > a) A form named " Deed of GURANTEE" need to be signed by Gurantor. It
> > > is of 9 page. It is in addition to two page Gurantor's introduction
> > > form
> > > b) PTM from YEIDA need to be taken on Stamp Paper of Rs 100
> > > c) Gurantor also need to sign on Blank Stamp paper of Rs 100
>
> > > As per him all Stamp paper need to be in name of LIC Housing
>
> > > Moreover LIC has charged charges @ 1%. I thought it should have been .
> > > 5%
>
> > > Does any body have any idea of above points. Does same thing happened
> > > with them also ?
>
> > --
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>
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> > yeida+un...@googlegroups.com <yeida%2Bunsu...@googlegroups.com>
>
> > For any other information, kindly contact Arnab Mukharjee at
> > arn...@gmail.com or Safal Suri at safals...@hotmail.com. Alternatively you
> > may call Safal Suri on +91-9811182828.- Hide quoted text -