All, here's the latest version off of which to work.
I've added Exec Summary, some additional thoughts (with input from RH and LN), cover page and cleaned up the references -- please note if any references from "other references" should be added to the text as an endnote.
Raj, there are still some open questions that Horatio highlighted. Other than those, it might be most efficient to go to Final view and give it a fresh look.