Yes, I think the modelled sea temperatures are a bit of a problem. Currently the SST off Cornwall is 11-11.5C whichever buoy you look at (Porthleven, Looe, Penzance, Perranporth.) SST anomaly all around the SW coast is around 1.5C
As far is Penzance is concerned the big errors occur with an offshore (W--NW wind), and sunshine (if only!) in spring/early summer. The models seem to significantly understate the effect of the wind being offshore, perhaps with the peninsula being so narrow here? Also, with the manned station at Camborne being on the north coast perhaps there is little appreciation of how much warmer the south coast is under these conditions. Though I would have thought that would only affect a 'human' forecast.
Graham
Penzance