Release Notes - v1.8.1

[christian...@gmail.com]

WealthSnap v1.8.1 – Release Notes

Release Date: February 5, 2026
Build: Version 1.8.1 (Maintenance Release)

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🐛 Bug Fixes

• Fixed an issue where the Investment Portfolio screen would not immediately update after adding a new investment.
• Smart Alert Notifications: Fixed a delay where alerts relied solely on background checks. Now, anomaly detection runs immediately after saving a transaction for real-time alerts.
• Safe-To-Spend Logic Overhaul:
  • Now calculates True Discretionary Income ("Guilt-Free Money").
  • Formula: (Current Cash + Future Income) - (Future Bills + Burn Rate) = Safe-to-Spend.
  • Future Income: Automatically includes recurring Income expected before period end.
  • Survival Mode: Protects you by deducting your "Life Burnrate" (average daily non-recurring spend from the last 3 months) for the remaining days of the period.
  • Strict Transfers: Identifying "Transfer Out" as an expense to ensure you don't overspend money meant for savings.

🔭 UX Enhancements

• Refined Financial Runway calculation to include Transfer In/Out transactions for a more accurate liquid balance representation.
• Global Currency Support:
  • Select from 150+ world currencies with real-time search in the newly redesigned setup screen.
  • Smart Localization: Automatically adjusts number formatting (e.g., decimal commas vs. dots) to match your chosen currency's region for a native feel.
• New Smart Alert: Added Runway Drop Detection! You will now receive a notification if your financial runway drops by 25% or more compared to the previous month, helping you catch lifestyle creep early.
• UI Improvement: Standardized header titles and navigation button layout across Home, Investment, and History screens for a cohesive visual experience.
• Holdings Sorter: Added new sorting options to the Current Holdings list!
  • Your sort preference is automatically saved for your next session.
• Home Dashboard Improvements:
  • Monthly Investment Card: Added a swipeable card to toggle between Total Portfolio and Monthly Activity (showing Monthly Invested, Realized/Unrealized P/L).
  • Display Preferences: You can now set your preferred default view for the Investment Card (Total vs. Month) via Home Settings.
• Investment Management: You can now Edit or Delete investments directly from the History screen.
  • Smart Consistency:
    • Updates to an investment automatically sync with its linked transaction.
    • Deleting an investment cascades to remove the corresponding transaction record.
    • Linked transactions in History are now locked to prevent accidental data mismatches.
• Investment Customization: Added a new Settings Menu to the Portfolio screen, allowing granular reordering of both the Stats Cards and Dashboard Sections to suit your personal workflow.
• Allocation Insights:
  • Added a Type filter to the Allocation Chart to visualize portfolio distribution by asset class (Stocks, Funds, Crypto, etc.).
  • Refined the Stocks view to strictly display equity holdings, while the Sector view continues to provide a comprehensive overview of all assets.
• Improved Reminders List: Items are now sorted by upcoming schedule, with visual indicators (✅) for active notifications.
• Integrated Change Logs into the Help Center, allowing users to view version history and release notes directly within the app.
• Smart Advisor Refinement: Suggestions are now smarter and strictly contextual, analyzing only the Active Stocks in your portfolio to provide relevant "Crash", "Dip", or "Balance" alerts.
• Budgeting: Enhanced Budget Modal with a cleaner UI, improved list view, and smoother interactions.
• Updated the Developer Message in the Profile section to share the personal story and commitment behind the project.
• Added Vision, Philosophy & Goals modal in the Profile screen to transparently share WealthSnap's mission and core values.

📝 Terms & Privacy Update

• Terms & Privacy: Simplified all content and updated terms to clarify local-only design, AI usage, encryption, data deletion, and governing law.
• Permissions Update: Removed READ_MEDIA_IMAGES, READ_EXTERNAL_STORAGE, and WRITE_EXTERNAL_STORAGE permissions to ensure compliance with Google Play policies and minimize device access.

🛠 Developer Updates

• Project Refactoring: Internal code cleanup and modularization of all screens and components for improved maintainability and scalability.

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Previous Version: 1.8.0

Package: com.christian.soyosa.WealthSnap