Bond originators and why I like them!

[Edward Van Zyl]

Bond originators and why I like them! As an agent my core focus is listing property and selling property.  Selling property means ensuring the purchaser secures their finance in the shortest possible time with the least amount of flick flacks, jumping though hoops and back bends as possible.  It means ensuring the best possible deal for them in the long run. Thats it! Simple really, but why do I so often meet  with purchasers who want to drive the process  when it comes to securing the right deal for them?  ”No thank you” they say “I’d like to deal with my own bank”.  Now that’s  all very well and fine if you have a relationship with your bank manager.  Let me ask you who does have that one-on-one relationship these days?  And another question, how often do you apply for a bond.  If the average person owns a home for 5-7 years then the average person would apply for a bond every 5-7 years.  Please pause and take that in!  Now absorb in your mind’s eye a bond originator processing 100′s of deals.  Well it’s not rocket science to deduce that they might just be better at it than the Average Joe and Jane.  They know the inner workings of all the major banks.  They know the quickest and shortest route for the application to be processed. They know how to specifically tailor/structure/package YOUR deal.  I don’t know about you, but I’m not a one-size-fits-all kinda girl.  I want the banks to want me, and my hard earned cash to be appreciated.  Not the other way around where you feel like you are there with your begging bowl hoping for a scrap or two from the bond allocation table.  Banks are businesses and don’t get me wrong, oh yes, they want your business, but they have to ensure that you fit THEIR selection criteria.  Bond originators know what documents are needed, they know what the banks will reject if the application has not been properly submitted.  In fact it will be you calling your bank to ask what’s the hold up?  They won’t be calling you to say oh dear MR and MS Average Joe and Jane please will you bring in this document or that document.  Your application will be put to one side where other similar applications will be put on top and gotten to eventually when you call to enquire what’s happening.  Of course you not wanting to ” nag” or look too desperate, hold off until you can’t take it anymore and eventually give the dreaded call, begging bowl in hand to find out what the delay could be.  In the meantime the seller gets agitated and continues to look for more offers on their property.  By this stage you may even tell yourself “it’s not meant to be” to justify why the deal is not working out as you thought it would.  Teach a man (or woman) to fish and you feed him for life – well here’s my little teaching for you absolutely free when purchasing a property: USE the FREE services of a bond originator.  They really DO know what they are doing.  They can tell you well in advance if you have a chance or not.  They can prepare you!  The process is arduous to say the least; don’t you think it best to have someone in your corner to help you through the process?  Go on give your friendly bond originator a call today.