Urgent Role || Remote ||Technical Business Analyst with Finance || Long Term Contract || Locals only to PA
Manoj Kumar
I hope you’re doing great! please send relevant resume and contact information to man...@concept-inc.com if you are interested in the below Job Description.
Title: Technical Business Analyst with Finance
Location: Harrisburg, PA 17120 (Remote)
Duration: Long Term Contract
Locals only
Job Description:
• Elicit, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute resolution workflows.
• Translate complex business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams.
• Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management.
• Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions.
• Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management.
• Ensure all payment solutions adhere to PCI-DSS compliance standards, regulatory requirements, and industry best practices.
• Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and timely delivery.
• Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement.
• Support go-live activities, post-implementation monitoring, and production incident resolution related to payment systems.
• Assist in documenting API specifications and integration guides for payment gateway and processor connectivity.
Required Qualifications
• 4–7 years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.
• Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
• Proficiency with payment authorization/settlement flows.
• Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.
• Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.
• Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.
• Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
• Excellent communication and stakeholder management skills.
Preferred Qualifications
• Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay).
• Knowledge of chargeback and dispute management processes.
• Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource.
• Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP – Accredited ACH Professional).
• Experience with fraud detection tools and rules engines.
• Experience with reconciling merchant activity to the system
Technical Skills
• Tools: MS Office Suite, Miro, ADO
• Languages/Query: SQL, basic understanding of XML/JSON
• Standards: ISO 8583, ISO 20022, PCI-DSS, EMV
• Methodology: Agile/Scrum, Waterfall, or hybrid
Engagement Requirements
• Candidate’s location is preferred to be within the Continental United States.
• Successfully complete ePATCH background check, and ClearChecks National Criminal Background Check prior to engagement start.
• Overtime requests always need to have prior approval of Project Principal with the rightful reasons for overtime.
• This position is primarily remote; however, this position will require reporting to the Commission’s headquarters during key phases of the project - Solution Confirmation, Program Increment Cycles (PI), Showbacks, System Integration Test Cycles (SITs), User Acceptance Test (UAT), Go-Live, Immediately Post- Go-Live (Hypercare). Any absence from sessions requires prior approval from Project Principal.
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Skill |
Required / Desired |
Amount |
of Experience |
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Exp. as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing |
Required |
4 |
Years |
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Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors. |
Required |
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Proficiency with payment authorization/settlement flows. |
Required |
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Experience with PCI-DSS compliance requirements and tokenization/encryption concepts. |
Required |
|
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Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas. |
Required |
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|
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Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps. |
Required |
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Experience working in Agile/Scrum methodology using tools such as Azure DevOps. |
Required |
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Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay). |
Highly desired |
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Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource. |
Highly desired |
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Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP – Accredited ACH Professional). |
Highly desired |
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Submission Matrix:
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Candidate Full Name |
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Contact Number |
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Email ID |
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Visa Status |
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Current Location |
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Passport No: |
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Last 4 digits of SSN |
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(DOB) in MM/DD format |
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Willing to Relocate |
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Willing to work Onsite |
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Currently on Project |
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Interview availability |
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Notice Period |
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LinkedIn Link |
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Thanks & Regards,
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Manoj Kumar Concept Software
& Services Inc |
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