On Fri, 23 Jan 2015 20:38:53 +0000, Mark Carver wrote:
> You should *never* cancel a DD in that manner. I'd pay up the 27 quid
> ASAP, and clear things, otherwise you're likely to find your credit
> rating could be affected, and that can lead to really serious problems.
Much as I like your wisdom on technical matters this statement is in a
world - cobblers.
The *only* way a credit rating can be affected is if the matter is taken to
Small Claims Court (never going to happen for £27), & also won't happen as
Sky have sold the debt for about 10p in the £1 to the debt collectors -
Wescot(?) (who have no powers at all, they just send scary letters).
I digress, it needs to go to court (you can pay up beforehand if you get
court papers), you lose & then still don't pay after 28 days.
In this case it won't happen.
My dad suffered a stroke in late 2013 & I had to pick up his affairs. I
cancelled the Sky DD, got a letter from them, another from Wescot full of
bullshit (but would scare the uneducated into paying) then nothing.
He now gets about 1 invitation a week from Sky with tempting offers to
return.