ChrisND @UKRW <chr...@privacy.net
> On 07/06/2021 11:09, Chris Green wrote:
> > My daughter is looking into buying a (just over) 100 years old
> > converted barge, it's a liveaboard and she won't be moving it
> > anywhere, just living on it.
> > Who will insure something like this? Any ideas?
> Hmm, interesting one. I think the answer depends on exactly what needs
> to be insured - and where and on whose waters.
> The 'what' means, is it the boat itself? (against what potential losses
> - eg fire, theft, sinking?), the contents? third party insurance?
Yes, it's contents and the structure of the boat she wants to insure
as it would be expensive if there was a fire for example.
> The 'where' will be affected by the navigation authority concerned who
> will have their own version of what is needed - so that might be the
> best starting place?
It's at a private marina on a tributary of the tidal Deben, other
boats at the same marina have no insurance so there is no requirement
> One final thought, you say barge? If it is actually a narrow boat then
> insurance may well be different. There is also a huge difference
> between a boat that is not capable of movement and one that is capable
> but does not move.
It's a converted Grimsby barge, it's now 65ft long and 20ft beam so
definitely not a narrow boat! It was sailed down from Grimsby under
its own power in 2013 but it isn't immediately 'drivable' now though
not much needs to be done to make it so again.