Insurance for boat over 100 years old

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Chris Green

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Jun 7, 2021, 6:18:03 AM6/7/21
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My daughter is looking into buying a (just over) 100 years old
converted barge, it's a liveaboard and she won't be moving it
anywhere, just living on it.

Who will insure something like this? Any ideas?

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Chris Green
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ChrisND @UKRW

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Jun 7, 2021, 7:08:57 AM6/7/21
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Hmm, interesting one. I think the answer depends on exactly what needs
to be insured - and where and on whose waters.
The 'what' means, is it the boat itself? (against what potential losses
- eg fire, theft, sinking?), the contents? third party insurance?
The 'where' will be affected by the navigation authority concerned who
will have their own version of what is needed - so that might be the
best starting place?
One final thought, you say barge? If it is actually a narrow boat then
insurance may well be different. There is also a huge difference
between a boat that is not capable of movement and one that is capable
but does not move.
HTH, Chris

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http://www.Deuchars.co.uk
Author & Publisher: "A Boaters Guide to BOATING"
Mixing old and new waterway techniques. ISBN 9780953151202
Details: http://www.deuchars.co.uk/publication/

Chris Green

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Jun 7, 2021, 7:33:03 AM6/7/21
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ChrisND @UKRW <chr...@privacy.net> wrote:
> On 07/06/2021 11:09, Chris Green wrote:
> > My daughter is looking into buying a (just over) 100 years old
> > converted barge, it's a liveaboard and she won't be moving it
> > anywhere, just living on it.
> >
> > Who will insure something like this? Any ideas?
> >
> Hmm, interesting one. I think the answer depends on exactly what needs
> to be insured - and where and on whose waters.
> The 'what' means, is it the boat itself? (against what potential losses
> - eg fire, theft, sinking?), the contents? third party insurance?

Yes, it's contents and the structure of the boat she wants to insure
as it would be expensive if there was a fire for example.


> The 'where' will be affected by the navigation authority concerned who
> will have their own version of what is needed - so that might be the
> best starting place?

It's at a private marina on a tributary of the tidal Deben, other
boats at the same marina have no insurance so there is no requirement
for insurance.


> One final thought, you say barge? If it is actually a narrow boat then
> insurance may well be different. There is also a huge difference
> between a boat that is not capable of movement and one that is capable
> but does not move.

It's a converted Grimsby barge, it's now 65ft long and 20ft beam so
definitely not a narrow boat! It was sailed down from Grimsby under
its own power in 2013 but it isn't immediately 'drivable' now though
not much needs to be done to make it so again.

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Chris Green
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ChrisND @UKRW

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Jun 7, 2021, 9:07:13 AM6/7/21
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I am mainly a narrow boat person in these respects, so I can't really
help on barge insurance, but I would strongly suggest to contact one of
the specific barge ownership groups eg https://barges.org and also seek
out specific barge forums of different types to see what options they
recommend for historic craft.

Incidentally, I run a website at www.hiwb.org.uk for historic inland
working boats of all uk types. You might find some of the links on the
commercial services page worth a try. Also, if you could send me a few
photos of yours and a bit of history, I will add it to my site and/or
archive.

Cheers, Chris

Martin Nicholas

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Jun 7, 2021, 9:25:48 AM6/7/21
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On Mon, 7 Jun 2021 12:32:04 +0100
Chris Green <c...@isbd.net> wrote:

> It's a converted Grimsby barge, it's now 65ft long and 20ft beam so
> definitely not a narrow boat! It was sailed down from Grimsby under
> its own power in 2013 but it isn't immediately 'drivable' now though
> not much needs to be done to make it so again.

The insurance phrase for that is "laid up afloat".

You might consider whipping the engine out, selling it possibly. This
could be beneficial for insurance purposes.

--
Regards,

Martin Nicholas.

E-mail: reply-...@mgn.org.uk (Address will be valid throughout
June).

Posted with Claws Mail, a free & open source e-email client
(https://www.claws-mail.org/).

Sir Tim

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Jul 1, 2021, 2:59:29 PM7/1/21
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ChrisND @UKRW <chr...@privacy.net> wrote:
> On 07/06/2021 11:09, Chris Green wrote:
>> My daughter is looking into buying a (just over) 100 years old
>> converted barge, it's a liveaboard and she won't be moving it
>> anywhere, just living on it.
>>
>> Who will insure something like this? Any ideas?
>>
> Hmm, interesting one. I think the answer depends on exactly what needs
> to be insured - and where and on whose waters.
> The 'what' means, is it the boat itself? (against what potential losses
> - eg fire, theft, sinking?), the contents? third party insurance?
> The 'where' will be affected by the navigation authority concerned who
> will have their own version of what is needed - so that might be the
> best starting place?
> One final thought, you say barge? If it is actually a narrow boat then
> insurance may well be different. There is also a huge difference
> between a boat that is not capable of movement and one that is capable
> but does not move.
> HTH, Chris
>

Good to see you are still about, Chris. I still have a copy of your
excellent book. Seem to remember that you had trouble with bicycle thieves
at one time.

--
Sir Tim

Chris Green

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Jul 1, 2021, 3:18:02 PM7/1/21
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Isn't "bicycle thieves" a famous French film of the 1940s/1950s?


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Chris Green
·

Sir Tim

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Jul 1, 2021, 3:22:37 PM7/1/21
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Indeed. De Sica 1948.

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Sir Tim

Julian Macassey

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Jul 2, 2021, 1:28:58 PM7/2/21
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On Thu, 1 Jul 2021 20:10:13 +0100, Chris Green <c...@isbd.net> wrote:
> Sir Tim <no_e...@invalid.invalid> wrote:
>>
>> Good to see you are still about, Chris. I still have a copy of your
>> excellent book. Seem to remember that you had trouble with bicycle thieves
>> at one time.
>>
> Isn't "bicycle thieves" a famous French film of the 1940s/1950s?

https://www.imdb.com/title/tt0040522/?ref_=nv_sr_srsg_1

Italian film 1948


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Insert snappy quote here

ChrisND @UKRW

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Jul 3, 2021, 12:06:54 PM7/3/21
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Thanks, yes still about - just haven't been around here for much - until
lockdown :-)

Chris D

Martin Nicholas

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Jul 6, 2021, 1:22:19 PM7/6/21
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This just popped on RSS:
https://www.boatingbusiness.com/news101/finance-and-insurance/historic-vessel-insurance

--
Regards,

Martin Nicholas.

E-mail: reply-...@mgn.org.uk (Address will be valid throughout
July).

The Usenet: Proof that social media didn't just begin with FB.

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