Dive Insurance

Stephen Parkinson

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Aug 22, 2001, 2:29:15 PM8/22/01

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Does anyone have any recommendations/horror stories to tell about dive
insurance?. Since taking up this sport we (my wife and I) tend to get dive
insurance before we go on holiday and it covers us for the period we are
away for.. if we go 3/4 times a year it tends to get a little expensive...
any recommendations of reputable insurance companies/policies would be most
appreciated.

Regards
Steve

Harald Dolejsi

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Aug 23, 2001, 12:34:28 AM8/23/01

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Check DAN
http://www.daneurope.org

Greatings from Vienna
Harald

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Harald愀 Taucherseite
http://members.aon.at/har.do

Chrystianne Hayes

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Aug 23, 2001, 5:00:08 AM8/23/01

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Having researched this quite extensively, I came to the conclusion that
there are 2 separate issues here. First is your equipment, and secondly the
medical side. In the UK you are covered by the NHS, so any medical dive
insurance you take out for the UK means that you're paying for something you
get on the NHS for free anyway. What I did was list all my equipment (you
mustn't forget things like torches, SMB's, dive bags) and get a local dive
shop to give a replacement new-for-old value. I found an insurance company
to insure it for every situation, here and abroad. Something to watch out
for is that some companies don't insure your equipment whilst it is in use.
You could lose, say, a computer underwater and it's not covered, or you
could damage an octupus or a BCD. It's happened to me, and they paid out
without question, but you must itemise everything. The company I use also
insure the equipment if you have to jettison & dump. As to diving abroad,
the medical side of things the company I am with charge about £20-40 for all
situations depending on how long you go away for. Most people don't go
abroad more than 3 times a year, and if you do, the company will give you a
special rate.

The company I use tailor-make your diving insurance needs depending on your
situation which is ideal. They are called "Dive-Guard" and their number is
01709 555221, and are part of Greasborough Insurance Services in Rotherham.

Hope this helps

Chrystianne

Stephen Parkinson

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Aug 23, 2001, 8:01:41 AM8/23/01

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Chrystianne

thanks for all the info... I will certainly give them a call... will let you
know how I get along.

Regards
Steve

"Chrystianne Hayes" <victory...@virgin.net> wrote in message
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Martin Morgans

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Aug 23, 2001, 6:00:08 PM8/23/01

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I would use DAN the cover is excellent and you are not paying for any profit
element

M

"Stephen Parkinson" <sjparkinson(nospam)@blueyonder.co.uk> wrote in message
news:%RSg7.6794$5_3.3...@news1.cableinet.net...

Jason

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Aug 23, 2001, 6:55:40 PM8/23/01

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In article <I1fh7.19300$5_3.1...@news1.cableinet.net>, "Martin Morgans"
<Martin...@cableinet.co.uk> wrote:

> I would use DAN the cover is excellent and you are not paying for any
> profit element

The cover for diving incidents may be great, but their cover for other
travel insurance type things have very low maximum cover. Most insurance
covers you for about a million pounds worth of medical fees. DAN don't.

I have an annual policy with Westfield. They advertise in Diver and on
www.divernet.com if you're interested.

Standard travel insurance normally covers you to 30m, no-deco and often
you wouldn't want to do more or deeper anyway.

Jason

--
http://www.scuba-addict.co.uk/ for the UK viz database and trip reports
about Australia, the Caribbean, Spain, the Maldives, Bali and the UK

G Winstanley

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Aug 24, 2001, 6:16:36 AM8/24/01

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On Wed, 22 Aug 2001 18:29:15 GMT, the cup of "Stephen Parkinson"
<sjparkinson(nospam)@blueyonder.co.uk> overfloweth with the following:

Divemaster Insurance
http://www.dive-master.net
01702 476902

Stan