Camera insurance recommendations-Britain?
Tony Parkinson
news:01HW.B90C72550...@news.demon.co.uk...
> Dear Photographers,
> can anyone suggest a friendly and reputable insurer who can give
fairly
> comprehensive cover for camera equipment? I am a keen amateur, and
having
> recently heard of attempted camera thefts from photographers whilst
out &
> about in my local area I am a little concerned as to safety for
myself and
> photo gear which would prove costly to replace.
> Cheers!
>
Put it on your Household Insurance with "all risks" and "new for old"
cover. Cheaper than a specialist policy
Andy Harmer
"Tony Parkinson" <NOSPAMar...@btinternet.com> wrote in message
news:ac7j7h$ka0$2...@paris.btinternet.com...
Yep, I'd agree with Tony on that one. Make sure it covers accidental damage,
and theft from an unattended vehicle.
Andy
Bishop Mbongo
That of course presumes the single item limit covers the cost of the
camera AND the total claim limit in any one category, covers the cost
of the camera. OK if you have a cheapie I suppose.
NEVER assume "all risks" covers all risks!!
Also good taken away from the home are also usually subject to small
print that limits the size of the claim!!
You may find your day trip out with £2k worth of equipment that is
stolen from the car, was a bit more risky then you thought. You may
only get enough cover to buy a new beach ball.
Then there are the muggings. If you have a rucksack snatched with all
your gear, you may well find only a small percentage is payable!!
Lifes a bitch.
READ the small print thoroughly & test out various scenarios & see
just how well you would ACTUALLY be covered in an actual event.
Watch out for the crafty Bas@~'## they ARE out to screw you!!
Chris Fishwick
"Bishop Mbongo" <bishopmbongoAL...@icuknet.co.uk> wrote in
message news:3ce96c62...@casper.12.net...
Great Mongo! Sound advise, didn't think it possible from you :-0
CRF