Insurance liability question - car [sorry!]
Véritable Rosbif
crossing to our village shop. I had the door slightly open and a passing
car went into the trailing edge of the door, neatly chiselling it into the
frame and front wing. Impact is clearly on the edge of the door; that is,
it's not as if she went into a door which was already wide open. Impliedly
she wasn't much more than a foot from the side of the car as she passed -
or, rather, didn't! Damage to her car [Peugeot 206]: dented plastic bumper
and broken mirror. Damage to my car [Saab 95 estate, 2001]: door, wing,
bonnet, probably frame and it's undriveable, of course. Damage to me: none,
but it was *that* close!
Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
there a clear liability upon the moving car to allow space for stationery
vehicles? How likely is an insurance company to bother to fight.
--
Gaston Pierre la Vachequirit
Le seul vrai Anglais d'UKRM en Angleterre
Béhème R-1100RS
MDADSD #1
Bear
Véritable Rosbif says...
> Yesterday afternoon, I had parked the car at the side of the road before
> crossing to our village shop. I had the door slightly open and a passing
> car went into the trailing edge of the door, neatly chiselling it into the
> frame and front wing. Impact is clearly on the edge of the door; that is,
> it's not as if she went into a door which was already wide open. Impliedly
> she wasn't much more than a foot from the side of the car as she passed -
> or, rather, didn't! Damage to her car [Peugeot 206]: dented plastic bumper
> and broken mirror. Damage to my car [Saab 95 estate, 2001]: door, wing,
> bonnet, probably frame and it's undriveable, of course. Damage to me: none,
> but it was *that* close!
>
> Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
> there a clear liability upon the moving car to allow space for stationery
IIRC, in the UK, you're supposed to leave a one metre gap, BICBW.
> vehicles? How likely is an insurance company to bother to fight.
For your interests? Not much, unless it's DL, in which case the answer
is "not at all, ever, no-how, no-way".
--
Bear
"Trust me ... I know what I'm doing"
Timo Geusch
> Yesterday afternoon, I had parked the car at the side of the road
> before crossing to our village shop. I had the door slightly open
> and a passing car went into the trailing edge of the door, neatly
> chiselling it into the frame and front wing. Impact is clearly on
> the edge of the door; that is, it's not as if she went into a door
> which was already wide open. Impliedly she wasn't much more than a
> foot from the side of the car as she passed - or, rather, didn't!
> Damage to her car [Peugeot 206]: dented plastic bumper and broken
> mirror. Damage to my car [Saab 95 estate, 2001]: door, wing, bonnet,
> probably frame and it's undriveable, of course. Damage to me: none,
> but it was that close!
You weren't in the process of opening the door by any chance, like,
without looking?
> Will I have to grin and accept 50:50 [plus excess and NCD damage], or
> is there a clear liability upon the moving car to allow space for
> stationery vehicles? How likely is an insurance company to bother to
> fight.
My guess is that they'll try - OTOH it sounds like the other party hit
a stationary/parked car.
Did you get plod involved? There may be a spot of "without due car and
attention" around here somewhere...
--
Timo - the Anti-Lozzo
Morini Corsaro 125 | CB450K4 | ST1100 | XL250 Motosport
BOTAFOF #33 TWA#10
The UKRM FAQ: http://www.ukrm.net/faq/index.html
Véritable Rosbif
"Bear" <bastard...@gmail.com> wrote in message
news:MPG.1cf64518e...@news.individual.de...
> In article <d6hace$kh2$1...@nwrdmz01.dmz.ncs.ea.ibs-infra.bt.com>,
> Véritable Rosbif says...
>> Yesterday afternoon, I had parked the car at the side of the road before
>> crossing to our village shop. I had the door slightly open and a passing
>> car went into the trailing edge of the door, neatly chiselling it into
>> the
>> frame and front wing. Impact is clearly on the edge of the door; that
>> is,
>> it's not as if she went into a door which was already wide open.
>> Impliedly
>> she wasn't much more than a foot from the side of the car as she passed -
>> or, rather, didn't! Damage to her car [Peugeot 206]: dented plastic
>> bumper
>> and broken mirror. Damage to my car [Saab 95 estate, 2001]: door, wing,
>> bonnet, probably frame and it's undriveable, of course. Damage to me:
>> none,
>> but it was *that* close!
>>
>> Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
>> there a clear liability upon the moving car to allow space for stationery
>
> IIRC, in the UK, you're supposed to leave a one metre gap, BICBW.
Ta. Will check.
>
>> vehicles? How likely is an insurance company to bother to fight.
>
> For your interests? Not much, unless it's DL, in which case the answer
> is "not at all, ever, no-how, no-way".
DL? I'm now pondering on how lucky I was. A femto-second later and - head,
leg, the lot.
Véritable Rosbif
"Timo Geusch" <tn...@unix-consult.com> wrote in message
news:xn0e2fgy...@nermal.unix-consult.com...
> Viritable Rosbif scribbled on the back of a napkin:
>
>> Yesterday afternoon, I had parked the car at the side of the road
>> before crossing to our village shop. I had the door slightly open
>> and a passing car went into the trailing edge of the door, neatly
>> chiselling it into the frame and front wing. Impact is clearly on
>> the edge of the door; that is, it's not as if she went into a door
>> which was already wide open. Impliedly she wasn't much more than a
>> foot from the side of the car as she passed - or, rather, didn't!
>> Damage to her car [Peugeot 206]: dented plastic bumper and broken
>> mirror. Damage to my car [Saab 95 estate, 2001]: door, wing, bonnet,
>> probably frame and it's undriveable, of course. Damage to me: none,
>> but it was that close!
>
> You weren't in the process of opening the door by any chance, like,
> without looking?
Me? With *my* reputation? I was about to get out, thus the door was open,
and I was looking. She came round a curve and ... wallop! The door was
<35cm open, which is why it was driven into the car and not ripped off its
hinges. I suppose I should have been more carefullerer, but ...
>> Will I have to grin and accept 50:50 [plus excess and NCD damage], or
>> is there a clear liability upon the moving car to allow space for
>> stationery vehicles? How likely is an insurance company to bother to
>> fight.
>
> My guess is that they'll try - OTOH it sounds like the other party hit
> a stationary/parked car.
Of course they'll try. I was trying to get a feel on comparative
liabilities, and the stationery/parked argument is what appeals - obviously!
> Did you get plod involved? There may be a spot of "without due car and
> attention" around here somewhere...
No plod. Still, insco have been super-efficient and I'm off now to get
estimate and courtesy wheels. Thanks.
TOG@toil chateau.murray@btinternet.com
There's no stipulated minimum distance for passing parked cars - you've
just got to leave a sensible or reasonable gap. If you think about it,
stipulating a distance is impossible, because you might be in a narrow
street where it's impossible to keep to it......
If you were opening the car door, there's a strong chance it'll be
taken as your fault, unless you can find a witness to say she came
hurtling round the corner at XXX mph
Have a look at this:
http://www.insureyourmotor.com/car-insurance/parking-your-car.asp
A lot will depend on where you were parked, how far from the nearest
corner, width of the road, etc etc - but on the face of it, even though
she might have been driving like a twat, oening a car door into traffic
is something that puts a hell of a lot of responsibility on you.
Sorry to be the bearer of possible bad tidings, like.
Véritable Rosbif
<chateau...@btinternet.com> wrote in message
news:1116493052....@g43g2000cwa.googlegroups.com...
>Have a look at this:
>http://www.insureyourmotor.com/car-insurance/parking-your-car.asp
>A lot will depend on where you were parked, how far from the nearest
>corner, width of the road, etc etc - but on the face of it, even though
>she might have been driving like a twat, oening a car door into traffic
>is something that puts a hell of a lot of responsibility on you.
>Sorry to be the bearer of possible bad tidings, like.
No, fair enough and thanks for the link. I'm simply trying to get a fix on
my chances of insisting that the insurers play hardball, at least to begin
with.
Gods, haven't little cars improved in recent years. They've given me a
Corsa. Power-steering, steering-wheel controls for the radio, electric
windows and mirrors. I couldn't find a hole in the front for the
starting-handle, or hangers for the brass bull's-eye acetylene lamps.
Véritable Rosbif
"Whinging Courier" <markonusene...@yahoo.co.uk> wrote in message
news:MPG.1cf66f67f...@news.individual.net...
In uk.rec.motorcycles, Véritable Rosbif amazed us all with this pearl of
wisdom:
> > IIRC, in the UK, you're supposed to leave a one metre gap, BICBW.
>
> Ta. Will check.
>Yes, and just think if your door *hadn't* been open but one of your kids
> stuck their head out the window instead. Think of the children!
Oh yes, must think of the children.
An old "RadioActive" ripped up consumer programmes about 20 years ago.
"Lynn Faulds-Over" was berating a decorator for leaving his ladder up and
unattended in a house. "Ut's verra, verra deegenrous. Just think if a
small child had picked the front-door lock, got into the house, filled a
bowl with water, carried it from the kitchen to the lounge, taken his shoes
and socks off, climbed up the ladder with the bowl, stood in the bowl of
water, taken out the lightbulb and put his finger into the socket. He'd
moooost probably be kiiiiiilled. Ut's verra, verra deeeeengerous."
--
Gaston Pierre la Vachequirit
Le seul vrai Anglais d'UKRM en Angleterre
Béhčme R-1100RS
MDADSD #1
Grendel
"Véritable Rosbif" <gpvacheq...@yahoo.fr> wrote in message
news:d6honm$268$1...@nwrdmz03.dmz.ncs.ea.ibs-infra.bt.com...
>
> <chateau...@btinternet.com> wrote in message
> news:1116493052....@g43g2000cwa.googlegroups.com...
> No, fair enough and thanks for the link. I'm simply trying to get a fix
> on my chances of insisting that the insurers play hardball, at least to
> begin with.
If you pay for legal cover, use it and insist on using it, that's what
you're paying for. I agree with the comment about DL though. It took them
nearly two years to pass my non-fault claim (even got a letter from the
police saying I was completely 100% NOT to blame) to their legal department.
I still had to take the hit on my insurance in the end! :(
Hopefully you'll have better luck, sounds like they're looking after you so
far anyway.
Grendel.
Champ
<gpvacheq...@yahoo.fr> wrote:
>Gods, haven't little cars improved in recent years. They've given me a
>Corsa. Power-steering, steering-wheel controls for the radio, electric
>windows and mirrors.
heh. Haven't they just. I've got a loan Corsa while the front's
being put back on my Saab [1]. I suspect mine must be the 3 cylinder
version, but it makes a noise like no engine I've ever heard before.
[1] I accelerated onto a roundabout, having assumed that the guy in
front of me would also have pulled out. He decided not to, but I
reversed his decision for him quite quickly.
--
Champ
GSX-R 1000, GPz 750 turbo, ZX7RR Endurance Racer x 2
GYASB#0 BotToS#2 BOTAFO(T|F)#35 WG*#1 DFV#8
Team UKRM Racing : www.team-ukrm.com
ogden
>
> "Bear" <bastard...@gmail.com> wrote in message
> news:MPG.1cf64518e...@news.individual.de...
> > In article <d6hace$kh2$1...@nwrdmz01.dmz.ncs.ea.ibs-infra.bt.com>,
> > Véritable Rosbif says...
> >
> > For your interests? Not much, unless it's DL, in which case the answer
> > is "not at all, ever, no-how, no-way".
>
> DL?
Direct Line.
--
ogden, zx7r
ogden
>
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
>
--
ogden, zx7r
Ace
>[1] I accelerated onto a roundabout, having assumed that the guy in
>front of me would also have pulled out. He decided not to, but I
>reversed his decision for him quite quickly.
You twat.
--
_______
.'_/_|_\_'. Ace (brucedotrogers a.t rochedotcom)
\`\ | /`/ GSX-R1000K3
`\\ | //' BOTAFOT#3, SbS#2, UKRMMA#13, DFV#8, SKA#2
`\|/`
`
flash
"Champ" <ne...@champ.org.uk> wrote in message
news:8qqo81p8fmirbqg7n...@4ax.com...
> On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
> <gpvacheq...@yahoo.fr> wrote:
>
> >Gods, haven't little cars improved in recent years. They've given me a
> >Corsa. Power-steering, steering-wheel controls for the radio, electric
> >windows and mirrors.
>
> heh. Haven't they just. I've got a loan Corsa while the front's
> being put back on my Saab [1]. I suspect mine must be the 3 cylinder
> version, but it makes a noise like no engine I've ever heard before.
>
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
>
"..What were you doing? We don't run into people in this country..."
darsy
Champ wrote:
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
FFS - "never assume"[1].
[1] though I ought not to have to tell a PM something as basic as this.
--
d.
Champ
>On Thu, 19 May 2005 11:34:32 +0100, Champ <ne...@champ.org.uk> wrote:
>
>>[1] I accelerated onto a roundabout, having assumed that the guy in
>>front of me would also have pulled out. He decided not to, but I
>>reversed his decision for him quite quickly.
>
>You twat.
An entirely fair assessment, and rather more generous than the one I
gave myself at the time.
Paul Carmichael
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
>
That must be one of the most common types of accident. I presume you
have to take a 100% hit for that?
--
Paul.
CBR1100XX SuperBlackbird
BOTAFOT #4
BOTAFOF #30
MRO #24
Bear
> On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
> <gpvacheq...@yahoo.fr> wrote:
>
> >Gods, haven't little cars improved in recent years. They've given me a
> >Corsa. Power-steering, steering-wheel controls for the radio, electric
> >windows and mirrors.
>
> heh. Haven't they just. I've got a loan Corsa while the front's
> being put back on my Saab [1]. I suspect mine must be the 3 cylinder
> version, but it makes a noise like no engine I've ever heard before.
>
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
*snort*
I would have guffawed, but I came this >< close to doing the same thing
myself not 2 days ago.
Thank god it's a company car. Yours, I mean.
Bear
darsy says...
Ouch. Hasn't he suffered enough?
Beav
> Yesterday afternoon, I had parked the car at the side of the road before
> crossing to our village shop. I had the door slightly open and a passing
> car went into the trailing edge of the door, neatly chiselling it into the
> frame and front wing.
It usd to be that if this happened, it was the hitter (as opposed to you,
the hit) was responsible, but fortunately some wag with a little power got
all that changed. Now it's the one who opened the door who's at fault.
Chequqbook out if you please.
Impact is clearly on the edge of the door; that is,
> it's not as if she went into a door which was already wide open.
But it's into a door that was opened.
Impliedly
> she wasn't much more than a foot from the side of the car as she passed -
> or, rather, didn't!
That'll teach you to use your fucking mirrors before opening the door next
time. Imagine if that had been a bike you hadn't seen because of your
inattention.
Damage to her car [Peugeot 206]: dented plastic bumper
> and broken mirror.
Very fortunate for you I'd say.
Damage to my car [Saab 95 estate, 2001]: door, wing,
> bonnet, probably frame and it's undriveable, of course.
Life's a bitch.
Damage to me: none,
> but it was *that* close!
And again, imagine if you'd opened that door on a bike rider.
>
> Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
> there a clear liability upon the moving car to allow space for stationery
> vehicles?
To clear a car yes, to clear a car with a numpty driver who doesn't bother
to check what's coming up before opening the door and making the car
instantly wider, a most definite no.
How likely is an insurance company to bother to fight.
If I was the driver of the other car, I'd fight 'til my teeth bled and I'd
make sure my insurance co did the same. I would NOT accept any liability.
--
Beav
Reply to "beavis dot original at ntlworld dot com" (with the obvious
changes)
.
Andy Bonwick
<beavis....@ntlwoxoorld.com> wrote:
>
>"Véritable Rosbif" <gpvacheq...@yahoo.fr> wrote in message
snip>
> Damage to me: none,
>> but it was *that* close!
>
>And again, imagine if you'd opened that door on a bike rider.
>
Fuck 'em if they ride that close to parked cars.
The only way they'll learn is from a few stitches and a couple of
broken bones and if a small accident makes them a better rider in the
long term it's a lesson well worth learning.
--
Andy Bonwick
ZX9RE1
BOTAFOT#22,BONY#22,MRO#22,IBW#12,UKRMFBC#6,UKRMRM#4
BOB#7,BOTAFOF#4398723498723.3,Mirtth#30,FTB#2
BGN
<beavis....@ntlwoxoorld.com> wrote:
> Impliedly
>> she wasn't much more than a foot from the side of the car as she passed -
>> or, rather, didn't!
>
>That'll teach you to use your fucking mirrors before opening the door next
>time. Imagine if that had been a bike you hadn't seen because of your
>inattention.
<grabs DSA's Driving: The Essential Skills from bookshelf>
(Mirrors, use of)
"Always use your mirrors before:
...Opening you car door.
THIS IS ONE OF THE FEW DRIVING RULES THAT IS NOT SUBJECT TO ANY
EXCEPTION OR QUALIFICATION, OTHER THAN IN AN EMERGENCY."
--
-- Nick - DALnet: Hayn - ICQ: 9235201 - MSN: nickm...@spamcop.net --
-- Rat-esq ER5 - LotR#4 --------------> SPACE FOR RENT <--------------
Boots Blakeley
>[1] I accelerated onto a roundabout, having assumed that the guy in
>front of me would also have pulled out. He decided not to, but I
>reversed his decision for him quite quickly.
I did that in a BT van 3 miles and 10 minutes from the workshop where
I'd collected it after the previous self inflicted prang. IIRC the
workshop foreman called me a cunt.
--
Ian
"Democracy, what we need - Kakistocracy what we've got"
The FAQ is here http://www.ukrm.net/faq/index.html
98 FZS600, 72 T120R MIB#21 TWA#6 COSOC#12
Lozzo
> In article <8qqo81p8fmirbqg7n...@4ax.com>, Champ says...
> > [1] I accelerated onto a roundabout, having assumed that the guy in
> > front of me would also have pulled out. He decided not to, but I
> > reversed his decision for him quite quickly.
>
> *snort*
>
> I would have guffawed, but I came this >< close to doing the same thing
> myself not 2 days ago.
>
> Thank god it's a company car. Yours, I mean.
IIRC Champ bought his Saab from the company a few months ago.
--
Lozzo
GSX-R1000K1
"Lozzo is not a role model"
(tm) Laura Smith, BOSM 2005
Bear
says...
> Bear says...
> > In article <8qqo81p8fmirbqg7n...@4ax.com>, Champ says...
>
> > > [1] I accelerated onto a roundabout, having assumed that the guy in
> > > front of me would also have pulled out. He decided not to, but I
> > > reversed his decision for him quite quickly.
> >
> > *snort*
> >
> > I would have guffawed, but I came this >< close to doing the same thing
> > myself not 2 days ago.
> >
> > Thank god it's a company car. Yours, I mean.
>
> IIRC Champ bought his Saab from the company a few months ago.
Ah yes, good point. Double trouble, then.
"Speed kills" "think of the children", etc etc.
Lady Nina
>On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
><gpvacheq...@yahoo.fr> wrote:
>
>>Gods, haven't little cars improved in recent years. They've given me a
>>Corsa. Power-steering, steering-wheel controls for the radio, electric
>>windows and mirrors.
>
>heh. Haven't they just. I've got a loan Corsa while the front's
>being put back on my Saab [1]. I suspect mine must be the 3 cylinder
>version, but it makes a noise like no engine I've ever heard before.
>
>[1] I accelerated onto a roundabout, having assumed that the guy in
>front of me would also have pulled out. He decided not to, but I
>reversed his decision for him quite quickly.
That's the no claims gone then.
--
Lady Nina.
Grimly Curmudgeon
drugs began to take hold. I remember Champ <ne...@champ.org.uk> saying
something like:
>[1] I accelerated onto a roundabout, having assumed that the guy in
>front of me would also have pulled out. He decided not to, but I
>reversed his decision for him quite quickly.
Ouch. BTDT. What a prat (me).
--
Dave
GS850 x2 XS650SE / SE 6a
petrolcan
> In article <8qqo81p8fmirbqg7n...@4ax.com>, Champ says...
> > On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
> > <gpvacheq...@yahoo.fr> wrote:
> >
> > > Gods, haven't little cars improved in recent years. They've
> > > given me a Corsa. Power-steering, steering-wheel controls for
> > > the radio, electric windows and mirrors.
> >
> > heh. Haven't they just. I've got a loan Corsa while the front's
> > being put back on my Saab [1]. I suspect mine must be the 3
> > cylinder version, but it makes a noise like no engine I've ever
> > heard before.
> >
> > [1] I accelerated onto a roundabout, having assumed that the guy in
> > front of me would also have pulled out. He decided not to, but I
> > reversed his decision for him quite quickly.
>
> snort
>
> I would have guffawed, but I came this >< close to doing the same
> thing myself not 2 days ago.
>
> Thank god it's a company car. Yours, I mean.
I did near enough the same thing a few weeks ago(1). Pulled over after
the lights, he straightened his bumper and told me all was okay.
I was relieved to an extent but I have this niggling feeling that he
may have been uninsured.
(1)No apparent damage to my car except the bumper has been pushed back
an inch or so and now I can't open the bonnet.
--
Michael
Hippo Keeper for the Sultan of Bling
'fot#125|twa#5|flo#10|cosoc#1|HYPO#5(temp KOTL)
Ebay items: http://tinyurl.com/3wfy8
Salad Dodger
>[1] I accelerated onto a roundabout, having assumed that the guy in
>front of me would also have pulled out. He decided not to, but I
>reversed his decision for him quite quickly.
We had some Frog do that to us on the CBRthou, in Bayeux.
Never got a penny out the insurers, either.
--
| ___ Salad Dodger
|/ \
_/_____\_ GL1500SEV/CBR1100XXX/KH500A8/TS250C
|_\_____/_| ..75127../..18583.../..3196./.19406
(>|_|_|<) TPPFATUICG#7 DIAABTCOD#9 YTC#4 PM#5
|__|_|__| BOTAFOT #70 BOTAFOF #09 two#11 WG*
\ |^| / IbW#0 & KotIbW# BotTOS#6 GP#4
\|^|/ ANORAK#17 IbB#4
'^' RBR Landmarks: 12 Pts: 220 Miles: 914
Timo Geusch
> I did near enough the same thing a few weeks ago(1). Pulled over after
> the lights, he straightened his bumper and told me all was okay.
>
> I was relieved to an extent but I have this niggling feeling that he
> may have been uninsured.
Either that or he couldn't be bothered because his car was so shite
anyway...
Was it?
> (1)No apparent damage to my car except the bumper has been pushed back
> an inch or so and now I can't open the bonnet.
Well, I'd call that apparent damage but hey...
--
Timo - the Anti-Lozzo
Morini Corsaro 125 | CB450K4 | ST1100 | XL250 Motosport
BOTAFOF #33 TWA#10
The UKRM FAQ: http://www.ukrm.net/faq/index.html
Véritable Rosbif
"Beav" <beavis....@ntlwoxoorld.com> wrote in message
news:118prp5...@news.supernews.com...
>
> "Véritable Rosbif" <gpvacheq...@yahoo.fr> wrote in message Impliedly
>> she wasn't much more than a foot from the side of the car as she passed -
>> or, rather, didn't!
>
> That'll teach you to use your fucking mirrors before opening the door next
> time. Imagine if that had been a bike you hadn't seen because of your
> inattention.
I did I did I did I did. Two cars went past without mishap, but the third
was *that* much more closerer. I know the road and how tricky it can be,
and don't believe I was being [particularly] irresponsible.
> Damage to my car [Saab 95 estate, 2001]: door, wing,
>> bonnet, probably frame and it's undriveable, of course.
>
> Life's a bitch.
Yebbut I'm not using the thread to bleat about it; just to get a view on
liability. What is, is - and the insco have been very efficient, and in the
context of life generally this has been a refreshingly bitch-free
experience. Thanks for your contra-views, though, which are a healthy and
invigorating bucket of cold water over my starry-eyed optimism!
> Damage to me: none,
>> but it was *that* close!
>
> And again, imagine if you'd opened that door on a bike rider.
A bike rider would - by virtue of superior training and observational
skills - have been far more
thoughtful/experienced/aware/responsible/concerned for his/her safety.
>> Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
>> there a clear liability upon the moving car to allow space for stationery
>> vehicles?
>
> To clear a car yes, to clear a car with a numpty driver who doesn't bother
> to check what's coming up before opening the door and making the car
> instantly wider, a most definite no.
With pre-judgment skills like that, are you perhaps a JP?!
> How likely is an insurance company to bother to fight.
>
> If I was the driver of the other car, I'd fight 'til my teeth bled and I'd
> make sure my insurance co did the same. I would NOT accept any liability.
We'll see about that. The disproportionate damage means that my lads have a
vested interest in not accepting 50:50 :-))
--
Gaston Pierre la Vachequirit
Le seul vrai Anglais d'UKRM en Angleterre
Béhème R-1100RS
MDADSD #1
Véritable Rosbif
"BGN" <nickm...@spamcop.net> wrote in message
news:lpsp81h6tv1nms5p2...@4ax.com...
> On Thu, 19 May 2005 20:55:14 +0100, "Beav"
> <beavis....@ntlwoxoorld.com> wrote:
>
>> Impliedly
>>> she wasn't much more than a foot from the side of the car as she
>>> passed -
>>> or, rather, didn't!
>>
>>That'll teach you to use your fucking mirrors before opening the door next
>>time. Imagine if that had been a bike you hadn't seen because of your
>>inattention.
>
> <grabs DSA's Driving: The Essential Skills from bookshelf>
>
> (Mirrors, use of)
>
> "Always use your mirrors before:
>
> ...Opening you car door.
Entirely valid point. Had used mirrors, was using mirrors and door was held
fractionally open. Point is - valid or not - that the third party came
extreeeeemely close, as possibly corroborated by the angle and nature of the
damage.
Pip
<gpvacheq...@yahoo.fr> wrote:
> I'm simply trying to get a fix on
>my chances of insisting that the insurers play hardball, at least to begin
>with.
I don't think that you have much chance TBH, even if your insurers do
"play hardball". As any fule kno, insurers do wtf they want to,
usually taking the path of least resistance, especially if it saves
them money.
Reading all of your posts to this thread, it seems to me that you have
little chance, except of your insurers paying for the damage to your
vehicle - as well as to the vehicle that hit you. You say that you
were parked in an area that you know is a bit iffy when it comes to
traffic - you were also on a bend. The Third Party - was she keeping
tight to you to avoid oncoming traffic perhaps - or maximising her
view round the bend?
The salient point that occurs to me - echoing back down the years from
the occasion that I rammed a shiny new Mazda (owned by a senior lawyer
for the NCB) up the arse with my POS Dolly Sprint, leaving a fantastic
imprint of a pair of Cibie Super Oscars in his rear panel that looked
like he'd had a visit from a hiogh-speed Pamela Anderson - is that you
... "failed to keep an adequate lookout ... " and that by your
"...patent lack of observation and anticipation ... " caused another
road user to collide with you.
In your shoes, I'd keep a pretty low profile, fill in the forms
carefully and avoid protesting too much, while hoping to get a
knock-for-knock out of it. I really think you are on a bit of a
sticky wicket with this one, young man.
--
Pip
Pip
<gpvacheq...@yahoo.fr> wrote:
>"BGN" <nickm...@spamcop.net> wrote in message
>news:lpsp81h6tv1nms5p2...@4ax.com...
>> "Always use your mirrors before:
>>
>> ...Opening you car door.
>
>Entirely valid point. Had used mirrors, was using mirrors and door was held
>fractionally open. Point is - valid or not - that the third party came
>extreeeeemely close, as possibly corroborated by the angle and nature of the
>damage.
Is "fractionally" anywhere near " (not) much more than a foot" (from
the side of your car)? If you /were/ "using (your) mirrors" why did
you not see this car that was so extremely close, and hold your door
closed until it had passed?
--
Pip
Chris Soanes
> "Timo Geusch" <tn...@unix-consult.com> wrote in message
> news:xn0e2fgy...@nermal.unix-consult.com...
>>
>>You weren't in the process of opening the door by any chance, like,
>>without looking?
>
>
> Me? With *my* reputation? I was about to get out, thus the door was open,
> and I was looking. She came round a curve and ... wallop! The door was
ICBW, but that makes it sound like you parked on the inside of a blind bend.
We need a picture.
Véritable Rosbif
"Pip" <NOSPAMgi...@OMITTHISgmail.com> wrote in message
news:uqcr81pgoc20lluoo...@4ax.com...
> The salient point that occurs to me - echoing back down the years from
> the occasion that I rammed a shiny new Mazda (owned by a senior lawyer
> for the NCB) up the arse with my POS Dolly Sprint, leaving a fantastic
> imprint of a pair of Cibie Super Oscars in his rear panel that looked
> like he'd had a visit from a hiogh-speed Pamela Anderson - is that you
> ... "failed to keep an adequate lookout ... " and that by your
> "...patent lack of observation and anticipation ... " caused another
> road user to collide with you.
In that case, however, you would have been bang to rights, as
following/overtaking traffic is always - well, 99.9% of the time - in the
wrong by definition, as has been alluded to in other recent threads ...
"slam on brakes of SOC, causing tailgating twat to nosedive straight in".
Yes, admittedly with even more observation and anticipation it wouldn't have
happened. Still, it did and I was looking for informed opinion. I've had
that from many here, for which much thanks.
>
> In your shoes, I'd keep a pretty low profile, fill in the forms
> carefully and avoid protesting too much, while hoping to get a
> knock-for-knock out of it. I really think you are on a bit of a
> sticky wicket with this one, young man.
Young man, indeed! Look, however much you flatter me you're *not* getting
into my knickers.
Véritable Rosbif
"Chris Soanes" <spa...@ilikespam.com> wrote in message
news:d6klnf$s70$1...@news-out.ftel.co.uk...
The merest of curves, and in a sorta semi kinda lay-by opposite the shop,
but good point.
petrolcan
> petrolcan scribbled on the back of a napkin:
>
> > I did near enough the same thing a few weeks ago(1). Pulled over
> > after the lights, he straightened his bumper and told me all was
> > okay.
> >
> > I was relieved to an extent but I have this niggling feeling that he
> > may have been uninsured.
>
> Either that or he couldn't be bothered because his car was so shite
> anyway...
>
> Was it?
His was 'less shite'
> > (1)No apparent damage to my car except the bumper has been pushed
> > back an inch or so and now I can't open the bonnet.
>
> Well, I'd call that apparent damage but hey...
I suppose so but sorted now with the aid of a club hammer :-)
TimP
Beav
"Andy Bonwick" <nos...@bonwick.me.uk> wrote in message
news:adsp81lj8bbld7ijh...@4ax.com...
> On Thu, 19 May 2005 20:55:14 +0100, "Beav"
> <beavis....@ntlwoxoorld.com> wrote:
>
>>
>>"Véritable Rosbif" <gpvacheq...@yahoo.fr> wrote in message
> snip>
>
>> Damage to me: none,
>>> but it was *that* close!
>>
>>And again, imagine if you'd opened that door on a bike rider.
>>
> Fuck 'em if they ride that close to parked cars.
Well there is that, but if there's not enough room to leave a fuck off big
gap, what to do? Find another road?
>
> The only way they'll learn is from a few stitches and a couple of
> broken bones and if a small accident makes them a better rider in the
> long term it's a lesson well worth learning.
I believe a seperation of their left side from their right, may be a little
extreme though.
Beav
>
> "BGN" <nickm...@spamcop.net> wrote in message
> news:lpsp81h6tv1nms5p2...@4ax.com...
>> On Thu, 19 May 2005 20:55:14 +0100, "Beav"
>> <beavis....@ntlwoxoorld.com> wrote:
>>
>>> Impliedly
>>>> she wasn't much more than a foot from the side of the car as she
>>>> passed -
>>>> or, rather, didn't!
>>>
>>>That'll teach you to use your fucking mirrors before opening the door
>>>next
>>>time. Imagine if that had been a bike you hadn't seen because of your
>>>inattention.
>>
>> <grabs DSA's Driving: The Essential Skills from bookshelf>
>>
>> (Mirrors, use of)
>>
>> "Always use your mirrors before:
>>
>> ...Opening you car door.
>
> Entirely valid point. Had used mirrors, was using mirrors and door was
> held fractionally open.
Obviously not enough mirroring though was it? Or it was and you chose to
keep the door open knowing there was a vhicle coming towards you. Either
way, it's your fault.
Point is - valid or not - that the third party came
> extreeeeemely close, as possibly corroborated by the angle and nature of
> the damage.
Won't make one iota of difference. You opened a door, she ran nto it. Game
over. It's a "little" like being extreeeeeemely close to the speed limit,
but "just" triggering a speed cam. Who cares HOW fast (or in your case how
open the door was) it was open.
Beav
>
> "Beav" <beavis....@ntlwoxoorld.com> wrote in message
> news:118prp5...@news.supernews.com...
>>
>> "Véritable Rosbif" <gpvacheq...@yahoo.fr> wrote in message Impliedly
>>> she wasn't much more than a foot from the side of the car as she
>>> passed - or, rather, didn't!
>>
>> That'll teach you to use your fucking mirrors before opening the door
>> next time. Imagine if that had been a bike you hadn't seen because of
>> your inattention.
>
> I did I did I did I did. Two cars went past without mishap, but the third
> was *that* much more closerer.
But she could EASILY argue that the door was "that" much more open, and
she'd win that argument.
I know the road and how tricky it can be,
> and don't believe I was being [particularly] irresponsible.
The results seem to indicate otherwise.
>
>> Damage to my car [Saab 95 estate, 2001]: door, wing,
>>> bonnet, probably frame and it's undriveable, of course.
>>
>> Life's a bitch.
>
> Yebbut I'm not using the thread to bleat about it; just to get a view on
> liability.
Well you've got that I'd say. You're responsible. No arguments as I see
things.
What is, is - and the insco have been very efficient, and in the
> context of life generally this has been a refreshingly bitch-free
> experience. Thanks for your contra-views, though, which are a healthy and
> invigorating bucket of cold water over my starry-eyed optimism!
If this had happened a few years ago, you'd have been WELL in the clear, but
the times they are, and all that.
>
>> Damage to me: none,
>>> but it was *that* close!
>>
>> And again, imagine if you'd opened that door on a bike rider.
>
> A bike rider would - by virtue of superior training and observational
> skills - have been far more
> thoughtful/experienced/aware/responsible/concerned for his/her safety.
I've seen some bike riders too. Strangely they're not ALL well trained. A
friend of mine executed a "U" turn two weeks ago and took a bike rider out.
He's had the piss ripped out of him ever since (and rightly so) because he's
a biker when he's not returning customers cars.
>
>>> Will I have to grin and accept 50:50 [plus excess and NCD damage], or is
>>> there a clear liability upon the moving car to allow space for
>>> stationery vehicles?
>>
>> To clear a car yes, to clear a car with a numpty driver who doesn't
>> bother to check what's coming up before opening the door and making the
>> car instantly wider, a most definite no.
>
> With pre-judgment skills like that, are you perhaps a JP?!
No, but I've been before more than a few and I've learned how they think.
And I can lift heavy things.
>
>> How likely is an insurance company to bother to fight.
>>
>> If I was the driver of the other car, I'd fight 'til my teeth bled and
>> I'd make sure my insurance co did the same. I would NOT accept any
>> liability.
>
> We'll see about that. The disproportionate damage means that my lads have
> a vested interest in not accepting 50:50 :-))
I wish you luck, but I won't hold my breath doing it. And check your mirrors
in future and DON'T open a fucking door until the road is (and he're that
all important word)....
CLEAR.
Beav
"Champ" <ne...@champ.org.uk> wrote in message
news:8qqo81p8fmirbqg7n...@4ax.com...
> On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
> <gpvacheq...@yahoo.fr> wrote:
>
>>Gods, haven't little cars improved in recent years. They've given me a
>>Corsa. Power-steering, steering-wheel controls for the radio, electric
>>windows and mirrors.
>
> heh. Haven't they just. I've got a loan Corsa while the front's
> being put back on my Saab [1]. I suspect mine must be the 3 cylinder
> version, but it makes a noise like no engine I've ever heard before.
>
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
Fuck, that's magic. I did a similar thing years ago in a (head down in
shame) VW camper thing. Fortunately, the woman I rear ended was so stupid
that when I got out and told her she'd rolled back into me, she accepted it
and we parted company to sort our own damage out.
I had none (the front mounted spare wheel makes a very effective battering
ram) while she had a very effectively battered tailgate.
Taught the bitch a lesson. Don't sit talking about which sausages to fry for
hubby's lunch to the stupid bitch in the passenger seat.
Beav
"petrolcan" <petrolc...@gmail.com> wrote in message
news:xn0e2gk7...@news.individual.net...
Makes maintenance far easier that.
BGN
<gpvacheq...@yahoo.fr> wrote:
>> And again, imagine if you'd opened that door on a bike rider.
>
>A bike rider would - by virtue of superior training and observational
>skills - have been far more
>thoughtful/experienced/aware/responsible/concerned for his/her safety.
What's that... is that Mr. Darwin I hear calling me?
Pip
Yes, Tim - and your point was?
--
Pip
Grimly Curmudgeon
<beavis....@ntlwoxoorld.com> saying something like:
>Fuck, that's magic. I did a similar thing years ago in a (head down in
>shame) VW camper thing. Fortunately, the woman I rear ended was so stupid
>that when I got out and told her she'd rolled back into me, she accepted it
>and we parted company to sort our own damage out.
>
>I had none (the front mounted spare wheel makes a very effective battering
>ram) while she had a very effectively battered tailgate.
>
>Taught the bitch a lesson. Don't sit talking about which sausages to fry for
>hubby's lunch to the stupid bitch in the passenger seat.
She was stupid and it taught her a lesson?
You ran into her and persuaded her it was her fault, that makes you the
cunt.
Beav
"Grimly Curmudgeon" <grimlycur...@hotmail.com> wrote in message
news:4rdu815apuqunp7dc...@4ax.com...
I never disputed that.
Grimly Curmudgeon
drugs began to take hold. I remember "Beav"
<beavis....@ntlwoxoorld.com> saying something like:
>> You ran into her and persuaded her it was her fault, that makes you the
>> cunt.
>
>I never disputed that.
Fair enough, then.
By fuck, you just can't get the class of argument around here you used
to.
Champ
Can't remember if I opted for the "protected no claims" option when I
took it out.
--
Champ
Champ
wrote:
>Thank god it's a company car. Yours, I mean.
Not any more it isn't.
--
Champ
Rope
> [1] I accelerated onto a roundabout, having assumed that the guy in
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
BTDTGTTS
--
Rob_P
UKRM(at)indqualtec.co.uk
uppercase(d) BBIWYMC#1 BOG#11? MRO#31 IBCDBBB#1(kotl)
FJ1200, CCM130
Rebel without a clue
Beav
You probably could on a good day, but I'm all class argued out and my arse
hurts. Not (as you probably wish) from getting it kicked into the middle of
next week, but from spending all weekendon my hard as nails bike. Does that
make ME hard as nails d'you reckon?
If so..... come on down <G>
dwb
> On Thu, 19 May 2005 10:11:02 +0000 (UTC), "Véritable Rosbif"
> <gpvacheq...@yahoo.fr> wrote:
>
>> Gods, haven't little cars improved in recent years. They've given
>> me a Corsa. Power-steering, steering-wheel controls for the radio,
>> electric windows and mirrors.
>
> heh. Haven't they just. I've got a loan Corsa while the front's
> being put back on my Saab [1]. I suspect mine must be the 3 cylinder
> version, but it makes a noise like no engine I've ever heard before.
>
> front of me would also have pulled out. He decided not to, but I
> reversed his decision for him quite quickly.
You haven't got a Peugeot 206 as well at home do you?
At least it wasn't a bike - it's not a pleasant experience :-)