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Re: OT:Why have supermarkets stopped offering cashback ?
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Martin Brown
Jan 27, 2014, 8:03:41 AM1/27/14
to
On 27/01/2014 12:54, Jethro_uk wrote:
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
I'd hazard a guess their time & motions people have finally worked out
that they were not making any money by doing it and it took up time.
Tesco & Sainsbury checkout operators are already dead slow to stop when
compared to somewhere properly fast like Aldi or Lidl.
Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
--
Regards,
Martin Brown
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
I'd hazard a guess their time & motions people have finally worked out
that they were not making any money by doing it and it took up time.
Tesco & Sainsbury checkout operators are already dead slow to stop when
compared to somewhere properly fast like Aldi or Lidl.
Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
--
Regards,
Martin Brown
Nightjar
Jan 27, 2014, 9:08:31 AM1/27/14
to
On 27/01/2014 12:54, Jethro_uk wrote:
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
I would guess that is a combination of most customers now knowing that
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
they can get cashback if they want and fewer paying with cash, so there
is less need to reduce the amount of cash held in store.
Colin Bignell
.
Jan 27, 2014, 10:06:25 AM1/27/14
to
On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
<|||newspam|||@nezumi.demon.co.uk> wrote:
>On 27/01/2014 12:54, Jethro_uk wrote:
>> Chatting to a till operator recently, I was told they had been told to
>> stop asking customers if they wanted cashback, although they can still
>> provide it.
>>
>> Vaguely thinking about it, it seems to be the case across more than one
>> chain (Sainsburys and Tescos certainly).
>>
>> Just wondered why ....
>>
>I'd hazard a guess their time & motions people have finally worked out
>that they were not making any money by doing it and it took up time.
They've got enough time to ask whether one has a Clubcard or Nectar
<|||newspam|||@nezumi.demon.co.uk> wrote:
>On 27/01/2014 12:54, Jethro_uk wrote:
>> Chatting to a till operator recently, I was told they had been told to
>> stop asking customers if they wanted cashback, although they can still
>> provide it.
>>
>> Vaguely thinking about it, it seems to be the case across more than one
>> chain (Sainsburys and Tescos certainly).
>>
>> Just wondered why ....
>>
>I'd hazard a guess their time & motions people have finally worked out
>that they were not making any money by doing it and it took up time.
card, though!
>Tesco & Sainsbury checkout operators are already dead slow to stop when
>compared to somewhere properly fast like Aldi or Lidl.
15 minutes to check out 5 minutes' worth of shopping.
>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
newspapers. The Times is a quid.
.
Jan 27, 2014, 10:08:48 AM1/27/14
to
associated banks, it seems like paying with cash is a good idea. I pay
for most things with cash, including petrol.
Mel Rowing
Jan 27, 2014, 10:19:18 AM1/27/14
to
On 27/01/2014 12:54, Jethro_uk wrote:
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
Because we now ive in the day of the ATM and free service ATMs are
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
available at most supermarkets.
In addition all supermarket tills now incorporate facilities to
accomodate the use of chip & pin technology. This will reduce the amount
of cash in the till.
Message has been deleted
Mel Rowing
Jan 27, 2014, 11:26:59 AM1/27/14
to
On 27/01/2014 15:26, Jethro_uk wrote:
Offering a facility by itself encourages increased use and surely it's
better for the efficient running of the store that customers use the
ATMs provided. At the same time, outright refusal might cause offence.
Further cashback is not avilable from credit card. There would sill
appear to be some who do not undersand this.
>> In addition all supermarket tills now incorporate facilities to
>> accomodate the use of chip & pin technology. This will reduce the amount
>> of cash in the till.
>
> I always seem to be stuck behind someone paying in pennies ;)
There is no reason for that either. These days coin can be emptied into
a machine near the door which counts it and dispenses notes to the value.
Supermarkets are not being slow in utilising modern technolgy to spped
up the retail process. Everybody hates the queue. Over the last couple
of years or so we have seen the introduction of self scanning ports for
samll purchases.
How longwill it be before all products have RFID chips implanted in
goods as routine and the whole trolley load is checked out in a couple
of seconds or so an itemised till receipt issued and the cost debited to
your card account?
> On Mon, 27 Jan 2014 15:19:18 +0000, Mel Rowing wrote:
>> Because we now ive in the day of the ATM and free service ATMs are
>> available at most supermarkets.
>
> But they still provide cashback. Just don't ask.
>> Because we now ive in the day of the ATM and free service ATMs are
>> available at most supermarkets.
>
Offering a facility by itself encourages increased use and surely it's
better for the efficient running of the store that customers use the
ATMs provided. At the same time, outright refusal might cause offence.
Further cashback is not avilable from credit card. There would sill
appear to be some who do not undersand this.
>> In addition all supermarket tills now incorporate facilities to
>> accomodate the use of chip & pin technology. This will reduce the amount
>> of cash in the till.
>
There is no reason for that either. These days coin can be emptied into
a machine near the door which counts it and dispenses notes to the value.
Supermarkets are not being slow in utilising modern technolgy to spped
up the retail process. Everybody hates the queue. Over the last couple
of years or so we have seen the introduction of self scanning ports for
samll purchases.
How longwill it be before all products have RFID chips implanted in
goods as routine and the whole trolley load is checked out in a couple
of seconds or so an itemised till receipt issued and the cost debited to
your card account?
Message has been deleted
R. Mark Clayton
Jan 27, 2014, 11:52:16 AM1/27/14
to
"Jethro_uk" <jeth...@hotmailbin.com> wrote in message
news:lc5ktf$m6h$6...@dont-email.me...
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
Probably because more people are paying by some sort of card or another.
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
The main reason for offering cashback was to reduce the cash holding in
shop.
Martin
Jan 27, 2014, 1:49:43 PM1/27/14
to
On 27/01/2014 15:26, Jethro_uk wrote:
>> In addition all supermarket tills now incorporate facilities to
>> accomodate the use of chip & pin technology. This will reduce the amount
>> of cash in the till.
>
>> accomodate the use of chip & pin technology. This will reduce the amount
>> of cash in the till.
>
> I always seem to be stuck behind someone paying in pennies ;)
Sorry, but I DO try and only do that in the evenings.
Michael Swift
Jan 27, 2014, 2:03:40 PM1/27/14
to
In article <ksadnXDiaOpOFXvP...@bt.com>, Mel Rowing
<mel.r...@btinternet.com> writes
Mike
--
Michael Swift We do not regard Englishmen as foreigners.
Kirkheaton We look on them only as rather mad Norwegians.
Yorkshire Halvard Lange
<mel.r...@btinternet.com> writes
>There is no reason for that either. These days coin can be emptied into a
>machine near the door which counts it and dispenses notes to the value.
True, but the ones I've seen take a percentage of what's put in.
>machine near the door which counts it and dispenses notes to the value.
Mike
--
Michael Swift We do not regard Englishmen as foreigners.
Kirkheaton We look on them only as rather mad Norwegians.
Yorkshire Halvard Lange
®i©ardo
Jan 27, 2014, 3:28:00 PM1/27/14
to
On 27/01/2014 12:54, Jethro_uk wrote:
> Chatting to a till operator recently, I was told they had been told to
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
Probably because anyone with half a brain who was buying their weekly
> stop asking customers if they wanted cashback, although they can still
> provide it.
>
> Vaguely thinking about it, it seems to be the case across more than one
> chain (Sainsburys and Tescos certainly).
>
> Just wondered why ....
>
shop with a credit card, which seems to be the norm, would have twigged
that by using it to obtain cash as well as paying for their groceries
would mean having to pay interest at a substantial rate on the cash
advance and possible a fee as well.
--
Moving Things In Still Pictures
Nightjar
Jan 27, 2014, 4:52:50 PM1/27/14
to
Colin Bignell
Nightjar
Jan 27, 2014, 5:04:48 PM1/27/14
to
Colin Bignell
Alex Heney
Jan 27, 2014, 5:37:10 PM1/27/14
to
On Mon, 27 Jan 2014 15:06:25 +0000, . <kyli...@yahoo.co.uk> wrote:
>On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
><|||newspam|||@nezumi.demon.co.uk> wrote:
>
>>On 27/01/2014 12:54, Jethro_uk wrote:
>>> Chatting to a till operator recently, I was told they had been told to
>>> stop asking customers if they wanted cashback, although they can still
>>> provide it.
>>>
>>> Vaguely thinking about it, it seems to be the case across more than one
>>> chain (Sainsburys and Tescos certainly).
>>>
>>> Just wondered why ....
>>>
>>I'd hazard a guess their time & motions people have finally worked out
>>that they were not making any money by doing it and it took up time.
>
>They've got enough time to ask whether one has a Clubcard or Nectar
>card, though!
>
That probably takes them the best part of 2 seconds.
>On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
><|||newspam|||@nezumi.demon.co.uk> wrote:
>
>>On 27/01/2014 12:54, Jethro_uk wrote:
>>> Chatting to a till operator recently, I was told they had been told to
>>> stop asking customers if they wanted cashback, although they can still
>>> provide it.
>>>
>>> Vaguely thinking about it, it seems to be the case across more than one
>>> chain (Sainsburys and Tescos certainly).
>>>
>>> Just wondered why ....
>>>
>>I'd hazard a guess their time & motions people have finally worked out
>>that they were not making any money by doing it and it took up time.
>
>They've got enough time to ask whether one has a Clubcard or Nectar
>card, though!
>
>>Tesco & Sainsbury checkout operators are already dead slow to stop when
>>compared to somewhere properly fast like Aldi or Lidl.
>
till. If you have more than you can easily carry in your hands, you
need to put it all back in the trolley, then go to a shelf area to
pack it.
That may be more efficient from the POV of the store, but it is less
so for anybody with a significant amount of shopping.
>You're not kidding. Add Morrisons to your list, This morning I waited
>15 minutes to check out 5 minutes' worth of shopping.
>
>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>
>Perhaps they'll change to selling chocolate bars and offering £1
>newspapers. The Times is a quid.
definition of "forcing") chocolate bars on us.
They still have some around the tills, but it is *years* since I was
last asked if I wanted one.
--
Alex Heney, Global Villager
It's never too late to have a happy childhood
To reply by email, my address is alexDOTheneyATgmailDOTcom
Alex Heney
Jan 27, 2014, 5:38:48 PM1/27/14
to
> I pay
>for most things with cash, including petrol.
That means you have to take out much more cash than most people, so
are much more vulnerable to problems with the ATMs.
--
Alex Heney, Global Villager
The best defense is to stay out of range.
Alex Heney, Global Villager
Michael Swift
Jan 27, 2014, 7:24:38 PM1/27/14
to
In article <arGdnbSn9dTSXHvP...@giganews.com>, 展奄rdo
<he...@glorious-somerset.uk> writes
credit cards, debit cards yes.
My wife pays for the non essentials such as food with her debit card and
gets cash back, the important stuff like my alcohol goes on the joint
credit card :-)
<he...@glorious-somerset.uk> writes
>Probably because anyone with half a brain who was buying their weekly
>shop with a credit card, which seems to be the norm, would have twigged
>that by using it to obtain cash as well as paying for their groceries would
>mean having to pay interest at a substantial rate on the cash advance and
>possible a fee as well.
I don't know about other stores but Morrisons don't give cash back on
>shop with a credit card, which seems to be the norm, would have twigged
>that by using it to obtain cash as well as paying for their groceries would
>mean having to pay interest at a substantial rate on the cash advance and
>possible a fee as well.
credit cards, debit cards yes.
My wife pays for the non essentials such as food with her debit card and
gets cash back, the important stuff like my alcohol goes on the joint
credit card :-)
JNugent
Jan 27, 2014, 7:50:52 PM1/27/14
to
JNugent
Jan 27, 2014, 7:53:08 PM1/27/14
to
On 28/01/2014 00:24, Michael Swift wrote:
> In article <arGdnbSn9dTSXHvP...@giganews.com>, 展奄rdo
> <he...@glorious-somerset.uk> writes
>> Probably because anyone with half a brain who was buying their weekly
>> shop with a credit card, which seems to be the norm, would have twigged
>> that by using it to obtain cash as well as paying for their groceries
>> would
>> mean having to pay interest at a substantial rate on the cash advance and
>> possible a fee as well.
>
> I don't know about other stores but Morrisons don't give cash back on
> credit cards, debit cards yes.
None of them give cash for a credit card. They have to pay the credit
> In article <arGdnbSn9dTSXHvP...@giganews.com>, 展奄rdo
> <he...@glorious-somerset.uk> writes
>> Probably because anyone with half a brain who was buying their weekly
>> shop with a credit card, which seems to be the norm, would have twigged
>> that by using it to obtain cash as well as paying for their groceries
>> would
>> mean having to pay interest at a substantial rate on the cash advance and
>> possible a fee as well.
>
> I don't know about other stores but Morrisons don't give cash back on
> credit cards, debit cards yes.
card companies a percentage for the transaction, and they can only do
that if there's a margin on what is being bought. There's no margin in
cash withdrawals.
> My wife pays for the non essentials such as food with her debit card and
> gets cash back, the important stuff like my alcohol goes on the joint
> credit card :-)
beand...@invalid.org
Jan 28, 2014, 3:58:13 AM1/28/14
to
On Mon, 27 Jan 2014 22:38:48 +0000, Alex Heney <m...@privacy.net>
home for emergencies. And if you are one of those with little in the
way of funds it is best to almost empty your account at payday and
keep it handy in cash
wrote:
>On Mon, 27 Jan 2014 15:08:48 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 14:08:31 +0000, Nightjar
>><c...@insert.my.surname.here.me.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I would guess that is a combination of most customers now knowing that
>>>they can get cashback if they want and fewer paying with cash, so there
>>>is less need to reduce the amount of cash held in store.
>>
>>After yet another ATM crash yesterday, this time with Lloyds Bank and
>>associated banks, it seems like paying with cash is a good idea.
>
>Actually, that just shows the exact *opposite* of what you suggest.
>
>> I pay
>>for most things with cash, including petrol.
>
>How silly.
>
>That means you have to take out much more cash than most people, so
>are much more vulnerable to problems with the ATMs.
Its easy enough to draw Ł200 at a time and keep a couple of hundred at
>On Mon, 27 Jan 2014 15:08:48 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 14:08:31 +0000, Nightjar
>><c...@insert.my.surname.here.me.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I would guess that is a combination of most customers now knowing that
>>>they can get cashback if they want and fewer paying with cash, so there
>>>is less need to reduce the amount of cash held in store.
>>
>>After yet another ATM crash yesterday, this time with Lloyds Bank and
>>associated banks, it seems like paying with cash is a good idea.
>
>Actually, that just shows the exact *opposite* of what you suggest.
>
>> I pay
>>for most things with cash, including petrol.
>
>How silly.
>
>That means you have to take out much more cash than most people, so
>are much more vulnerable to problems with the ATMs.
home for emergencies. And if you are one of those with little in the
way of funds it is best to almost empty your account at payday and
keep it handy in cash
.
Jan 28, 2014, 5:35:36 AM1/28/14
to
On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>That may be more efficient from the POV of the store, but it is less
>so for anybody with a significant amount of shopping.
Rubbish. You point your trolley to face the checkout then sweep your
items straight into it. No other supermarket, not even Lidl, is
faster.
>>You're not kidding. Add Morrisons to your list, This morning I waited
>>15 minutes to check out 5 minutes' worth of shopping.
>>
>
>Only because you refuse to use the unmanned checkouts.
Not any more. I have had to bite the bullet as the manned check-outs
get fewer and fewer, exactly as I predicted would happen. However, I
now do online shopping, which is often more convenient that driving to
the shops.
>>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>
>>Perhaps they'll change to selling chocolate bars and offering £1
>>newspapers. The Times is a quid.
>
>Well they have certainly stopped "forcing" (for a very stupid
>definition of "forcing") chocolate bars on us.
Take that up wih the poster who wrote it. 'Twasn't I.
>They still have some around the tills, but it is *years* since I was
>last asked if I wanted one.
Maybe it's the egg on your face that puts them off?
wrote:
>On Mon, 27 Jan 2014 15:06:25 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
>><|||newspam|||@nezumi.demon.co.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I'd hazard a guess their time & motions people have finally worked out
>>>that they were not making any money by doing it and it took up time.
>>
>>They've got enough time to ask whether one has a Clubcard or Nectar
>>card, though!
>>
>
>That probably takes them the best part of 2 seconds.
>
>
>>>Tesco & Sainsbury checkout operators are already dead slow to stop when
>>>compared to somewhere properly fast like Aldi or Lidl.
>>
>
>You have to remember Aldi & Lidl don't have a packing area at the
>till. If you have more than you can easily carry in your hands, you
>need to put it all back in the trolley, then go to a shelf area to
>pack it.
Keen Aldi shopper, are you? That's supposed to be what happens!
>On Mon, 27 Jan 2014 15:06:25 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
>><|||newspam|||@nezumi.demon.co.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I'd hazard a guess their time & motions people have finally worked out
>>>that they were not making any money by doing it and it took up time.
>>
>>They've got enough time to ask whether one has a Clubcard or Nectar
>>card, though!
>>
>
>That probably takes them the best part of 2 seconds.
>
>
>>>Tesco & Sainsbury checkout operators are already dead slow to stop when
>>>compared to somewhere properly fast like Aldi or Lidl.
>>
>
>You have to remember Aldi & Lidl don't have a packing area at the
>till. If you have more than you can easily carry in your hands, you
>need to put it all back in the trolley, then go to a shelf area to
>pack it.
>That may be more efficient from the POV of the store, but it is less
>so for anybody with a significant amount of shopping.
items straight into it. No other supermarket, not even Lidl, is
faster.
>>You're not kidding. Add Morrisons to your list, This morning I waited
>>15 minutes to check out 5 minutes' worth of shopping.
>>
>
>Only because you refuse to use the unmanned checkouts.
get fewer and fewer, exactly as I predicted would happen. However, I
now do online shopping, which is often more convenient that driving to
the shops.
>>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>
>>Perhaps they'll change to selling chocolate bars and offering £1
>>newspapers. The Times is a quid.
>
>Well they have certainly stopped "forcing" (for a very stupid
>definition of "forcing") chocolate bars on us.
>They still have some around the tills, but it is *years* since I was
>last asked if I wanted one.
.
Jan 28, 2014, 5:36:00 AM1/28/14
to
On Mon, 27 Jan 2014 22:04:48 +0000, Nightjar
And?
.
Jan 28, 2014, 5:36:29 AM1/28/14
to
.
Jan 28, 2014, 5:38:46 AM1/28/14
to
On Mon, 27 Jan 2014 22:38:48 +0000, Alex Heney <m...@privacy.net>
wrote:
>On Mon, 27 Jan 2014 15:08:48 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 14:08:31 +0000, Nightjar
>><c...@insert.my.surname.here.me.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I would guess that is a combination of most customers now knowing that
>>>they can get cashback if they want and fewer paying with cash, so there
>>>is less need to reduce the amount of cash held in store.
>>
>>After yet another ATM crash yesterday, this time with Lloyds Bank and
>>associated banks, it seems like paying with cash is a good idea.
>
>Actually, that just shows the exact *opposite* of what you suggest.
>
>> I pay
>>for most things with cash, including petrol.
>
>How silly.
>
>That means you have to take out much more cash than most people, so
>are much more vulnerable to problems with the ATMs.
It doesn't mean that at all. If I plan to buy petrol I take out £20
>On Mon, 27 Jan 2014 15:08:48 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Mon, 27 Jan 2014 14:08:31 +0000, Nightjar
>><c...@insert.my.surname.here.me.uk> wrote:
>>
>>>On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>I would guess that is a combination of most customers now knowing that
>>>they can get cashback if they want and fewer paying with cash, so there
>>>is less need to reduce the amount of cash held in store.
>>
>>After yet another ATM crash yesterday, this time with Lloyds Bank and
>>associated banks, it seems like paying with cash is a good idea.
>
>Actually, that just shows the exact *opposite* of what you suggest.
>
>> I pay
>>for most things with cash, including petrol.
>
>How silly.
>
>That means you have to take out much more cash than most people, so
>are much more vulnerable to problems with the ATMs.
extra from the building society, then buy the petrol. The cash is
hardly in my wallet for an hour. Besides, crime is falling
dramatically.
®i©ardo
Jan 28, 2014, 7:12:02 AM1/28/14
to
purchase their shopping using credit cards - which was always greeted
with the parrot cry: "...and would you like any cashback?"
Obviously it would be a foolish to take "advantage" of such an offer if
one did have money in the bank, as explained above. There is also a tend
now for supermarkets to incorporate bank linked cash machines on their
premises, so the necessity is no longer there for the cashier to ask.
Michael Swift
Jan 28, 2014, 7:24:56 AM1/28/14
to
In article <Xt6dnZ5VvqISA3rP...@giganews.com>, 展奄rdo
<he...@glorious-somerset.uk> writes
several instances of cash machines being tampered with, they're on the
wall outside and well away from the main entrances.
Anyway just about the only cash money I use s for beer tokens and to
have the car washed when you can't see the number plate.
<he...@glorious-somerset.uk> writes
>Obviously it would be a foolish to take "advantage" of such an offer if one
>did have money in the bank, as explained above. There is also a tend now
>for supermarkets to incorporate bank linked cash machines on their
>premises, so the necessity is no longer there for the cashier to ask.
I get my money at the local Post Office as my nearest Morrisons has had
>did have money in the bank, as explained above. There is also a tend now
>for supermarkets to incorporate bank linked cash machines on their
>premises, so the necessity is no longer there for the cashier to ask.
several instances of cash machines being tampered with, they're on the
wall outside and well away from the main entrances.
Anyway just about the only cash money I use s for beer tokens and to
have the car washed when you can't see the number plate.
Michael Swift
Jan 28, 2014, 7:28:02 AM1/28/14
to
In article <bkodca...@mid.individual.net>, JNugent
<jenni...@fastmail.fm> writes
well away from the entrances resulting in several instances of people
having their cards copied.
<jenni...@fastmail.fm> writes
>> I don't know about other stores but Morrisons don't give cash back on
>> credit cards, debit cards yes.
>
>None of them give cash for a credit card. They have to pay the credit card
>companies a percentage for the transaction, and they can only do that if
>there's a margin on what is being bought. There's no margin in cash
>withdrawals.
>
>> My wife pays for the non essentials such as food with her debit card and
>> gets cash back, the important stuff like my alcohol goes on the joint
>> credit card :-)
>
>All the supermarkets round here have several ATMs each.
As I've posted elsewhere our Morrisons has them on an outside wall and
>> credit cards, debit cards yes.
>
>None of them give cash for a credit card. They have to pay the credit card
>companies a percentage for the transaction, and they can only do that if
>there's a margin on what is being bought. There's no margin in cash
>withdrawals.
>
>> My wife pays for the non essentials such as food with her debit card and
>> gets cash back, the important stuff like my alcohol goes on the joint
>> credit card :-)
>
>All the supermarkets round here have several ATMs each.
well away from the entrances resulting in several instances of people
having their cards copied.
Nightjar
Jan 28, 2014, 9:28:10 AM1/28/14
to
On 28/01/2014 12:12, ®i©ardo wrote:
> On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>
> On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>
> I think you may be incorrect on that, in that most people seem to
> purchase their shopping using credit cards - which was always greeted
> with the parrot cry: "...and would you like any cashback?"...
> purchase their shopping using credit cards - which was always greeted
I think I may be completely correct. The card handler charges a flat fee
for accepting a debit card, so it does not cost the retailer any more to
off cash back on a sale than for the sale itself. On credit cards, the
retailer pays a fee based upon a percentage of the total amount, so it
would cost them money to offer cash back on a credit card sale.
http://en.wikipedia.org/wiki/Debit_card_cashback
Colin Bignell
®i©ardo
Jan 28, 2014, 11:58:05 AM1/28/14
to
On 28/01/2014 12:24, Michael Swift wrote:
> In article <Xt6dnZ5VvqISA3rP...@giganews.com>, 展奄rdo
> <he...@glorious-somerset.uk> writes
>> Obviously it would be a foolish to take "advantage" of such an offer
>> if one
>> did have money in the bank, as explained above. There is also a tend now
>> for supermarkets to incorporate bank linked cash machines on their
>> premises, so the necessity is no longer there for the cashier to ask.
>
> I get my money at the local Post Office as my nearest Morrisons has had
> several instances of cash machines being tampered with, they're on the
> wall outside and well away from the main entrances.
>
> Anyway just about the only cash money I use s for beer tokens and to
> have the car washed when you can't see the number plate.
>
> Mike
>
Ah, you clean yours a bit more often than I clean mine then!
> In article <Xt6dnZ5VvqISA3rP...@giganews.com>, 展奄rdo
> <he...@glorious-somerset.uk> writes
>> Obviously it would be a foolish to take "advantage" of such an offer
>> if one
>> did have money in the bank, as explained above. There is also a tend now
>> for supermarkets to incorporate bank linked cash machines on their
>> premises, so the necessity is no longer there for the cashier to ask.
>
> I get my money at the local Post Office as my nearest Morrisons has had
> several instances of cash machines being tampered with, they're on the
> wall outside and well away from the main entrances.
>
> Anyway just about the only cash money I use s for beer tokens and to
> have the car washed when you can't see the number plate.
>
> Mike
>
;-)
®i©ardo
Jan 28, 2014, 11:59:52 AM1/28/14
to
only ever used a credit card for grocery purchases. Maybe they'd have
refused me if I'd taken up their offer.
JNugent
Jan 28, 2014, 1:25:00 PM1/28/14
to
On 28/01/2014 12:12, ®i©ardo wrote:
> On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>> Colin Bignell
>
> I think you may be incorrect on that, in that most people seem to
> purchase their shopping using credit cards - which was always greeted
> with the parrot cry: "...and would you like any cashback?"
But not if they're presenting a credit card as opposed to a debit card
> On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>> Colin Bignell
>
> I think you may be incorrect on that, in that most people seem to
> purchase their shopping using credit cards - which was always greeted
> with the parrot cry: "...and would you like any cashback?"
(or "banker's card" as they used to be known).
It would be silly not to use a credit card for supermarket shopping and
motor-fuel. Amex gives the card-holder an annual payback of 1% of what
is spent on the card(s). Others may do the same.
JNugent
Jan 28, 2014, 1:25:21 PM1/28/14
to
JNugent
Jan 28, 2014, 1:26:26 PM1/28/14
to
If you're talking about hours when the banks are open, you can still
actually walk into a branch.
JNugent
Jan 28, 2014, 1:27:08 PM1/28/14
to
On 28/01/2014 12:28, Michael Swift wrote:
> In article <bkodca...@mid.individual.net>, JNugent
> <jenni...@fastmail.fm> writes
>>> I don't know about other stores but Morrisons don't give cash back on
>>> credit cards, debit cards yes.
>>
>> None of them give cash for a credit card. They have to pay the credit
>> card
>> companies a percentage for the transaction, and they can only do that if
>> there's a margin on what is being bought. There's no margin in cash
>> withdrawals.
>>
>>> My wife pays for the non essentials such as food with her debit card and
>>> gets cash back, the important stuff like my alcohol goes on the joint
>>> credit card :-)
>>
>> All the supermarkets round here have several ATMs each.
>
> As I've posted elsewhere our Morrisons has them on an outside wall and
> well away from the entrances resulting in several instances of people
> having their cards copied.
How?
> In article <bkodca...@mid.individual.net>, JNugent
> <jenni...@fastmail.fm> writes
>>> I don't know about other stores but Morrisons don't give cash back on
>>> credit cards, debit cards yes.
>>
>> None of them give cash for a credit card. They have to pay the credit
>> card
>> companies a percentage for the transaction, and they can only do that if
>> there's a margin on what is being bought. There's no margin in cash
>> withdrawals.
>>
>>> My wife pays for the non essentials such as food with her debit card and
>>> gets cash back, the important stuff like my alcohol goes on the joint
>>> credit card :-)
>>
>> All the supermarkets round here have several ATMs each.
>
> As I've posted elsewhere our Morrisons has them on an outside wall and
> well away from the entrances resulting in several instances of people
> having their cards copied.
beand...@invalid.org
Jan 28, 2014, 1:51:52 PM1/28/14
to
Derek F
Jan 28, 2014, 1:57:47 PM1/28/14
to
On 27/01/2014 13:03, Martin Brown wrote:
> On 27/01/2014 12:54, Jethro_uk wrote:
>> Chatting to a till operator recently, I was told they had been told to
>> stop asking customers if they wanted cashback, although they can still
>> provide it.
>>
>> Vaguely thinking about it, it seems to be the case across more than one
>> chain (Sainsburys and Tescos certainly).
>>
>> Just wondered why ....
>>
> On 27/01/2014 12:54, Jethro_uk wrote:
>> Chatting to a till operator recently, I was told they had been told to
>> stop asking customers if they wanted cashback, although they can still
>> provide it.
>>
>> Vaguely thinking about it, it seems to be the case across more than one
>> chain (Sainsburys and Tescos certainly).
>>
>> Just wondered why ....
>>
> I'd hazard a guess their time & motions people have finally worked out
> that they were not making any money by doing it and it took up time.
>
> that they were not making any money by doing it and it took up time.
>
> Tesco & Sainsbury checkout operators are already dead slow to stop when
> compared to somewhere properly fast like Aldi or Lidl.
>
German efficiency or kurtness?
> compared to somewhere properly fast like Aldi or Lidl.
>
> Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
Use their self service tills.
Derek
Derek F
Jan 28, 2014, 2:01:23 PM1/28/14
to
On 27/01/2014 22:37, Alex Heney wrote:
> On Mon, 27 Jan 2014 15:06:25 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>> On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
>> <|||newspam|||@nezumi.demon.co.uk> wrote:
>>
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>> I'd hazard a guess their time & motions people have finally worked out
>>> that they were not making any money by doing it and it took up time.
>>
>> They've got enough time to ask whether one has a Clubcard or Nectar
>> card, though!
>>
>
> That probably takes them the best part of 2 seconds.
>
>
>>> Tesco & Sainsbury checkout operators are already dead slow to stop when
>>> compared to somewhere properly fast like Aldi or Lidl.
>>
>
> You have to remember Aldi & Lidl don't have a packing area at the
> till. If you have more than you can easily carry in your hands, you
> need to put it all back in the trolley, then go to a shelf area to
> pack it.
>
They allow you to use the trolley but they refuse to let you put goods
> On Mon, 27 Jan 2014 15:06:25 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>> On Mon, 27 Jan 2014 13:03:41 +0000, Martin Brown
>> <|||newspam|||@nezumi.demon.co.uk> wrote:
>>
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>> I'd hazard a guess their time & motions people have finally worked out
>>> that they were not making any money by doing it and it took up time.
>>
>> They've got enough time to ask whether one has a Clubcard or Nectar
>> card, though!
>>
>
> That probably takes them the best part of 2 seconds.
>
>
>>> Tesco & Sainsbury checkout operators are already dead slow to stop when
>>> compared to somewhere properly fast like Aldi or Lidl.
>>
>
> You have to remember Aldi & Lidl don't have a packing area at the
> till. If you have more than you can easily carry in your hands, you
> need to put it all back in the trolley, then go to a shelf area to
> pack it.
>
back into your hand basket. They have to be left at the checkout.
Derek
.
Jan 29, 2014, 3:49:01 AM1/29/14
to
"." wrote in message news:702fe9hoqh3fkhl36...@4ax.com...
Five men who attacked a 16-year-old boy with knives and swords have been
convicted of his murder.
Hani Hicham Abou El Kheir was attacked as he walked through an estate in
Pimlico, London in January last year.
He was set upon by up to 10 people and stabbed more than 20 times.
Ahmed Mikhaimar and Arber Barbatovci, both 20, Craig Boyce, 26, Tarquai
Joseph, 19, and a man who cannot be named for legal reasons, were found
guilty at the Old Bailey.
Mikhaimar and Barbatovci, both of Pimlico, Boyce, of Paddington, and Joseph,
of Maida Vale, will be sentenced on Friday.
Donjeta Gashi, 21, of Kentish Town, and Yassine Sidi-Ammi, 19, of Pimlico
were both acquitted of perverting the course of justice in relation to the
16-year-old's killing.
The jury are still deliberating on a verdict of a second count of the same
charge against Ms Gashi.
read more
http://www.bbc.co.uk/news/uk-england-london-25934114
.
Jan 29, 2014, 3:49:13 AM1/29/14
to
"." wrote in message news:n02fe95meiabujq89...@4ax.com...
.
Jan 29, 2014, 3:49:21 AM1/29/14
to
"." wrote in message news:s12fe9t7toema2gjn...@4ax.com...
JNugent
Jan 28, 2014, 2:20:40 PM1/28/14
to
risk of going OD and being charged for it?
.
Jan 28, 2014, 3:13:23 PM1/28/14
to
On Tue, 28 Jan 2014 18:26:26 +0000, JNugent <jenni...@fastmail.fm>
Not for me, no.
>If you're talking about hours when the banks are open, you can still
>actually walk into a branch.
And stand in a queue for 20 minutes?
>If you're talking about hours when the banks are open, you can still
>actually walk into a branch.
Alex Heney
Jan 28, 2014, 5:30:52 PM1/28/14
to
OF COURSE that is supposed to be what happens.
I shop in Aldi occasionally, Lidl more often, but don't use either for
my main supermarket shop.
>
>>That may be more efficient from the POV of the store, but it is less
>>so for anybody with a significant amount of shopping.
>
>Rubbish.
>You point your trolley to face the checkout then sweep your
>items straight into it.
That is undoubtedly slower for the customer with a large shop than
just packing them once, as they are scanned.
> No other supermarket, not even Lidl, is
>faster.
>
>>>You're not kidding. Add Morrisons to your list, This morning I waited
>>>15 minutes to check out 5 minutes' worth of shopping.
>>>
>>
>>Only because you refuse to use the unmanned checkouts.
>
>Not any more. I have had to bite the bullet as the manned check-outs
>get fewer and fewer, exactly as I predicted would happen.
round here.
I have yet to see ANY supermarket that I knew before the self service
till significantly reduce the number of manned tills beyond any
reduction made at the time.
> However, I
>now do online shopping, which is often more convenient that driving to
>the shops.
>
Personally, I prefer to choose my own fresh produce, rather than rely
on somebody else doing so - no matter how conscientious they may try
to be, their tastes are not necessarily the same as mine.
>>>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>>
>>>Perhaps they'll change to selling chocolate bars and offering £1
>>>newspapers. The Times is a quid.
>>
>>Well they have certainly stopped "forcing" (for a very stupid
>>definition of "forcing") chocolate bars on us.
>
>Take that up wih the poster who wrote it. 'Twasn't I.
just couldn't be bothered replying to his post separately for one
line.
>
>>They still have some around the tills, but it is *years* since I was
>>last asked if I wanted one.
>
>Maybe it's the egg on your face that puts them off?
Or is it just a completely random insult?
--
Alex Heney, Global Villager
Facts are stubborn things.
To reply by email, my address is alexDOTheneyATgmailDOTcom
Alex Heney
Jan 28, 2014, 5:33:17 PM1/28/14
to
Most people nowadays (including me) just wouldn't even consider doing
that except for special circumstances.
The only time I have taken cash over the counter in the last 20 years
or more was when I needed £1500 to pay for a second hand caravan - and
I had to order that the day before.
--
Alex Heney, Global Villager
PARANOID:Paying MORE for Surge-Protectors than Computers
Alex Heney, Global Villager
Alex Heney
Jan 28, 2014, 5:36:05 PM1/28/14
to
You need much more rigid self control if you have your funds there in
cash than if you have to go to the machine to get more out.
And (very large generalisation here) the people with little in the way
of funds are more likely IMO to be those with little self control.
--
Alex Heney, Global Villager
Computers are not intelligent. They only think they are.
Alex Heney, Global Villager
Alex Heney
Jan 28, 2014, 5:37:50 PM1/28/14
to
people do.
It certainly does mean you need to take out much more cash than most
people.
>If I plan to buy petrol I take out £20
>extra from the building society, then buy the petrol. The cash is
>hardly in my wallet for an hour. Besides, crime is falling
>dramatically.
that.
--
Alex Heney, Global Villager
Disinformation is not as good as datinformation.
Alex Heney, Global Villager
Alex Heney
Jan 28, 2014, 5:40:17 PM1/28/14
to
On Tue, 28 Jan 2014 12:12:02 +0000, ®i©ardo
<he...@glorious-somerset.uk> wrote:
>On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>> Colin Bignell
>
>I think you may be incorrect on that, in that most people seem to
>purchase their shopping using credit cards - which was always greeted
>with the parrot cry: "...and would you like any cashback?"
>
Not in any shop I have ever used my credit card in.
<he...@glorious-somerset.uk> wrote:
>On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 20:28, ®i©ardo wrote:
>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>> Chatting to a till operator recently, I was told they had been told to
>>>> stop asking customers if they wanted cashback, although they can still
>>>> provide it.
>>>>
>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>> chain (Sainsburys and Tescos certainly).
>>>>
>>>> Just wondered why ....
>>>>
>>>
>>> Probably because anyone with half a brain who was buying their weekly
>>> shop with a credit card, which seems to be the norm, would have twigged
>>> that by using it to obtain cash as well as paying for their groceries
>>> would mean having to pay interest at a substantial rate on the cash
>>> advance and possible a fee as well.
>>>
>> SFAIK, cashback is only available when paying by debit card.
>>
>> Colin Bignell
>
>I think you may be incorrect on that, in that most people seem to
>purchase their shopping using credit cards - which was always greeted
>with the parrot cry: "...and would you like any cashback?"
>
The assistant can tell whether it is a credit card or debit card (or
their systems can, and will put an appropriate signal on the screen).
I have been asked when I used my debit card (but as remarked above,
not recently), but never when using my credit card - even in the same
shop.
--
Alex Heney, Global Villager
Alex Heney
Jan 28, 2014, 5:41:39 PM1/28/14
to
some reason looked to them like a debit card.
JNugent
Jan 28, 2014, 7:29:40 PM1/28/14
to
But needs must...
Nightjar
Jan 28, 2014, 8:24:58 PM1/28/14
to
On 28/01/2014 22:41, Alex Heney wrote:
> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
In most places, the till operator won't even see what sort of card you
have put into the card reader. I would expect them to respond to a
prompt on their screen, when a debit card is recognised, but perhaps
some just ask whenever anybody puts a card in the machine. Having said
that, I normally pay by credit card and have never been asked if I want
cash back.
Colin Bignell
> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>> On 28/01/2014 12:12, 展奄rdo wrote:
>>>> On 27/01/2014 21:52, Nightjar wrote:
>>>> On 27/01/2014 21:52, Nightjar wrote:
have put into the card reader. I would expect them to respond to a
prompt on their screen, when a debit card is recognised, but perhaps
some just ask whenever anybody puts a card in the machine. Having said
that, I normally pay by credit card and have never been asked if I want
cash back.
Colin Bignell
nutherpe...@yahoo.co.uk
Jan 28, 2014, 9:24:13 PM1/28/14
to
On Monday, January 27, 2014 12:54:07 PM UTC, Jethro_uk wrote:
> Chatting to a till operator recently, I was told they had been told to
>
> stop asking customers if they wanted cashback, although they can still
>
> provide it.
>
>
>
> Vaguely thinking about it, it seems to be the case across more than one
>
> chain (Sainsburys and Tescos certainly).
>
>
>
> Just wondered why ....
I Have not come acros the ,,err curiosity..
> Chatting to a till operator recently, I was told they had been told to
>
> stop asking customers if they wanted cashback, although they can still
>
> provide it.
>
>
>
> Vaguely thinking about it, it seems to be the case across more than one
>
> chain (Sainsburys and Tescos certainly).
>
>
>
> Just wondered why ....
I am often asked for cashback ,,
Maybe not in tesco though...
You got to keep tabs on big business,,
an thame lot wantin to keep tabs on yous,,
I browsed for healthy teas,, and now i get
Holland and Barret ads on my browser,,
im sure GCHQ will have a record of my browsing too.
Busines has amalgamated with surviellieance
of everyone,, probly justified in tha name of
security.. Like Snowdon talk suggests,,,
...
Possibly,, the shift in till operators, and
money back that you observew,
has to do with the launch of a new phone service,,
System launching in autumn available to 18 million UK current account
holders from five banks in new shift from card payments
Millions of consumers will be able to use a smartphone app to pay for
purchases this year in the latest shift away from cash and card payments.
The code will contain all the information needed to complete the
transaction, including the price, and the retailer's details and
information about the goods being bought, which will appear on your
mobile screen. Once a customer has opened the mobile banking app on
their phone the transaction can be completed, with testing by Zapp
suggesting the whole process will take about 12 seconds.
If a customer is shopping online from a tablet, going to the checkout
will launch the app to pay, while if they are using a PC then websites
can send a notification to the customer's phone which will launch Zapp.
Keenan claims Zapp is more secure than current card payments as it does
not require users to share their card numbers with third parties.
"It is engineered so that it doesn't have to share any information
with the retailer," he said. Banks also claim the technology will be
safer, as the unique code for that purchase will expire after three
minutes.
......
I agree..
question seemingly unimportant shifts,,
that may or may not be important..
They just might be,,
...............
Michael Swift
Jan 28, 2014, 7:57:22 PM1/28/14
to
In article <bkqb4k...@mid.individual.net>, JNugent
<jenni...@fastmail.fm> writes
<jenni...@fastmail.fm> writes
>>> All the supermarkets round here have several ATMs each.
>>
>> As I've posted elsewhere our Morrisons has them on an outside wall and
>> well away from the entrances resulting in several instances of people
>> having their cards copied.
>
>How?
Card reader and mini camera I was told.
>>
>> As I've posted elsewhere our Morrisons has them on an outside wall and
>> well away from the entrances resulting in several instances of people
>> having their cards copied.
>
>How?
.
Jan 29, 2014, 5:56:43 AM1/29/14
to
On Tue, 28 Jan 2014 22:30:52 +0000, Alex Heney <m...@privacy.net>
How many Tesco's or Asda trolleys do you wheel home, then? Or do you
unpack them again into whatever you will use to carry your items home?
>That is undoubtedly slower for the customer with a large shop than
>just packing them once, as they are scanned.
But it obviously is not slower, since Aldi checkouts are the fastest
of all the supermarkets, whether one has a basket or a trolley.
>> No other supermarket, not even Lidl, is
>>faster.
>>
>
>Lidl work the same way.
Yep. These German-owned stores know exactly how to run things
efficiently, don't they? What a shame we don't have German highways
maintenance crews repairing Britain's potholes.
>>>>You're not kidding. Add Morrisons to your list, This morning I waited
>>>>15 minutes to check out 5 minutes' worth of shopping.
>>>>
>>>
>>>Only because you refuse to use the unmanned checkouts.
>>
>>Not any more. I have had to bite the bullet as the manned check-outs
>>get fewer and fewer, exactly as I predicted would happen.
>
>You may have predicted it, but it certainly hasn't happened anywhere
>round here.
So you're claiming the introduction of manned checkouts was not done
primarily to eventually replace most manned checkouts?
>I have yet to see ANY supermarket that I knew before the self service
>till significantly reduce the number of manned tills beyond any
>reduction made at the time.
Define what you mean by "significantly", which in this case is being
used (by you) as a kind of weasel-worded way to escape from your
dilemma of having to justify your comments.
>> However, I
>>now do online shopping, which is often more convenient that driving to
>>the shops.
>>
>
>It certainly can be, for many people.
>
>Personally, I prefer to choose my own fresh produce, rather than rely
>on somebody else doing so - no matter how conscientious they may try
>to be, their tastes are not necessarily the same as mine.
So do I. When I shop online I don't buy fresh produce (which I buy
from the local market stall anyway, wherever possible).
>
>>>>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>>>
>>>>Perhaps they'll change to selling chocolate bars and offering £1
>>>>newspapers. The Times is a quid.
>>>
>>>Well they have certainly stopped "forcing" (for a very stupid
>>>definition of "forcing") chocolate bars on us.
>>
>>Take that up wih the poster who wrote it. 'Twasn't I.
>
>I never suggested it was (Not the double level of quote symbols). I
>just couldn't be bothered replying to his post separately for one
>line.
>
>>
>>>They still have some around the tills, but it is *years* since I was
>>>last asked if I wanted one.
>>
>>Maybe it's the egg on your face that puts them off?
>
>Is that supposed to mean something?
Not really.
>Or is it just a completely random insult?
Yes, guilty as charged, m'lud! I blame Pardo for corrupting my brain
with his frequent personal abuse.
unpack them again into whatever you will use to carry your items home?
>That is undoubtedly slower for the customer with a large shop than
>just packing them once, as they are scanned.
of all the supermarkets, whether one has a basket or a trolley.
>> No other supermarket, not even Lidl, is
>>faster.
>>
>
>Lidl work the same way.
efficiently, don't they? What a shame we don't have German highways
maintenance crews repairing Britain's potholes.
>>>>You're not kidding. Add Morrisons to your list, This morning I waited
>>>>15 minutes to check out 5 minutes' worth of shopping.
>>>>
>>>
>>>Only because you refuse to use the unmanned checkouts.
>>
>>Not any more. I have had to bite the bullet as the manned check-outs
>>get fewer and fewer, exactly as I predicted would happen.
>
>You may have predicted it, but it certainly hasn't happened anywhere
>round here.
primarily to eventually replace most manned checkouts?
>I have yet to see ANY supermarket that I knew before the self service
>till significantly reduce the number of manned tills beyond any
>reduction made at the time.
used (by you) as a kind of weasel-worded way to escape from your
dilemma of having to justify your comments.
>> However, I
>>now do online shopping, which is often more convenient that driving to
>>the shops.
>>
>
>It certainly can be, for many people.
>
>Personally, I prefer to choose my own fresh produce, rather than rely
>on somebody else doing so - no matter how conscientious they may try
>to be, their tastes are not necessarily the same as mine.
from the local market stall anyway, wherever possible).
>
>>>>>Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>>>
>>>>Perhaps they'll change to selling chocolate bars and offering £1
>>>>newspapers. The Times is a quid.
>>>
>>>Well they have certainly stopped "forcing" (for a very stupid
>>>definition of "forcing") chocolate bars on us.
>>
>>Take that up wih the poster who wrote it. 'Twasn't I.
>
>I never suggested it was (Not the double level of quote symbols). I
>just couldn't be bothered replying to his post separately for one
>line.
>
>>
>>>They still have some around the tills, but it is *years* since I was
>>>last asked if I wanted one.
>>
>>Maybe it's the egg on your face that puts them off?
>
>Is that supposed to mean something?
>Or is it just a completely random insult?
with his frequent personal abuse.
.
Jan 29, 2014, 5:57:43 AM1/29/14
to
On Wed, 29 Jan 2014 00:29:40 +0000, JNugent <jenni...@fastmail.fm>
And my needs are dealt with pretty quickly at the building society.
Our local branch rarely has queues, except at lunch times, which I
avoid.
Our local branch rarely has queues, except at lunch times, which I
avoid.
.
Jan 29, 2014, 5:59:15 AM1/29/14
to
On Tue, 28 Jan 2014 22:33:17 +0000, Alex Heney <m...@privacy.net>
wrote:
>Are you saying you actually walk in and get cash over the counter?
Yes, precisely.
>Most people nowadays (including me) just wouldn't even consider doing
>that except for special circumstances.
Why ever not?
>The only time I have taken cash over the counter in the last 20 years
>or more was when I needed £1500 to pay for a second hand caravan - and
>I had to order that the day before.
I only buy large items like cars (I'd never tow a caravan, eeuuw!)
when I can pay with a cheque.
wrote:
>Are you saying you actually walk in and get cash over the counter?
>Most people nowadays (including me) just wouldn't even consider doing
>that except for special circumstances.
>The only time I have taken cash over the counter in the last 20 years
>or more was when I needed £1500 to pay for a second hand caravan - and
>I had to order that the day before.
when I can pay with a cheque.
.
Jan 29, 2014, 6:01:14 AM1/29/14
to
On Tue, 28 Jan 2014 22:37:50 +0000, Alex Heney <m...@privacy.net>
Oh, I do sometimes. But if there's a problem I simply pop into my
building society.
>It certainly does mean you need to take out much more cash than most
>people.
No, I would take out exactly the same amount in either case.
>>If I plan to buy petrol I take out £20
>>extra from the building society, then buy the petrol. The cash is
>>hardly in my wallet for an hour. Besides, crime is falling
>>dramatically.
>
>I wasn't talking about crime, I have no idea why you have introduced
>that.
Well, I couldn't think of any other reason why one would not want to
take cash out over the counter from a building society.
building society.
>It certainly does mean you need to take out much more cash than most
>people.
>>If I plan to buy petrol I take out £20
>>extra from the building society, then buy the petrol. The cash is
>>hardly in my wallet for an hour. Besides, crime is falling
>>dramatically.
>
>I wasn't talking about crime, I have no idea why you have introduced
>that.
take cash out over the counter from a building society.
Martin Brown
Jan 29, 2014, 6:33:22 AM1/29/14
to
On 28/01/2014 22:30, Alex Heney wrote:
> On Tue, 28 Jan 2014 10:35:36 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>> On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>> wrote:
> You may have predicted it, but it certainly hasn't happened anywhere
> round here.
It has up north. I'd hazard a guess that they have halved staffing.
> On Tue, 28 Jan 2014 10:35:36 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>> On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>> wrote:
> You may have predicted it, but it certainly hasn't happened anywhere
> round here.
Tescos and Sainsbury both have far fewer staff on tills in the larger
supermarkets than they used to. The number of tills hasn't changed but
one person can oversee 4 or even 8 self service tills and increasingly
they have DIY scan to buy wands that you can take around with you.
> I have yet to see ANY supermarket that I knew before the self service
> till significantly reduce the number of manned tills beyond any
> reduction made at the time.
--
Regards,
Martin Brown
beand...@invalid.org
Jan 29, 2014, 9:21:21 AM1/29/14
to
On Tue, 28 Jan 2014 19:20:40 +0000, JNugent <jenni...@fastmail.fm>
Because you then have access to all your money in the event of the
banking IT system going titsup
>Don't you then run more
>risk of going OD and being charged for it?
Why should anyone go overdrawn? All one needs to do is live within
ones means. I have never had an overdraft in my life and don't want or
need one
banking IT system going titsup
>Don't you then run more
>risk of going OD and being charged for it?
ones means. I have never had an overdraft in my life and don't want or
need one
beand...@invalid.org
Jan 29, 2014, 9:25:35 AM1/29/14
to
On Tue, 28 Jan 2014 22:36:05 +0000, Alex Heney <m...@privacy.net>
Because someone with limited funds may need quick access to them
which they cannot get if the machinery is broken
yourself
and the poor will only keep coal in the bath.
which they cannot get if the machinery is broken
>
>You need much more rigid self control if you have your funds there in
>cash than if you have to go to the machine to get more out.
Then its a good way to learn self control for the weak willed such as
>You need much more rigid self control if you have your funds there in
>cash than if you have to go to the machine to get more out.
yourself
>
>And (very large generalisation here) the people with little in the way
>of funds are more likely IMO to be those with little self control.
That statement sounds like all blacks are muggers all jews are rich
>And (very large generalisation here) the people with little in the way
>of funds are more likely IMO to be those with little self control.
and the poor will only keep coal in the bath.
JNugent
Jan 29, 2014, 11:23:27 AM1/29/14
to
On 29/01/2014 00:57, Michael Swift wrote:
> In article <bkqb4k...@mid.individual.net>, JNugent
> <jenni...@fastmail.fm> writes
>>>> All the supermarkets round here have several ATMs each.
>>>
>>> As I've posted elsewhere our Morrisons has them on an outside wall and
>>> well away from the entrances resulting in several instances of people
>>> having their cards copied.
>>
>> How?
>
> Card reader and mini camera I was told.
How does either of them work? Most people would spot a camera close
> In article <bkqb4k...@mid.individual.net>, JNugent
> <jenni...@fastmail.fm> writes
>>>> All the supermarkets round here have several ATMs each.
>>>
>>> As I've posted elsewhere our Morrisons has them on an outside wall and
>>> well away from the entrances resulting in several instances of people
>>> having their cards copied.
>>
>> How?
>
> Card reader and mini camera I was told.
enough to the keypad and trained upon it.
JNugent
Jan 29, 2014, 11:24:09 AM1/29/14
to
JNugent
Jan 29, 2014, 11:26:16 AM1/29/14
to
little manilla envelop with the gross, tax, national insurance and net
written on the outside of it?
>> Don't you then run more
>> risk of going OD and being charged for it?
>
> Why should anyone go overdrawn? All one needs to do is live within
> ones means. I have never had an overdraft in my life and don't want or
> need one
month).
>
Martin Brown
Jan 29, 2014, 11:31:28 AM1/29/14
to
On 29/01/2014 16:23, JNugent wrote:
> On 29/01/2014 00:57, Michael Swift wrote:
>> In article <bkqb4k...@mid.individual.net>, JNugent
>> <jenni...@fastmail.fm> writes
>>>>> All the supermarkets round here have several ATMs each.
>>>>
>>>> As I've posted elsewhere our Morrisons has them on an outside wall and
>>>> well away from the entrances resulting in several instances of people
>>>> having their cards copied.
I doubt the location played a part in their cards getting compromised.
> On 29/01/2014 00:57, Michael Swift wrote:
>> In article <bkqb4k...@mid.individual.net>, JNugent
>> <jenni...@fastmail.fm> writes
>>>>> All the supermarkets round here have several ATMs each.
>>>>
>>>> As I've posted elsewhere our Morrisons has them on an outside wall and
>>>> well away from the entrances resulting in several instances of people
>>>> having their cards copied.
>>>
>>> How?
>>
>> Card reader and mini camera I was told.
>
> How does either of them work? Most people would spot a camera close
> enough to the keypad and trained upon it.
Not necessarily. The design of some ATMs is so haphazard that it is
>>> How?
>>
>> Card reader and mini camera I was told.
>
> How does either of them work? Most people would spot a camera close
> enough to the keypad and trained upon it.
possible to install a fake additional bits in such a way that only
someone familiar with what the machine ought to look like will spot it.
Plenty of ATMs now have their own camera imaging what you do!
--
Regards,
Martin Brown
pensive hamster
Jan 29, 2014, 12:29:38 PM1/29/14
to
On Wednesday, 29 January 2014 16:31:28 UTC, Martin Brown wrote:
> On 29/01/2014 16:23, JNugent wrote:
[...]
> On 29/01/2014 16:23, JNugent wrote:
> > How does either of them work? Most people would spot a camera close
> > enough to the keypad and trained upon it.
>
> Not necessarily. The design of some ATMs is so haphazard that it is
> possible to install a fake additional bits in such a way that only
> someone familiar with what the machine ought to look like will spot it.
>
> Plenty of ATMs now have their own camera imaging what you do!
It is not just ATMs.
> > enough to the keypad and trained upon it.
>
> Not necessarily. The design of some ATMs is so haphazard that it is
> possible to install a fake additional bits in such a way that only
> someone familiar with what the machine ought to look like will spot it.
>
> Plenty of ATMs now have their own camera imaging what you do!
http://www.bbc.co.uk/news/technology-22013231
3 April 2013
Ticket machine card fraud rise in EU
(Pictures: A false front to a travel ticket machine. A skimming device
attached to a ticket machine)
Five out of 23 European countries reported an increase in card-skimming
devices attached to transport ticket machines, according to new research.
A report published by the European ATM Security Team (East) in March
also found a rise in skimmers found on parking ticket meters in two countries.
Card skimmers, which steal bank card data, are more commonly attached
to cash machines by criminals.
Unstaffed pay-at-pump petrol stations were also targeted in six countries.
[...]
British Transport Police told the BBC that while it is was aware of the issue
on rail ticket machines it was "not a major problem" in the UK.
beand...@invalid.org
Jan 29, 2014, 12:31:33 PM1/29/14
to
On Wed, 29 Jan 2014 16:26:16 +0000, JNugent <jenni...@fastmail.fm>
Because since the repeal of the truck act one cannot insist on being
paid that way. Though some employers still pay their employees in that
manner
the account or arrange an overdraft to cover them.
>>
paid that way. Though some employers still pay their employees in that
manner
>
>>> Don't you then run more
>>> risk of going OD and being charged for it?
>>
>> Why should anyone go overdrawn? All one needs to do is live within
>> ones means. I have never had an overdraft in my life and don't want or
>> need one
>
>Anyone can be forgetful (eg, about a SO due out towards the end of the
>month).
Then dont use standing orders or if you do either keep enough funds in
>>> Don't you then run more
>>> risk of going OD and being charged for it?
>>
>> Why should anyone go overdrawn? All one needs to do is live within
>> ones means. I have never had an overdraft in my life and don't want or
>> need one
>
>Anyone can be forgetful (eg, about a SO due out towards the end of the
>month).
the account or arrange an overdraft to cover them.
>>
®i©ardo
Jan 29, 2014, 2:39:32 PM1/29/14
to
As anyone who has posted here and had the benefit of your "wisdom"
knows, full well, that in your case it is self abuse.
--
Moving Things In Still Pictures
®i©ardo
Jan 29, 2014, 2:49:04 PM1/29/14
to
On 28/01/2014 22:41, Alex Heney wrote:
> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>> On 28/01/2014 12:12, 展奄rdo wrote:
>>>> On 27/01/2014 21:52, Nightjar wrote:
>>>> On 27/01/2014 21:52, Nightjar wrote:
of them carry a message to indicate which type of card (debit/credit)
they are.
tim......
Jan 29, 2014, 3:02:33 PM1/29/14
to
"Derek F" <lordp...@NOXgmail.com> wrote in message
news:I4TFu.346301$m_6.2...@fx25.iad...
> On 27/01/2014 13:03, Martin Brown wrote:
>> On 27/01/2014 12:54, Jethro_uk wrote:
>>> Chatting to a till operator recently, I was told they had been told to
>>> stop asking customers if they wanted cashback, although they can still
>>> provide it.
>>>
>>> Vaguely thinking about it, it seems to be the case across more than one
>>> chain (Sainsburys and Tescos certainly).
>>>
>>> Just wondered why ....
>>>
>> On 27/01/2014 12:54, Jethro_uk wrote:
>>> Chatting to a till operator recently, I was told they had been told to
>>> stop asking customers if they wanted cashback, although they can still
>>> provide it.
>>>
>>> Vaguely thinking about it, it seems to be the case across more than one
>>> chain (Sainsburys and Tescos certainly).
>>>
>>> Just wondered why ....
>>>
>> I'd hazard a guess their time & motions people have finally worked out
>> that they were not making any money by doing it and it took up time.
>>
>> that they were not making any money by doing it and it took up time.
>>
>> Tesco & Sainsbury checkout operators are already dead slow to stop when
>> compared to somewhere properly fast like Aldi or Lidl.
>>
> German efficiency or kurtness?
>> compared to somewhere properly fast like Aldi or Lidl.
>>
>> Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
> Use their self service tills.
do they have them, I've never seen one
I 've seen "honesty" boxes, though can't recall that recently
tim
> Derek
>
®i©ardo
Jan 29, 2014, 3:03:36 PM1/29/14
to
On 28/01/2014 18:25, JNugent wrote:
> (or "banker's card" as they used to be known).
>
Well, the original "bankers' card" was specifically a cheque
"guarantee" card, up to a specific sum, and that was its only purpose.
It was only latterly that cards were issued with the dual purpose of ATM
use as well, once the infrastructure was in place to make the latter
accessible nationally.
With the success of this venture the cheque guarantee aspect was withdrawn.
http://www.chequeandcredit.co.uk/resources/faqs/cheque_guarantee_card_scheme/
Nonetheless I certainly have had the "cashback" question asked despite
the fact that I have only ever used a credit card in supermarkets. After
all, you can stick your credit card in an ATM and get cash out and till
points, basically, offer similar facilities. There would have to be a
measure of desperation to use it in that manner, though.
> It would be silly not to use a credit card for supermarket shopping and
> motor-fuel. Amex gives the card-holder an annual payback of 1% of what
> is spent on the card(s). Others may do the same.
They do indeed. The John Lewis card provides vouchers whose cash
equivalent can be used in their stores and their Waitrose supermarkets.
> On 28/01/2014 12:12, ®i©ardo wrote:
>> On 27/01/2014 21:52, Nightjar wrote:
>> On 27/01/2014 21:52, Nightjar wrote:
>>> On 27/01/2014 20:28, ®i©ardo wrote:
>>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>>> Chatting to a till operator recently, I was told they had been told to
>>>>> stop asking customers if they wanted cashback, although they can still
>>>>> provide it.
>>>>>
>>>>> Vaguely thinking about it, it seems to be the case across more than
>>>>> one
>>>>> chain (Sainsburys and Tescos certainly).
>>>>>
>>>>> Just wondered why ....
>>>>>
>>>>
>>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>>> Chatting to a till operator recently, I was told they had been told to
>>>>> stop asking customers if they wanted cashback, although they can still
>>>>> provide it.
>>>>>
>>>>> Vaguely thinking about it, it seems to be the case across more than
>>>>> one
>>>>> chain (Sainsburys and Tescos certainly).
>>>>>
>>>>> Just wondered why ....
>>>>>
>>>>
>>>> Probably because anyone with half a brain who was buying their weekly
>>>> shop with a credit card, which seems to be the norm, would have twigged
>>>> that by using it to obtain cash as well as paying for their groceries
>>>> would mean having to pay interest at a substantial rate on the cash
>>>> advance and possible a fee as well.
>>>>
>>> SFAIK, cashback is only available when paying by debit card.
>>>
>>> Colin Bignell
>>>> shop with a credit card, which seems to be the norm, would have twigged
>>>> that by using it to obtain cash as well as paying for their groceries
>>>> would mean having to pay interest at a substantial rate on the cash
>>>> advance and possible a fee as well.
>>>>
>>> SFAIK, cashback is only available when paying by debit card.
>>>
>>
>> I think you may be incorrect on that, in that most people seem to
>> purchase their shopping using credit cards - which was always greeted
>> with the parrot cry: "...and would you like any cashback?"
>
> But not if they're presenting a credit card as opposed to a debit card
>> I think you may be incorrect on that, in that most people seem to
>> purchase their shopping using credit cards - which was always greeted
>> with the parrot cry: "...and would you like any cashback?"
>
> (or "banker's card" as they used to be known).
>
Well, the original "bankers' card" was specifically a cheque
"guarantee" card, up to a specific sum, and that was its only purpose.
It was only latterly that cards were issued with the dual purpose of ATM
use as well, once the infrastructure was in place to make the latter
accessible nationally.
With the success of this venture the cheque guarantee aspect was withdrawn.
http://www.chequeandcredit.co.uk/resources/faqs/cheque_guarantee_card_scheme/
Nonetheless I certainly have had the "cashback" question asked despite
the fact that I have only ever used a credit card in supermarkets. After
all, you can stick your credit card in an ATM and get cash out and till
points, basically, offer similar facilities. There would have to be a
measure of desperation to use it in that manner, though.
> It would be silly not to use a credit card for supermarket shopping and
> motor-fuel. Amex gives the card-holder an annual payback of 1% of what
> is spent on the card(s). Others may do the same.
They do indeed. The John Lewis card provides vouchers whose cash
equivalent can be used in their stores and their Waitrose supermarkets.
Alex Heney
Jan 29, 2014, 5:42:26 PM1/29/14
to
I pack them as they are scanned - into the boxes I use to carry them
home.
>>That is undoubtedly slower for the customer with a large shop than
>>just packing them once, as they are scanned.
>
>But it obviously is not slower, since Aldi checkouts are the fastest
>of all the supermarkets, whether one has a basket or a trolley.
>
Not that you have ever shown any sign in the past of being prepared to
respond to what the other person has written, rather than your own
agenda.
<snip>
>
>>>>>You're not kidding. Add Morrisons to your list, This morning I waited
>>>>>15 minutes to check out 5 minutes' worth of shopping.
>>>>>
>>>>
>>>>Only because you refuse to use the unmanned checkouts.
>>>
>>>Not any more. I have had to bite the bullet as the manned check-outs
>>>get fewer and fewer, exactly as I predicted would happen.
>>
>>You may have predicted it, but it certainly hasn't happened anywhere
>>round here.
>
>So you're claiming the introduction of manned checkouts was not done
>primarily to eventually replace most manned checkouts?
>
I'm not claiming anything about the reasons.
>>>>>You're not kidding. Add Morrisons to your list, This morning I waited
>>>>>15 minutes to check out 5 minutes' worth of shopping.
>>>>>
>>>>
>>>>Only because you refuse to use the unmanned checkouts.
>>>
>>>Not any more. I have had to bite the bullet as the manned check-outs
>>>get fewer and fewer, exactly as I predicted would happen.
>>
>>You may have predicted it, but it certainly hasn't happened anywhere
>>round here.
>
>So you're claiming the introduction of manned checkouts was not done
>primarily to eventually replace most manned checkouts?
>
Unlike you, I don't believe I can second-guess the people who make
these decisions, so I have no idea what their main reasons might have
been.
If it *was* to replace most manned checkouts, then they have obviously
failed.
Which makes it unlikely that was the main aim because they would have
abandoned them by now if it was.
>>I have yet to see ANY supermarket that I knew before the self service
>>till significantly reduce the number of manned tills beyond any
>>reduction made at the time.
>
>Define what you mean by "significantly",
>which in this case is being
>used (by you) as a kind of weasel-worded way to escape from your
>dilemma of having to justify your comments.
>
--
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 5:51:14 PM1/29/14
to
On Wed, 29 Jan 2014 11:33:22 +0000, Martin Brown
<|||newspam|||@nezumi.demon.co.uk> wrote:
>On 28/01/2014 22:30, Alex Heney wrote:
>> On Tue, 28 Jan 2014 10:35:36 +0000, . <kyli...@yahoo.co.uk> wrote:
>>
>>> On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>>> wrote:
>
>> You may have predicted it, but it certainly hasn't happened anywhere
>> round here.
>
>It has up north. I'd hazard a guess that they have halved staffing.
>
That does surprise me, although I haven't been in any supermarket "Up
<|||newspam|||@nezumi.demon.co.uk> wrote:
>On 28/01/2014 22:30, Alex Heney wrote:
>> On Tue, 28 Jan 2014 10:35:36 +0000, . <kyli...@yahoo.co.uk> wrote:
>>
>>> On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>>> wrote:
>
>> You may have predicted it, but it certainly hasn't happened anywhere
>> round here.
>
>It has up north. I'd hazard a guess that they have halved staffing.
>
North" recently.
>Tescos and Sainsbury both have far fewer staff on tills in the larger
>supermarkets than they used to. The number of tills hasn't changed but
>one person can oversee 4 or even 8 self service tills and increasingly
>they have DIY scan to buy wands that you can take around with you.
>
other supermarkets around here that offer them.
>> I have yet to see ANY supermarket that I knew before the self service
>> till significantly reduce the number of manned tills beyond any
>> reduction made at the time.
>
>Perhaps you have not been out for a while?
of unmanned tills), and I also quite frequently use the local Asda
which also has them.
Neither have taken out any more manned tills than would have filled
the space now taken up by the unmanned ones (which are 3 or 4 deep, so
you get more tills in the same frontage). It is harder to judge with
the ones I use less often, but they have all certainly still had b a
lot of manned tills, virtually filling the frontage of the shop.
Where they *do* seem to make a difference is in the small shops run by
the supermarket chains (Tesco Metro or Express, Sainsbury Local, etc).
But in those shops, you get a lot more people buying small numbers of
items, which is when the customer benefits from using them.
I have also, outside of supermarkets, noticed that B&Q certainly have
far fewer manned tills since they introduced the self service ones.
--
Alex Heney, Global Villager
Petroleum and coffee had no value a few centuries ago.
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 5:52:32 PM1/29/14
to
Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
have self service tills, the other doesn't.
>I 've seen "honesty" boxes, though can't recall that recently
--
Alex Heney, Global Villager
Editing is a rewording activity.
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 5:55:37 PM1/29/14
to
On Wed, 29 Jan 2014 10:59:15 +0000, . <kyli...@yahoo.co.uk> wrote:
>On Tue, 28 Jan 2014 22:33:17 +0000, Alex Heney <m...@privacy.net>
>wrote:
>
>>Are you saying you actually walk in and get cash over the counter?
>
>Yes, precisely.
>
>>Most people nowadays (including me) just wouldn't even consider doing
>>that except for special circumstances.
>
>Why ever not?
>
Because it takes quite a bit longer than just using an ATM.
>On Tue, 28 Jan 2014 22:33:17 +0000, Alex Heney <m...@privacy.net>
>wrote:
>
>>Are you saying you actually walk in and get cash over the counter?
>
>Yes, precisely.
>
>>Most people nowadays (including me) just wouldn't even consider doing
>>that except for special circumstances.
>
>Why ever not?
>
Particularly since you can just use whichever ATM happens to be
nearest when you decide you need more cash, rather than having to find
a branch of *your* bank or BS.
>>The only time I have taken cash over the counter in the last 20 years
>>or more was when I needed £1500 to pay for a second hand caravan - and
>>I had to order that the day before.
>
>I only buy large items like cars (I'd never tow a caravan, eeuuw!)
>when I can pay with a cheque.
hand purchase form a private seller, and a cheque would have meant
waiting for it to clear then going back again.
--
Alex Heney, Global Villager
You are only young once, but you can be immature forever.
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 5:58:37 PM1/29/14
to
>>
>>You need much more rigid self control if you have your funds there in
>>cash than if you have to go to the machine to get more out.
>
>Then its a good way to learn self control for the weak willed such as
>yourself
an idea whether I might be weak willed or not?
>>
>>And (very large generalisation here) the people with little in the way
>>of funds are more likely IMO to be those with little self control.
>
>That statement sounds like all blacks are muggers all jews are rich
>and the poor will only keep coal in the bath.
--
Alex Heney, Global Villager
A closed mouth gathers no feet.
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 6:02:50 PM1/29/14
to
If you choose to pay for most things in cash, then you MUST take more
cash out than those who choose to pay for most things using their
cards.
>
>>>If I plan to buy petrol I take out £20
>>>extra from the building society, then buy the petrol. The cash is
>>>hardly in my wallet for an hour. Besides, crime is falling
>>>dramatically.
>>
>>I wasn't talking about crime, I have no idea why you have introduced
>>that.
>
>Well, I couldn't think of any other reason why one would not want to
>take cash out over the counter from a building society.
And even more less convenient than paying most significant things by
card (whether debit or credit card).
I hardly ever pay for anything much over £10 with cash.
Not because I am afraid of crime, but just for convenience.
--
Alex Heney, Global Villager
Positive: Mistaken at the top of one's voice.
Alex Heney, Global Villager
Alex Heney
Jan 29, 2014, 6:04:36 PM1/29/14
to
On Wed, 29 Jan 2014 19:49:04 +0000, ®i©ardo
<he...@glorious-somerset.uk> wrote:
>On 28/01/2014 22:41, Alex Heney wrote:
>> On Tue, 28 Jan 2014 16:59:52 +0000, ®i©ardo
<he...@glorious-somerset.uk> wrote:
>On 28/01/2014 22:41, Alex Heney wrote:
>>>> On 28/01/2014 12:12, ®i©ardo wrote:
>>>>> On 27/01/2014 21:52, Nightjar wrote:
>>>>> On 27/01/2014 21:52, Nightjar wrote:
And in the early days, VISA debit cards certainly could be told from
credit cards, because they were "VISA Delta" and had the little delta
symbols in the bottom corner.
--
Alex Heney, Global Villager
Nightjar
Jan 29, 2014, 6:51:46 PM1/29/14
to
On 29/01/2014 19:49, 展奄rdo wrote:
> On 28/01/2014 22:41, Alex Heney wrote:
...
> On 28/01/2014 22:41, Alex Heney wrote:
>> In which case, I suspect you had a rather odd credit card, which for
>> some reason looked to them like a debit card.
>>
>
> You may not have noticed, but they all look much the same - and neither
> of them carry a message to indicate which type of card (debit/credit)
> they are.
>
Without exception, all my debit cards are clearly marked with the word
>> some reason looked to them like a debit card.
>>
>
> You may not have noticed, but they all look much the same - and neither
> of them carry a message to indicate which type of card (debit/credit)
> they are.
>
'DEBIT'. In any case, as I noted elsewhere in this thread, the till
operator is almost certainly responding to a prompt on their screen,
which should only be triggered by a debit card being inserted into the
card reader.
Colin Bignell
Michael Swift
Jan 29, 2014, 7:39:48 PM1/29/14
to
In article <bkso8n...@mid.individual.net>, JNugent
<jenni...@fastmail.fm> writes
put some sort of false slit where the card goes, the camera must be put
somewhere it can't be seen as I've heard you should put your hand or
something over the key pad.
Just Googled and found this among many :-
http://www.howstuffworks.com/atm-skimming.htm
Mike
--
Michael Swift We do not regard Englishmen as foreigners.
Kirkheaton We look on them only as rather mad Norwegians.
Yorkshire Halvard Lange
<jenni...@fastmail.fm> writes
>>>> As I've posted elsewhere our Morrisons has them on an outside wall and
>>>> well away from the entrances resulting in several instances of people
>>>> having their cards copied.
>>>
>>> How?
>>
>> Card reader and mini camera I was told.
>
>How does either of them work? Most people would spot a camera close
>enough to the keypad and trained upon it.
I don't know but there have been many reports of this happening, they
>>>> well away from the entrances resulting in several instances of people
>>>> having their cards copied.
>>>
>>> How?
>>
>> Card reader and mini camera I was told.
>
>How does either of them work? Most people would spot a camera close
>enough to the keypad and trained upon it.
put some sort of false slit where the card goes, the camera must be put
somewhere it can't be seen as I've heard you should put your hand or
something over the key pad.
Just Googled and found this among many :-
http://www.howstuffworks.com/atm-skimming.htm
Mike
--
Michael Swift We do not regard Englishmen as foreigners.
Kirkheaton We look on them only as rather mad Norwegians.
Yorkshire Halvard Lange
JNugent
Jan 29, 2014, 8:07:47 PM1/29/14
to
outcome might be different.
beand...@invalid.org
Jan 30, 2014, 1:23:10 AM1/30/14
to
On Wed, 29 Jan 2014 22:58:37 +0000, Alex Heney <m...@privacy.net>
Someone with less limited funds will likely have food in the house
cash in your pockets
are either sloppy or an attempt to castigate a whole section of
society
>
>
>>>
>>>You need much more rigid self control if you have your funds there in
>>>cash than if you have to go to the machine to get more out.
>>
>>Then its a good way to learn self control for the weak willed such as
>>yourself
>
>What makes you moronically believe you can have the slightest shred of
>an idea whether I might be weak willed or not?
>
Your claim to need to exercise self control over your spending with
>
>>>
>>>You need much more rigid self control if you have your funds there in
>>>cash than if you have to go to the machine to get more out.
>>
>>Then its a good way to learn self control for the weak willed such as
>>yourself
>
>What makes you moronically believe you can have the slightest shred of
>an idea whether I might be weak willed or not?
>
cash in your pockets
>
>
>
>>>
>>>And (very large generalisation here) the people with little in the way
>>>of funds are more likely IMO to be those with little self control.
>>
>>That statement sounds like all blacks are muggers all jews are rich
>>and the poor will only keep coal in the bath.
>
>Only to somebody who can't read or think.
It reads that way to someone who can read and thinks generalisations
>
>
>>>
>>>And (very large generalisation here) the people with little in the way
>>>of funds are more likely IMO to be those with little self control.
>>
>>That statement sounds like all blacks are muggers all jews are rich
>>and the poor will only keep coal in the bath.
>
>Only to somebody who can't read or think.
are either sloppy or an attempt to castigate a whole section of
society
.
Jan 30, 2014, 2:35:16 AM1/30/14
to
On Wed, 29 Jan 2014 16:24:09 +0000, JNugent <jenni...@fastmail.fm>
Did you not listen? I GO TO MY BUILDING SOCIETY AND TAKE OUT CASH OVER
THE COUNTER.
THE COUNTER.
.
Jan 30, 2014, 2:41:22 AM1/30/14
to
On Wed, 29 Jan 2014 22:55:37 +0000, Alex Heney <m...@privacy.net>
woman shopping. Women seem to have this look of surprise on their
faces when the last item has been scanned, as if they're thinking:
Ooh, they want me to pay now! And only THEN do they start rummaging
around in their purse for a credit card or cash.
Whereas most men know up front that they will shortly need to proffer
cash or a card and have it ready. In my case, paying by cash, I will
have calculated the exactly amount to be paid before I place the items
on the belt.
When men do their shopping, they are quicker than women, full stop.
When they pay in cash they are OFTEN quicker than paying by card.
Paying by card means inserting the card, waiting, sometimes for
several seconds, until the transaction registers, entering the PIN,
pressing Enter (which many shoppers forget to do and have to be
reminded), removing the card, then spending another 30 seconds tucking
it back into purse or wallet.
Conversely, paying with cash means handing the cash to the checkout
operator, (s)he counts it, you take the receipt. Done!
wrote:
>On Wed, 29 Jan 2014 10:59:15 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Tue, 28 Jan 2014 22:33:17 +0000, Alex Heney <m...@privacy.net>
>>wrote:
>>
>>>Are you saying you actually walk in and get cash over the counter?
>>
>>Yes, precisely.
>>
>>>Most people nowadays (including me) just wouldn't even consider doing
>>>that except for special circumstances.
>>
>>Why ever not?
>>
>
>Because it takes quite a bit longer than just using an ATM.
On the contrary, paying with cash is usually quicker, UNLESS it's a
>On Wed, 29 Jan 2014 10:59:15 +0000, . <kyli...@yahoo.co.uk> wrote:
>
>>On Tue, 28 Jan 2014 22:33:17 +0000, Alex Heney <m...@privacy.net>
>>wrote:
>>
>>>Are you saying you actually walk in and get cash over the counter?
>>
>>Yes, precisely.
>>
>>>Most people nowadays (including me) just wouldn't even consider doing
>>>that except for special circumstances.
>>
>>Why ever not?
>>
>
>Because it takes quite a bit longer than just using an ATM.
woman shopping. Women seem to have this look of surprise on their
faces when the last item has been scanned, as if they're thinking:
Ooh, they want me to pay now! And only THEN do they start rummaging
around in their purse for a credit card or cash.
Whereas most men know up front that they will shortly need to proffer
cash or a card and have it ready. In my case, paying by cash, I will
have calculated the exactly amount to be paid before I place the items
on the belt.
When men do their shopping, they are quicker than women, full stop.
When they pay in cash they are OFTEN quicker than paying by card.
Paying by card means inserting the card, waiting, sometimes for
several seconds, until the transaction registers, entering the PIN,
pressing Enter (which many shoppers forget to do and have to be
reminded), removing the card, then spending another 30 seconds tucking
it back into purse or wallet.
Conversely, paying with cash means handing the cash to the checkout
operator, (s)he counts it, you take the receipt. Done!
.
Jan 30, 2014, 2:44:26 AM1/30/14
to
On Wed, 29 Jan 2014 23:02:50 +0000, Alex Heney <m...@privacy.net>
wrote:
>Not because I am afraid of crime, but just for convenience.
Another reason, perhaps my main one, for paying with cash is that I
can keep better track of my money. Once I've spent whatever cash I
have, there's no temptation to buy more. A cashless society is one
that is in debt up to the eyeballs, like Britain is rapidly becoming,
because it's just too darned easy to rack it up on plastic.
wrote:
>Not because I am afraid of crime, but just for convenience.
can keep better track of my money. Once I've spent whatever cash I
have, there's no temptation to buy more. A cashless society is one
that is in debt up to the eyeballs, like Britain is rapidly becoming,
because it's just too darned easy to rack it up on plastic.
Vidcapper
Jan 30, 2014, 3:09:15 AM1/30/14
to
On 29/01/2014 22:52, Alex Heney wrote:
> On Wed, 29 Jan 2014 21:02:33 +0100, "tim......"
> <tims_n...@yahoo.co.uk> wrote:
>
>>
>> "Derek F" <lordp...@NOXgmail.com> wrote in message
>> news:I4TFu.346301$m_6.2...@fx25.iad...
> On Wed, 29 Jan 2014 21:02:33 +0100, "tim......"
> <tims_n...@yahoo.co.uk> wrote:
>
>>
>> "Derek F" <lordp...@NOXgmail.com> wrote in message
>> news:I4TFu.346301$m_6.2...@fx25.iad...
>>> Use their self service tills.
>>
>> do they have them, I've never seen one
>>
> Some do, some don't.
>
> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
> have self service tills, the other doesn't.
I've never used their self-service tills.
>>
>> do they have them, I've never seen one
>>
> Some do, some don't.
>
> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
> have self service tills, the other doesn't.
>
>
>> I 've seen "honesty" boxes, though can't recall that recently
>
> Those only lasted a few months I think.
Presumably they were nicked? :p
>
>> I 've seen "honesty" boxes, though can't recall that recently
>
> Those only lasted a few months I think.
--
Paul Hyett, Cheltenham
Martin Brown
Jan 30, 2014, 4:33:20 AM1/30/14
to
On 29/01/2014 19:49, 展奄rdo wrote:
prominently displayed on the front bottom right hand side?
It says Debit on the debit cards in addition under the logo.
There was Switch too once upon a time. You can determine card provider
from the lead four digits so the till knows what sort of transaction and
should prompt the operator accordingly to ask about cashback.
The only exceptions I know about are some weird supermarket own bank
club card combos which are neither one thing nor the other. My mum has
one - it is fine for transactions in Tescos but useless elsewhere and
not accepted by any other banks at all AFAICT.
--
Regards,
Martin Brown
®i©ardo
Jan 30, 2014, 5:27:55 AM1/30/14
to
On 29/01/2014 22:52, Alex Heney wrote:
> On Wed, 29 Jan 2014 21:02:33 +0100, "tim......"
> <tims_n...@yahoo.co.uk> wrote:
>
>>
>> "Derek F" <lordp...@NOXgmail.com> wrote in message
>> news:I4TFu.346301$m_6.2...@fx25.iad...
>>> On 27/01/2014 13:03, Martin Brown wrote:
>>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>>> Chatting to a till operator recently, I was told they had been told to
>>>>> stop asking customers if they wanted cashback, although they can still
>>>>> provide it.
>>>>>
>>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>>> chain (Sainsburys and Tescos certainly).
>>>>>
>>>>> Just wondered why ....
>>>>>
>>>> I'd hazard a guess their time & motions people have finally worked out
>>>> that they were not making any money by doing it and it took up time.
>>>>
>>>> Tesco & Sainsbury checkout operators are already dead slow to stop when
>>>> compared to somewhere properly fast like Aldi or Lidl.
>>>>
>>> German efficiency or kurtness?
>>>> Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>> Use their self service tills.
>>
>> do they have them, I've never seen one
>>
>
> Some do, some don't.
>
> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
> have self service tills, the other doesn't.
>
Would that be Cheltenham does and Merthyr does not?
> <tims_n...@yahoo.co.uk> wrote:
>
>>
>> "Derek F" <lordp...@NOXgmail.com> wrote in message
>> news:I4TFu.346301$m_6.2...@fx25.iad...
>>> On 27/01/2014 13:03, Martin Brown wrote:
>>>> On 27/01/2014 12:54, Jethro_uk wrote:
>>>>> Chatting to a till operator recently, I was told they had been told to
>>>>> stop asking customers if they wanted cashback, although they can still
>>>>> provide it.
>>>>>
>>>>> Vaguely thinking about it, it seems to be the case across more than one
>>>>> chain (Sainsburys and Tescos certainly).
>>>>>
>>>>> Just wondered why ....
>>>>>
>>>> I'd hazard a guess their time & motions people have finally worked out
>>>> that they were not making any money by doing it and it took up time.
>>>>
>>>> Tesco & Sainsbury checkout operators are already dead slow to stop when
>>>> compared to somewhere properly fast like Aldi or Lidl.
>>>>
>>> German efficiency or kurtness?
>>>> Perhaps one day WH Smiths will stop forcing £1 cholate bars on us too.
>>> Use their self service tills.
>>
>> do they have them, I've never seen one
>>
>
> Some do, some don't.
>
> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
> have self service tills, the other doesn't.
>
>
>> I 've seen "honesty" boxes, though can't recall that recently
>
> Those only lasted a few months I think.
>
;-)
®i©ardo
Jan 30, 2014, 5:40:58 AM1/30/14
to
On 29/01/2014 23:51, Nightjar wrote:
> On 29/01/2014 19:49, 展奄rdo wrote:
>> On 28/01/2014 22:41, Alex Heney wrote:
> ...
>>> In which case, I suspect you had a rather odd credit card, which for
>>> some reason looked to them like a debit card.
>>>
>>
>> You may not have noticed, but they all look much the same - and neither
>> of them carry a message to indicate which type of card (debit/credit)
>> they are.
>>
> Without exception, all my debit cards are clearly marked with the word
> 'DEBIT'.
This prompted me to check once more. My debit card does not carry the
> On 29/01/2014 19:49, 展奄rdo wrote:
>> On 28/01/2014 22:41, Alex Heney wrote:
> ...
>>> In which case, I suspect you had a rather odd credit card, which for
>>> some reason looked to them like a debit card.
>>>
>>
>> You may not have noticed, but they all look much the same - and neither
>> of them carry a message to indicate which type of card (debit/credit)
>> they are.
>>
> Without exception, all my debit cards are clearly marked with the word
> 'DEBIT'.
word "debit" anywhere upon it. That might just be quirk of First Direct,
though.
In any case, as I noted elsewhere in this thread, the till
> operator is almost certainly responding to a prompt on their screen,
> which should only be triggered by a debit card being inserted into the
> card reader.
>
> Colin Bignell
®i©ardo
Jan 30, 2014, 5:45:03 AM1/30/14
to
On 30/01/2014 09:33, Martin Brown wrote:
> On 29/01/2014 19:49, 展奄rdo wrote:
>> On 28/01/2014 22:41, Alex Heney wrote:
>>> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>> <he...@glorious-somerset.uk> wrote:
>
>>>> That apart, the question was asked many, many times of me and I have
>>>> only ever used a credit card for grocery purchases. Maybe they'd have
>>>> refused me if I'd taken up their offer.
>>>
>>> In which case, I suspect you had a rather odd credit card, which for
>>> some reason looked to them like a debit card.
>>
>> You may not have noticed, but they all look much the same - and neither
>> of them carry a message to indicate which type of card (debit/credit)
>> they are.
>>
>
> You mean apart from the card provider MasterCard/Visa/JCB logos
> prominently displayed on the front bottom right hand side?
>
Correct. They merely carry the relevant symbol and certainly Visa do
> On 29/01/2014 19:49, 展奄rdo wrote:
>> On 28/01/2014 22:41, Alex Heney wrote:
>>> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>> <he...@glorious-somerset.uk> wrote:
>
>>>> That apart, the question was asked many, many times of me and I have
>>>> only ever used a credit card for grocery purchases. Maybe they'd have
>>>> refused me if I'd taken up their offer.
>>>
>>> In which case, I suspect you had a rather odd credit card, which for
>>> some reason looked to them like a debit card.
>>
>> You may not have noticed, but they all look much the same - and neither
>> of them carry a message to indicate which type of card (debit/credit)
>> they are.
>>
>
> You mean apart from the card provider MasterCard/Visa/JCB logos
> prominently displayed on the front bottom right hand side?
>
debit and credit cards.
> It says Debit on the debit cards in addition under the logo.
>
> There was Switch too once upon a time. You can determine card provider
> from the lead four digits
so the till knows what sort of transaction and
> should prompt the operator accordingly to ask about cashback.
>
> The only exceptions I know about are some weird supermarket own bank
> club card combos which are neither one thing nor the other. My mum has
> one - it is fine for transactions in Tescos but useless elsewhere and
> not accepted by any other banks at all AFAICT.
>
--
Message has been deleted
Ophelia
Jan 30, 2014, 6:59:55 AM1/30/14
to
"Jethro_uk" <jeth...@hotmailbin.com> wrote in message
news:lcdbmc$ubb$4...@dont-email.me...
The ward is locked at night.
--
http://www.helpforheroes.org.uk/shop/
Michael Swift
Jan 30, 2014, 7:14:19 AM1/30/14
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In article <auOdnUsEysWrsXfP...@giganews.com>, 展奄rdo
<he...@glorious-somerset.uk> writes
<he...@glorious-somerset.uk> writes
>This prompted me to check once more. My debit card does not carry the
>word "debit" anywhere upon it. That might just be quirk of First Direct,
>though.
My Barclays Connect card has Debit stamped on it.
>word "debit" anywhere upon it. That might just be quirk of First Direct,
>though.
Martin Brown
Jan 30, 2014, 7:50:02 AM1/30/14
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On 30/01/2014 10:45, 展奄rdo wrote:
> On 30/01/2014 09:33, Martin Brown wrote:
>> On 29/01/2014 19:49, 展奄rdo wrote:
>>> On 28/01/2014 22:41, Alex Heney wrote:
>>>> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>>> <he...@glorious-somerset.uk> wrote:
>>
>>>>> That apart, the question was asked many, many times of me and I have
>>>>> only ever used a credit card for grocery purchases. Maybe they'd have
>>>>> refused me if I'd taken up their offer.
>>>>
>>>> In which case, I suspect you had a rather odd credit card, which for
>>>> some reason looked to them like a debit card.
>>>
>>> You may not have noticed, but they all look much the same - and neither
>>> of them carry a message to indicate which type of card (debit/credit)
>>> they are.
>>>
>> You mean apart from the card provider MasterCard/Visa/JCB logos
>> prominently displayed on the front bottom right hand side?
>
> Correct. They merely carry the relevant symbol and certainly Visa do
> debit and credit cards.
>
>> It says Debit on the debit cards in addition under the logo.
>
> Mine does not.
Are you absolutely certain you have a debit card? I have seen them move
> On 30/01/2014 09:33, Martin Brown wrote:
>> On 29/01/2014 19:49, 展奄rdo wrote:
>>> On 28/01/2014 22:41, Alex Heney wrote:
>>>> On Tue, 28 Jan 2014 16:59:52 +0000, 展奄rdo
>>>> <he...@glorious-somerset.uk> wrote:
>>
>>>>> That apart, the question was asked many, many times of me and I have
>>>>> only ever used a credit card for grocery purchases. Maybe they'd have
>>>>> refused me if I'd taken up their offer.
>>>>
>>>> In which case, I suspect you had a rather odd credit card, which for
>>>> some reason looked to them like a debit card.
>>>
>>> You may not have noticed, but they all look much the same - and neither
>>> of them carry a message to indicate which type of card (debit/credit)
>>> they are.
>>>
>> You mean apart from the card provider MasterCard/Visa/JCB logos
>> prominently displayed on the front bottom right hand side?
>
> Correct. They merely carry the relevant symbol and certainly Visa do
> debit and credit cards.
>
>> It says Debit on the debit cards in addition under the logo.
>
> Mine does not.
the logo around and vary the size and case they print Debit or Switch on
debit cards but have never seen one that didn't make it clear.
Which bank fails to mark their debit cards correctly then?
--
Regards,
Martin Brown
.
Jan 30, 2014, 9:35:19 AM1/30/14
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On Thu, 30 Jan 2014 11:05:48 +0000 (UTC), Jethro_uk
<jeth...@hotmailbin.com> wrote:
didn't come to an end.
Nice to note how dependent YOU are on plastic!
Besides, I'm in bed by 22:30.
<jeth...@hotmailbin.com> wrote:
>What if it's midnight on Sunday ? Or midnight on any day, come to that ?
What if it was midnight on Sunday 20 years ago? Obviously, the world
didn't come to an end.
Nice to note how dependent YOU are on plastic!
Besides, I'm in bed by 22:30.
.
Jan 30, 2014, 9:36:29 AM1/30/14
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On Thu, 30 Jan 2014 11:59:55 -0000, "Ophelia"
<Oph...@Elsinore.invalid> wrote:
>The ward is locked at night.
I'll bet the staff nurses and duty doctors wouldn't put up with that.
<Oph...@Elsinore.invalid> wrote:
>The ward is locked at night.
®i©ardo
Jan 30, 2014, 9:54:28 AM1/30/14
to
dove, if that's any clue. It could have had the words on the previous
one, the current having arrived within the last two weeks and previous
one shredded.
Incidentally, none of the three credit cards that I have state anywhere
on them that they are credit cards. All have a hologram map of the world.
> Which bank fails to mark their debit cards correctly then?
>
years, before being rescued by HSBC!
;-)
Vidcapper
Jan 30, 2014, 10:22:50 AM1/30/14
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On 30/01/2014 10:27, 展奄rdo wrote:
>>
>> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
>> have self service tills, the other doesn't.
>
> Would that be Cheltenham does and Merthyr does not?
Correct.
>>
>> Of the two I use most often (Cheltenham and Merthyr Tydfil), one does
>> have self service tills, the other doesn't.
>
> Would that be Cheltenham does and Merthyr does not?
Not that I've ever been to Merthyr, but in the context of my sig, I
didn't need to have done. :)
--
Paul Hyett, Cheltenham
Message has been deleted
tim......
Jan 30, 2014, 12:50:09 PM1/30/14
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"Alex Heney" <m...@privacy.net> wrote in message
news:1v0je9l9np4gpo6bj...@4ax.com...
> On Wed, 29 Jan 2014 11:33:22 +0000, Martin Brown
> <|||newspam|||@nezumi.demon.co.uk> wrote:
>
>>On 28/01/2014 22:30, Alex Heney wrote:
>>> On Tue, 28 Jan 2014 10:35:36 +0000, . <kyli...@yahoo.co.uk> wrote:
>>>
>>>> On Mon, 27 Jan 2014 22:37:10 +0000, Alex Heney <m...@privacy.net>
>>>> wrote:
>>
>>> You may have predicted it, but it certainly hasn't happened anywhere
>>> round here.
>>
>>It has up north. I'd hazard a guess that they have halved staffing.
>>
>
> That does surprise me, although I haven't been in any supermarket "Up
> North" recently.
>
>
>
>>Tescos and Sainsbury both have far fewer staff on tills in the larger
>>supermarkets than they used to. The number of tills hasn't changed but
>>one person can oversee 4 or even 8 self service tills and increasingly
>>they have DIY scan to buy wands that you can take around with you.
>>
>
> I've only ever seen those in Waitrose and Morrisons. There aren't any
> other supermarkets around here that offer them.
>
They tried the self scan "wands" in Sainsbury's (long before they had self
service tills). It failed and they stopped offering it
I'm very surprised that Waitrose find it successful
tim
.
Jan 30, 2014, 1:19:46 PM1/30/14
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