As this amount of money isnt enough to pay a fortnight's bus travel, living
expenses and some clothes for the job and as I cannot get any assistance
(which includes budgeting loans) there is no way i can start this or any
other job unless i am lucky enough to find one locally.
Now I can accept being sanctioned (and i will not be drawn into a discussion
of whether i 'should' have done things or not) but to have that sanction not
only affect payments - fine - but make it impossible for me to claim
assistance in actually starting a job is crazy.
So what now? Lottery ticket i guess.
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I need 150 to start the job and no banks cannot help nor can i borrow the
clothes from someone.
It is a deeply flawed system.
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What system is flawed ?
Which banks have you asked. Can you detail exctly what the £150 is for ?
When is your first pay day ?
No, tyhe system is not flawed. The problem is that you have put yourself in a
position where you are unable to apply for a budgetinh loan as your benefit has
been stopped.
What I do find unbelievable is that you live at home with your parents but that
they will not help you out in any shape or form (according to an earlier post
you made). If this is the case still then why are they happy to leave you in a
position of living on the fringes of society and in poverty?
Do you have nothing you can sell to raise short-term funds? I notice you've
sold things over the internet before. Don't you have that option available to
you at this moment in time?
Your in catch 22 here and you need someone to help you out in the short term. I
doubt a bank would lend the money - mine certainly wouldn't, but then if I was
desperate for money, if all else failed I have relatives to fall back on.
Whatever happens, good luck and hope you get to start the job.
Robbie
"martin" <signofth...@hotmail.com> wrote in message
news:c1vb4q$g6e$1...@titan.btinternet.com...
>
More than likely will not qualify as he lives at home with parents, though
there's nothing to stop him from applying.
I forget what impact benefit sanctions have on crisis loan applications, I
think it complicates things further as usually you can't even apply for a
hardship payment for the first two weeks after a sanction is applied.
Martin was told to apply for a budgeting loan some time back and told not to
wait until the last minute to avoid this very scenario. He could have put the
money to one side until needed, but it's too late now.
Robbie
> I don't know where to start with this. I have a job I can start, through,
> pertemps, next week. It is a bus journey a way and has a dress code i need
> to shop for. I signed off today (which alone isnt enough to cover the period
> till i get paid which is a fortnight) only to find that, because of a month
> long sanction, not only am i not eligible for any type of financial
> assistance starting a job that I also have to fill in a 'review form' to
> determine whether i can claim the money i am signing off for (ie ther period
> till i start work). Given how understaffed the jobcentre are and how long
> its going to take to send and return the form there is little garauntee that
> i will see a payment before the weekend which will be too late.
>
> As this amount of money isnt enough to pay a fortnight's bus travel, living
> expenses and some clothes for the job and as I cannot get any assistance
> (which includes budgeting loans) there is no way i can start this or any
> other job unless i am lucky enough to find one locally.
>
> Now I can accept being sanctioned (and i will not be drawn into a discussion
> of whether i 'should' have done things or not) but to have that sanction not
> only affect payments - fine - but make it impossible for me to claim
> assistance in actually starting a job is crazy.
>
> So what now? Lottery ticket i guess.
>
So you could afford a lottery ticket then?, instead of
buying a lottery ticket go along to your nearest Oxfam
or cheap clothes shop, you will be able to dress yourself
for less than a fiver. Surely mummy and daddy can LOAN
you a fiver?.
Get off ya backside and get it sorted lad, stop whinning,
there are people on benefits in real genuine need, you are
just a prat, now get on with it.
> Which banks have you asked.
I asked the bank I have an account with.
> Can you detail exctly what the £150 is for ?
I have already answered this.
> When is your first pay day ?
>
two weeks after I start.
> What I do find unbelievable is that you live at home with your parents but
that
> they will not help you out in any shape or form (according to an earlier
post
> you made). If this is the case still then why are they happy to leave you
in a
> position of living on the fringes of society and in poverty?
>
My parents do not have the money to spare and I would only ask them as a
last resort anyway after all other avenues have been explored.
> Do you have nothing you can sell to raise short-term funds?
Nothing that I could sell and could sell as to make any money.
> I notice you've
> sold things over the internet before. Don't you have that option available
to
> you at this moment in time?
>
No.
I was being sarcastic in regard to the lottery ticket. The clothes don't
count for the entirety of the situation - assuming that, if amd when i can
get to a local charity shop, they have enough suitable clothing to buy (i
used to work for oxfam and i can tell you that its easier to say than it is
to find somthing suitable amongst the rubbish some people donate).
> Get off ya backside and get it sorted lad, stop whinning,
> there are people on benefits in real genuine need, you are
> just a prat, now get on with it.
thats the spirit.
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> > Which banks have you asked.
>
> I asked the bank I have an account with.
>
You can try other accounts and credit cards.
>
> > So you could afford a lottery ticket then?, instead of
> > buying a lottery ticket go along to your nearest Oxfam
> > or cheap clothes shop, you will be able to dress yourself
> > for less than a fiver. Surely mummy and daddy can LOAN
> > you a fiver?.
> >
> I'll bite.
>
> I was being sarcastic in regard to the lottery ticket. The clothes don't
> count for the entirety of the situation - assuming that, if amd when i can
> get to a local charity shop, they have enough suitable clothing to buy (i
> used to work for oxfam and i can tell you that its easier to say than it is
> to find somthing suitable amongst the rubbish some people donate).
Rubbish, you will find something suitable to wear, be honest now
you are just not interested are you?. It's excuse, excuse after
excuse, now how about telling us something positive, something
YOU can do for yourself, hmmm.....
If you cannot solve this petty problem then you are going to find
the rest of your life very very hard.
>
> > Get off ya backside and get it sorted lad, stop whinning,
> > there are people on benefits in real genuine need, you are
> > just a prat, now get on with it.
>
> thats the spirit.
Then do it lad.
> > No, tyhe system is not flawed. The problem is that you have put yourself
> in a
> > position where you are unable to apply for a budgetinh loan as your
> benefit has
> > been stopped.
> >
> I put myself into that position because I have £3 to live on until that
> money comes through, thus the sooner the better.
>
> > What I do find unbelievable is that you live at home with your parents but
> that
> > they will not help you out in any shape or form (according to an earlier
> post
> > you made). If this is the case still then why are they happy to leave you
> in a
> > position of living on the fringes of society and in poverty?
> >
> My parents do not have the money to spare and I would only ask them as a
> last resort anyway after all other avenues have been explored.
>
> > Do you have nothing you can sell to raise short-term funds?
>
> Nothing that I could sell and could sell as to make any money.
Really??. What about the computer you are using to access the net?,
why not just sell the monitor cheaply for a quick sell, once you
are settled in your new job you can save up and buy another.
Do I sense another excuse comming....
OK, let me guess, the computer and or monitor isnt yours to sell..
Gee.....
Do not feed the troll. You are wasting your time.
Terry w"
Martin
If the job starts next week why have you signed off today. You would
normally be entitled to JSA up to the day before your job starts. However
this complicated by your sanction. You aren't entitled to a Budget loan as
you have signed off (I think i mentioned some time ago you had to still be
in receipt of the benefit.) A crisis loan could be paid until the wage is
due but I believe previously you were reluctant to ask any employer to
provide a letter confirming the date your wages were paid. The sanction
complicates the situation for Crisis Loans as well as they can't be paid at
the start of the sanction unless its for heating. This is because a sanction
is a punishment for not following some rule (don't know what and you don't
wish to discuss - fair enough) if a Crisis Loan was paid then this would
negate the punishment and there would be no point in sanctioning benefit (I
may not agree with this but its the way it is). Always worth applying and
going through the review process if unsuccessful.
Some Personal Advisors have a discretion fund which could pay for travelling
expenses/clothes, basically any barrier to work. It would depend on your
circumstances. Do you have a Personal Advisor?
If you are in a special area there may be an "Action Team" who also have
money to remove barriers to work, ask at the JC.
I would advise you to get to the office that deals with the hardship
payments and put your application in as soon as possible. Not sure what the
review form is that you've handed in, is it an appeal? Push for this to be
dealt with asap.
If someone can prove they have a job due to start then I would gladly give
them some form of grant to get them started (if necessary). No loans, no
nonsense, just a goodwill grant to help people achieve what both parties
want.
> You can try other accounts and credit cards.
>
One bank will be the same as another, I am not going to open an account with
every bank just to waste my time. I already have an account and I have
explored the options available to me as regards getting a small loan. I
don't qualify for an overdraft or a credit card - and i dont want a credit
card either.
This computer isnt worth selling it has been tampered with so much and was
second hand (and thus very cheap) to begin with; what i would be able to
seriously get for it wouldn't cover my travel expenses - and that assumes i
have a means to sell and a buyer. I don't live next door to cash converters
after all.
>why not just sell the monitor cheaply for a quick sell, once you
are settled in your new job you can save up and buy another.
see above.
>Do I sense another excuse comming....
i dont know, do you?
How will finding clothes to wear get me to work?
> It's excuse, excuse after
> excuse, now how about telling us something positive, something
> YOU can do for yourself, hmmm.....
>
What are you talking about?
> If you cannot solve this petty problem then you are going to find
> the rest of your life very very hard.
>
What does that mean? Did you post simply to criticise me? What does that
achieve?
I have claimed up till that day, i have signed off early so as to get that
money in time. this will now not be the case.
> However
> this complicated by your sanction.
which it shouldnt be since the sanction period ended prior to the dates i am
claiming for thorugh signing off.
> You aren't entitled to a Budget loan as
> you have signed off (I think i mentioned some time ago you had to still be
> in receipt of the benefit.)
that plus the fact i am already paying one back which i have had to spend in
order to survie the sanction.
> A crisis loan could be paid until the wage is
> due but I believe previously you were reluctant to ask any employer to
> provide a letter confirming the date your wages were paid.
I have asked them for a letter. I am reluctant to ask for an advance for the
simple reason that i wont get one (fact). That and its poor reflection on me
as a potential employee.
>(don't know what and you don't
> wish to discuss - fair enough)
im not going to be drawn into trying to justify a sanction. i know the
situation and i have lived with it for the past month. it is now over and as
far as i am concerned so should its effects.
> Some Personal Advisors have a discretion fund which could pay for
travelling
> expenses/clothes, basically any barrier to work. It would depend on your
> circumstances. Do you have a Personal Advisor?
no.
> If you are in a special area there may be an "Action Team" who also have
> money to remove barriers to work, ask at the JC.
i have been told by 3 people at the jobcentre that there is nothing the jc
can do. they may all be wrong but i doubt it and i am not going to
continually waste time dealing with them.
> I would advise you to get to the office that deals with the hardship
> payments and put your application in as soon as possible. Not sure what
the
> review form is that you've handed in, is it an appeal? Push for this to be
> dealt with asap.
>
the review form is apparently a routine form that determines whetheter i am
still eligible for payments. the jc think it is a mere formality but dont
bother to actually tell anyone that they need to fill in such a form until
they themselves bring it up. had i not enquired about signing off i would
never have know about such a thing until it was too late (ie until my money
hadnt arrived because of it). i signed on last thursday (last day of the
sanction also) and nothing was said even though i enquired about helpo
getting to work then as well. they have my address and phone number and
still dont bother to tell me i have to complete a form until i happen to get
in contact with them about something else. thats just poor.
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> > Rubbish, you will find something suitable to wear, be honest now
> > you are just not interested are you?.
>
> How will finding clothes to wear get me to work?
>
> > It's excuse, excuse after
> > excuse, now how about telling us something positive, something
> > YOU can do for yourself, hmmm.....
> >
> What are you talking about?
>
> > If you cannot solve this petty problem then you are going to find
> > the rest of your life very very hard.
> >
> What does that mean? Did you post simply to criticise me? What does that
> achieve?
Of course I am criticising you, people like you infuriate me.
Benefits are there to help you through a bad time, either through
unemploymeent or ilness, they are NOT there to keep you in a manner
of luxury. They are NOT there at your disposal and whim. You say
you now want another 150 pounds, what the fuck for??, you have
been recieving benefit, that benefit is meant to allow you to
survive, nothing more. You are more fortunate than others as
you are living with parents.
I hope you have a bad time over the next couple of weeks
because then hopefully it will teach you the value of
money, hopefully it will teach you never to get into
this situation again, hopefully it will teach you to take
responsibility for your situation and not blame others or
the benefits system.
> >Really??. What about the computer you are using to access the net?,
>
> This computer isnt worth selling it has been tampered with so much and was
> second hand (and thus very cheap) to begin with; what i would be able to
> seriously get for it wouldn't cover my travel expenses - and that assumes i
> have a means to sell and a buyer. I don't live next door to cash converters
> after all.
I knew it, yawn.....
>
> >why not just sell the monitor cheaply for a quick sell, once you
> are settled in your new job you can save up and buy another.
>
> see above.
>
> >Do I sense another excuse comming....
>
> i dont know, do you?
Yes I did. And I was right. I dont know how old you are lad but if
you are over 18 years old then you should be ashamed of yourself,
if you are under 18 then your parents should be ashamed of themselves.
> > If the job starts next week why have you signed off today. You would
> > normally be entitled to JSA up to the day before your job starts.
>
> I have claimed up till that day, i have signed off early so as to get that
> money in time. this will now not be the case.
You must have known that one day soon you were going to be required to
work for a living, yes?, or are you saying you didnt know it was
comming?. Dont insult my or anyone elses inteligence by comming here
moaning that you cannot even lay your hands on a fiver because I
wont beleive you. Someone in your houshold is paying for a internet
connection, someone in your houshold is paying for a phone, dont
come in here pleading family poverty, it wont work. If that person
paying those bills can afford those then they can afford to loan you
a few pounds. Dont tell me any different.
>
> > However
> > this complicated by your sanction.
>
> which it shouldnt be since the sanction period ended prior to the dates i am
> claiming for thorugh signing off.
So its your fault you are in the position you are then isnt it?.
What you mean is they wont give you any more money, why should they
as you have had what you are entitled to, how much money do you bloody
want?..
>
> > I would advise you to get to the office that deals with the hardship
> > payments and put your application in as soon as possible. Not sure what
> the
> > review form is that you've handed in, is it an appeal? Push for this to be
> > dealt with asap.
> >
> the review form is apparently a routine form that determines whetheter i am
> still eligible for payments. the jc think it is a mere formality but dont
> bother to actually tell anyone that they need to fill in such a form until
> they themselves bring it up. had i not enquired about signing off i would
> never have know about such a thing until it was too late (ie until my money
> hadnt arrived because of it). i signed on last thursday (last day of the
> sanction also) and nothing was said even though i enquired about helpo
> getting to work then as well. they have my address and phone number and
> still dont bother to tell me i have to complete a form until i happen to get
> in contact with them about something else. thats just poor.
It sounds as though they have washed their hands of you and I'm not
surprised. You will now just have to cope lad wont you.
Get on with it.
> > What would you change ?
>
> If someone can prove they have a job due to start then I would gladly give
> them some form of grant to get them started (if necessary). No loans, no
> nonsense, just a goodwill grant to help people achieve what both parties
> want.
Why, why should the tax payer keep handing you out money after
money. If you get any more money from the tax payer then it
should be in the form of a loan only, to be paid back. It has
often occured to me why the benefits system doesnt introduce
an interest rate on loans, maybe just 2 or 3 percent, those
in genuine need or suffering an immediate crisis would not
mind that I'm sure, but it might deter the abuse of the system
more. This gimme gimme gimme attitude has got to stop.
>
> > You can try other accounts and credit cards.
> >
> One bank will be the same as another, I am not going to open an account with
> every bank just to waste my time. I already have an account and I have
> explored the options available to me as regards getting a small loan. I
> don't qualify for an overdraft or a credit card - and i dont want a credit
> card either.
That is about the most sensible thing you have said so far, a credit
card and you would no doubt be up to your eyes in debt by the end
of the year.
As i don't have access to your records i don't know the period of the
sanction so i can't tell whether the Crisis Loan would be affected or not.
The best option, as advised before, is to apply and ask for a review if you
don't get it.
> > You aren't entitled to a Budget loan as
> > you have signed off (I think i mentioned some time ago you had to still
be
> > in receipt of the benefit.)
>
> that plus the fact i am already paying one back which i have had to spend
in
> order to survie the sanction.
>
> > A crisis loan could be paid until the wage is
> > due but I believe previously you were reluctant to ask any employer to
> > provide a letter confirming the date your wages were paid.
>
> I have asked them for a letter. I am reluctant to ask for an advance for
the
> simple reason that i wont get one (fact). That and its poor reflection on
me
> as a potential employee.
>
> >(don't know what and you don't
> > wish to discuss - fair enough)
>
> im not going to be drawn into trying to justify a sanction. i know the
> situation and i have lived with it for the past month. it is now over and
as
> far as i am concerned so should its effects.
>
As I said, fair enough, i don't want to know about the sanction and i
haven't asked you to justify it.
> > I would advise you to get to the office that deals with the hardship
> > payments and put your application in as soon as possible. Not sure what
> the
> > review form is that you've handed in, is it an appeal? Push for this to
be
> > dealt with asap.
> >
> the review form is apparently a routine form that determines whetheter i
am
> still eligible for payments. the jc think it is a mere formality but dont
> bother to actually tell anyone that they need to fill in such a form until
> they themselves bring it up. had i not enquired about signing off i would
> never have know about such a thing until it was too late (ie until my
money
> hadnt arrived because of it). i signed on last thursday (last day of the
> sanction also) and nothing was said even though i enquired about helpo
> getting to work then as well. they have my address and phone number and
> still dont bother to tell me i have to complete a form until i happen to
get
> in contact with them about something else. thats just poor.
>
Have you asked about a job grant, look on the jobcentreplus.gov.uk website
and see if it fits your circumstances. If you can't get this or the Crisis
Loan i would suggest making a new claim as soon as possible or you'll not
be able to get backdating.
knew what? this computer is not worth the kind of money you think it is and
thus it would be counter productive to do so.
When I was on the dole I needed a new suit for an interview. I was given
£250 grant, which bought me a very nice suit, tie and shirt, which was in
the sale and would have cost over £400. I did get the job. Also when I
started work I got a job grant of £100. This was 6 months ago. The JC told
me that the money I got for the suit came from an individual JC budget and
was given out at the discretion of the JC. They DO give money out for things
like clothing as I got it.
Also what kind of clothes and size do you need? I may be able to help you
out.
> > I knew it, yawn.....
>
> knew what? this computer is not worth the kind of money you think it is and
> thus it would be counter productive to do so.
I can only afford second hand refurbished computers myself, so I
have an idea of the sort of price you could hope to get for it.
But it depends on how badly you need the money doesnt it?, even
twenty pounds could go some way to helping you. But thats not enough
for you is it, you want 150 pounds...
"leslie" <lesl...@sneakemail.com> wrote in message
news:20040302101711.0...@sneakemail.com...
Yes they do, just not in all cases.
> Also what kind of clothes and size do you need? I may be able to help you
> out.
>
2 medium shirts and 2 pairs of smart trousers 34w 29l. This is what i have
budgeted for.
Yes and that would also mean having to miss out on further excellent
advice from the sanctimonious gits who expect you by now to have sold
both your kidneys.
--
Rob
> Selling my pc for £20 would prove ill advised and counter productive.
Then you are not that desperate for the money are you. If you were that
hardup for money you would sell it, even for twenty pounds.
Giving you ever more state benefits is ill advised and counter productive.
Admit it, you just want to try and milk the system for another handout
befor your job starts arent you?.
>
Maybe I have this all wrong, are the benefits agencies really handing out
these kinds of sums of money to just buy a suit? Am I missing something
here?.
Ok, I am on Incapacity Benenfit, anyone got any sugestions how I
could screw 200 pounds out of them for free. What would I need to
say to them?.
>
>
I didnt screw anything out of them. I had to provide the reciepts. I didnt
just spend the money on what I wanted. I said I need a suit for an
interview. They told me to go up to £200. I got one for £250 and was
prepared to foot the other £50 myself, but they paid the lot. Also I got the
job (A very well paid one) after 18 months of being on the dole. A classy
suit helped give the right impression.
Ah so you had to provide reciepts, well thats a relief, for a moment
I thought the benefits system had gone completely barmy.
I still think that is a lot of money for a suit but as long as you
had to provide a reciept then I supose thats the way it is.
>
>
>
You aren't making any sense.
It is pointless continuing a dialog with you
> >Then you are not that desperate for the money are you. If you were that
> hardup for money you would sell it, even for twenty pounds.
>
> You aren't making any sense.
oh yes I am
>
> It is pointless continuing a dialog with you
You mean you have been rumbled you mean.
Are you going to take Sandy up on any offer of clothes
he/she may be able to make, cos depending on how far
apart you both are and assuming they would be sent
via the post, you do realise that for the same cost of the postage
you could probably get the same or similar from your local
Oxfam/second hand shop. That is assuming of course that you would
do the decent thing and pay the postage yourself. But somehow I
doubt you would even think of that would you, just expect it all
for free.
This isn't a competition and you are entitled to believe what you wish about
me. I have no desire you compete with you.
> Are you going to take Sandy up on any offer of clothes
That would be between me and him, if he is kind enough to offer anything
suitable (ie that fits).
> Oxfam/second hand shop. That is assuming of course that you would
> do the decent thing and pay the postage yourself. But somehow I
> doubt you would even think of that would you, just expect it all
Again issues of postage would be betweeen me and him.
I'm sorry you feel so bitter, anything else i say would be condescending and
i have already said that i wasn't going to reply.
Thank you for your concern. this will be my last post. If Sandy wants to
contact me about clothing then he is free to do so.
> > oh yes I am
>
> This isn't a competition and you are entitled to believe what you wish about
> me. I have no desire you compete with you.
>
> > Are you going to take Sandy up on any offer of clothes
>
> That would be between me and him, if he is kind enough to offer anything
> suitable (ie that fits).
>
> > Oxfam/second hand shop. That is assuming of course that you would
> > do the decent thing and pay the postage yourself. But somehow I
> > doubt you would even think of that would you, just expect it all
>
> Again issues of postage would be betweeen me and him.
>
> I'm sorry you feel so bitter, anything else i say would be condescending and
> i have already said that i wasn't going to reply.
I'm far from bitter, but then I have money in my possesion, I'm not
skint, there were times when I was skint and hungry but I learnt
my lessons, even though I am on benefits myself I at least am
gratefull for that assistance and will do all I can to never have
to go hungry again because of my stupidity. That is something I
hope you will learn over the next couple of weeks because what
would you have done had you been living on your own without parents
or anyone else around to help you at this time.
>
> Thank you for your concern. this will be my last post. If Sandy wants to
> contact me about clothing then he is free to do so.
Good, hope you like the job too.
So ask your new boss for a sub.
Borrow a bike from someone!
Martin, you need to solve each problem one at a time, firstly borrow the
clothes and then sort out transport. You don't need £150 for transport.
You mentioned that you needed two pairs of trousers, could you just not have
one pair for the first two weeks, wash them over night, you can get a second
pair with your first set of wages.