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OT: Banking oddity

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Dave Plowman (News)

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May 21, 2018, 6:18:18 AM5/21/18
to
Went to pay the rent on a church hall a group I'm treasurer for uses. I
set up a current account just for this group with my own bank, Barclays.
The rent is paid 12 weeks at a time and in advance. Have done this for a
year or so by credit transfer.

It's quite involved with Barclays online to set up a new payee - involving
their PINsentry device. But once done, saves that payee for future use. So
you can make any further payments easily.

Went to pay the rent this time, and this stored payee had disappeared. The
two others I'd set up for this account still there.

Tried to set it up again and got:-

************

20553 - The payee bank you've chosen doesn't accept Faster Payments.
Alternatively, you could use cash or cheque. Or you could make a same-day
CHAPS payment using the link below - there is a £25 charge for this.

************

Any clues as to what's happened?

--
*I wished the buck stopped here, as I could use a few*

Dave Plowman da...@davenoise.co.uk London SW
To e-mail, change noise into sound.

leen...@yahoo.co.uk

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May 21, 2018, 6:27:45 AM5/21/18
to
Faster payments is the "new" way of transferring money between banks. I assume the receiving bank doesn't accept payments this way. Which bank are you transferring money to?

Andy Burns

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May 21, 2018, 6:29:08 AM5/21/18
to
Dave Plowman wrote:

> Any clues as to what's happened?

Check the sort code

<http://www.fasterpayments.org.uk/consumers/sort-code-checker>

tim...

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May 21, 2018, 9:25:19 AM5/21/18
to


<leen...@yahoo.co.uk> wrote in message
news:932c18f1-fa72-40cf...@googlegroups.com...
> Faster payments is the "new" way of transferring money between banks. I
> assume the receiving bank doesn't accept payments this way. Which bank are
> you transferring money to?

faster payments came in at least three years ago

all banks will have been accepting them, or not, for that time

tim



Robin

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May 21, 2018, 1:08:27 PM5/21/18
to
On 21/05/2018 11:18, Dave Plowman (News) wrote:
> Went to pay the rent on a church hall a group I'm treasurer for uses. I
> set up a current account just for this group with my own bank, Barclays.
> The rent is paid 12 weeks at a time and in advance. Have done this for a
> year or so by credit transfer.
>
> It's quite involved with Barclays online to set up a new payee - involving
> their PINsentry device. But once done, saves that payee for future use. So
> you can make any further payments easily.
>
> Went to pay the rent this time, and this stored payee had disappeared. The
> two others I'd set up for this account still there.
>
> Tried to set it up again and got:-
>
> ************
>
> 20553 - The payee bank you've chosen doesn't accept Faster Payments.
> Alternatively, you could use cash or cheque. Or you could make a same-day
> CHAPS payment using the link below - there is a £25 charge for this.
>
> ************
>
> Any clues as to what's happened?
>
Check if the payee has switched banks accounts.

If done as part of the current account switching service the banks
undertake that payments made to the old account are diverted to the new
one. But they can't do that if the new account isn't in the system.

--
Robin
reply-to address is (intended to be) valid

Andrew

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May 21, 2018, 1:44:28 PM5/21/18
to
On 21/05/2018 11:18, Dave Plowman (News) wrote:
> Went to pay the rent on a church hall a group I'm treasurer for uses. I
> set up a current account just for this group with my own bank, Barclays.
> The rent is paid 12 weeks at a time and in advance. Have done this for a
> year or so by credit transfer.
>
> It's quite involved with Barclays online to set up a new payee - involving
> their PINsentry device. But once done, saves that payee for future use. So
> you can make any further payments easily.
>
> Went to pay the rent this time, and this stored payee had disappeared. The
> two others I'd set up for this account still there.
>
> Tried to set it up again and got:-
>
> ************
>
> 20553 - The payee bank you've chosen doesn't accept Faster Payments.
> Alternatively, you could use cash or cheque. Or you could make a same-day
> CHAPS payment using the link below - there is a £25 charge for this.
>
> ************
>
> Any clues as to what's happened?
>

One of my stored payees disappeared too. When I complained they said
they vanish if you haven't used it for at least a year.

This is a pain. I pay my annual accountancy fees this way but
it could well be that more than 12 months elapse between
payments. Grrr.

Michael Chare

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May 21, 2018, 3:06:29 PM5/21/18
to
I lost a direct debit by the water board like that, as for me a metered
supply was much cheaper.

--
Michael Chare

alan_m

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May 21, 2018, 4:11:40 PM5/21/18
to
On 21/05/2018 18:44, Andrew wrote:

> One of my stored payees disappeared too. When I complained they said
> they vanish if you haven't used it for at least a year.
>
> This is a pain. I pay my annual accountancy fees this way but
> it could well be that more than 12 months elapse between
> payments. Grrr.

I've got the reverse problem. I currently bank with the Co-op Bank[1]
and I have no way of deleting defunct payee accounts from my online
account list so I have to be careful when paying some bills that I don't
accidentally pick a payee, but with the defunct account number.

[1]
I really not impressed with the Coop Bank this week. On Friday morning
between 9 and 10:30am I paid out a lot of money by debit card (multiple
transactions). Unfortunately for one of these transactions I didn't get
a timely confirmation that the transaction had been successful. I
decided to check the money had left my account. To date at 21:00 Monday
none of the transactions from Friday is showing in my account!


--
mailto : news {at} admac {dot} myzen {dot} co {dot} uk

Harry Bloomfield

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May 21, 2018, 4:55:01 PM5/21/18
to
Michael Chare laid this down on his screen :
> I lost a direct debit by the water board like that, as for me a metered
> supply was much cheaper.

Pay it monthly and spread the cost!

Jim K

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May 21, 2018, 6:42:39 PM5/21/18
to
Tim Streater <timst...@greenbee.net> Wrote in message:
> In article <a90ba331-b68d-ae45...@hotmail.com>, Robin
> <rb...@hotmail.com> wrote:
>
>>On 21/05/2018 11:18, Dave Plowman (News) wrote:
>>> Went to pay the rent on a church hall a group I'm treasurer for uses. I
>>> set up a current account just for this group with my own bank, Barclays.
>>> The rent is paid 12 weeks at a time and in advance. Have done this for a
>>> year or so by credit transfer.
>>>
>>> It's quite involved with Barclays online to set up a new payee - involving
>>> their PINsentry device.
>
> Not that involved, really speaking.

Oh really? :-)


>
>>> But once done, saves that payee for future use. So
>>> you can make any further payments easily.
>>>
>>> Went to pay the rent this time, and this stored payee had disappeared. The
>>> two others I'd set up for this account still there.
>
> Check you don't need to just scroll the window in which all the payees
> appear. I felt a bit of a charlie after realising that the payee
> actually was there, I just needed to scroll to see it.

Or a "page 2" etc of list of payees....
BTDTGTTS


--
Jim K


----Android NewsGroup Reader----
http://usenet.sinaapp.com/

Dave Plowman (News)

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May 21, 2018, 7:32:54 PM5/21/18
to
> > 20553 - The payee bank you've chosen doesn't accept Faster Payments.
> > Alternatively, you could use cash or cheque. Or you could make a
> > same-day CHAPS payment using the link below - there is a £25 charge
> > for this.
> >
> > ************
> >
> > Any clues as to what's happened?
> >
> Check if the payee has switched banks accounts.

Being a church, I'd assume they'd have the sense to inform all those who
needed to know if they'd changed banks?
But an email I've had from the lady I deal at the church with can't
explain what has changed.

> If done as part of the current account switching service the banks
> undertake that payments made to the old account are diverted to the new
> one. But they can't do that if the new account isn't in the system.

--
*Be nice to your kids. They'll choose your nursing home.

Dave Plowman (News)

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May 21, 2018, 7:42:58 PM5/21/18
to
In article <cLudnXHJgPTA1p7G...@brightview.co.uk>,
Jim K <jk98...@gmail.com> wrote:
> >>> It's quite involved with Barclays online to set up a new payee - involving
> >>> their PINsentry device.
> >
> > Not that involved, really speaking.

> Oh really? :-)

Quite. ;-) Some must like number crunching.

--
*When blondes have more fun, do they know it?

Dave Plowman (News)

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May 21, 2018, 7:42:58 PM5/21/18
to
In article <pdv0ho$1bs7$4...@gioia.aioe.org>,
Andrew <Andrew9...@mybtinternet.com> wrote:
> One of my stored payees disappeared too. When I complained they said
> they vanish if you haven't used it for at least a year.

This one has been used every 12 weeks.

--
*I didn't say it was your fault, I said I was blaming you.

Andrew

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May 22, 2018, 4:10:08 AM5/22/18
to
The whole point of a metered supply is that you never get an
estimated bill if you send in the actual reading.

DD's are implicitly an estimated bill paid in regular chunks.

My water rates dropped from £350 to £120 a year when I had
a meter installed because I live on my own.

QED using their telephone automatic payment system is the
easiest way to do it, twice a year.

Martin Brown

unread,
May 22, 2018, 4:19:37 AM5/22/18
to
On 21/05/2018 11:18, Dave Plowman (News) wrote:
> Went to pay the rent on a church hall a group I'm treasurer for uses. I
> set up a current account just for this group with my own bank, Barclays.
> The rent is paid 12 weeks at a time and in advance. Have done this for a
> year or so by credit transfer.
>
> It's quite involved with Barclays online to set up a new payee - involving
> their PINsentry device. But once done, saves that payee for future use. So
> you can make any further payments easily.
>
> Went to pay the rent this time, and this stored payee had disappeared. The
> two others I'd set up for this account still there.
>
> Tried to set it up again and got:-
>
> ************
>
> 20553 - The payee bank you've chosen doesn't accept Faster Payments.
> Alternatively, you could use cash or cheque. Or you could make a same-day
> CHAPS payment using the link below - there is a £25 charge for this.
>
> ************
>
> Any clues as to what's happened?

The destination bank isn't TSB by any chance? Plenty of their online
banking systems have been in the press recently for "not working".

--
Regards,
Martin Brown

Chris Green

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May 22, 2018, 5:03:05 AM5/22/18
to
Andrew <Andrew9...@mybtinternet.com> wrote:
> On 21/05/2018 21:54, Harry Bloomfield wrote:
> > Michael Chare laid this down on his screen :
> >> I lost a direct debit by the water board like that, as for me a
> >> metered supply was much cheaper.
> >
> > Pay it monthly and spread the cost!
>
> The whole point of a metered supply is that you never get an
> estimated bill if you send in the actual reading.
>
> DD's are implicitly an estimated bill paid in regular chunks.
>
Not necessarily, the DD can be variable and pay the exact amount due
as read from the meter.

--
Chris Green
·

tim...

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May 22, 2018, 5:19:30 AM5/22/18
to


"Andrew" <Andrew9...@mybtinternet.com> wrote in message
news:pe0j8t$1ovo$1...@gioia.aioe.org...
> On 21/05/2018 21:54, Harry Bloomfield wrote:
>> Michael Chare laid this down on his screen :
>>> I lost a direct debit by the water board like that, as for me a metered
>>> supply was much cheaper.
>>
>> Pay it monthly and spread the cost!
>
> The whole point of a metered supply is that you never get an
> estimated bill if you send in the actual reading.

having a meter don't mean that you don't get an estimated bill

most people don't have user readable meters

tim



Dave Plowman (News)

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May 22, 2018, 6:11:07 AM5/22/18
to
In article <fmflbh...@mid.individual.net>,
I've done that and it is NatWest Chelsea.

I'll try making the payment again later today.

--
*Why is "abbreviated" such a long word?

Dave Plowman (News)

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May 22, 2018, 9:12:59 AM5/22/18
to
In article <56fc219...@davenoise.co.uk>,
Dave Plowman (News) <da...@davenoise.co.uk> wrote:
> In article <fmflbh...@mid.individual.net>,
> Andy Burns <use...@andyburns.uk> wrote:
> > Dave Plowman wrote:

> > > Any clues as to what's happened?

> > Check the sort code

> > <http://www.fasterpayments.org.uk/consumers/sort-code-checker>

> I've done that and it is NatWest Chelsea.

> I'll try making the payment again later today.

Which I have done. Payee has disappeared from my stored list, but have
reinstated it and made the payment. So presumably just a glitch in the
system?

--
*I did a theatrical performance about puns. It was a play on words.*

Tim Lamb

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May 22, 2018, 10:42:10 AM5/22/18
to
In message <pe0nb0$7u6$1...@dont-email.me>, tim...
<tims_n...@yahoo.com> writes
Ah! You have to tap the glass with the appropriate weight screwdriver
handle:-)

--
Tim Lamb

Harry Bloomfield

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May 22, 2018, 11:06:22 AM5/22/18
to
Andrew submitted this idea :
> The whole point of a metered supply is that you never get an
> estimated bill if you send in the actual reading.
>
> DD's are implicitly an estimated bill paid in regular chunks.

To some extent, yes - they calculate based on past bills how much your
likely consumption will be and spread it through the year in equal
chunks. It works fine and I don't need to concern myself with failing
to pay, it is all done automagically. The same with the gas and council
tax too.

> My water rates dropped from £350 to £120 a year when I had
> a meter installed because I live on my own.

Likewise here, but I pay them monthly based on past consumption.
>
> QED using their telephone automatic payment system is the
> easiest way to do it, twice a year.

I don't need to do anything at all, all taken care of without me doing
anything.

Dave Liquorice

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May 22, 2018, 11:43:38 AM5/22/18
to
On Mon, 21 May 2018 18:44:25 +0100, Andrew wrote:

> One of my stored payees disappeared too. When I complained they said
> they vanish if you haven't used it for at least a year.

Ah... that might explain why my daughters account details have
disappeared from my Barclays current account list of payees.

> This is a pain.

++1

A year is daft, many things are "annual" +/- 6 months. Two years
might be acceptable but really never expire and a means of deleting
them would be best.

--
Cheers
Dave.



Chris Green

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May 22, 2018, 1:16:05 PM5/22/18
to
tim... <tims_n...@yahoo.com> wrote:
>
> most people don't have user readable meters
>
> tim
>
Really?

--
Chris Green
·

tim...

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May 22, 2018, 6:05:36 PM5/22/18
to


"Chris Green" <c...@isbd.net> wrote in message
news:npvdte-...@esprimo.zbmc.eu...
> tim... <tims_n...@yahoo.com> wrote:
>>
>> most people don't have user readable meters
>>
>> tim
>>
> Really?

no

mostly they are in a hole in the ground with a cover on and a remote reader
on the top.

The water company come around with a device that uses the remote reader so
the cover is never taken off the hole

if, as a customer, you do take the cover off the hole to try to read the
numbers on the meter, you will often find that it has filled up with crud
and you can't.

and that's before addressing the point of the cover having fused into the
close position and you not being able to open it at all

BTDOGTTS

YMMV

tim



Dave Liquorice

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May 23, 2018, 4:34:58 AM5/23/18
to
On Tue, 22 May 2018 23:04:14 +0100, tim... wrote:

>>> most people don't have user readable meters
>> Really?
>
> no
>
> mostly they are in a hole in the ground with a cover on and a remote
> reader on the top.
>
> The water company come around with a device that uses the remote reader
> so the cover is never taken off the hole
>
> if, as a customer, you do take the cover off the hole to try to read the
> numbers on the meter, you will often find that it has filled up with
> crud and you can't.
>
> and that's before addressing the point of the cover having fused into
> the close position and you not being able to open it at all

Don't people maintain access to the main stop cock down the same
hole? And have a key to be able to reach it and turn it on or off?

At least most people will find the cover easily in the pavement near
their boundary. If it wasn't for the concrete post with WATER cast
into against the drystone wall some distance down the road that's
hidden by the vegitation most of the year I'd never have found ours.
Recently checked it after 5 years or so, handful of mud in the
bottom, cover over grown by under 4" of soil/grass roots.

--
Cheers
Dave.



Andrew

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May 23, 2018, 6:53:13 AM5/23/18
to
On 22/05/2018 23:04, tim... wrote:
> you will often find that it has filled up with crud and you can't.

So put a plastic bag over it, which can be removed
easily to leave clear dials.

tim...

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May 23, 2018, 12:44:45 PM5/23/18
to


"Dave Liquorice" <allsortsn...@howhill.com> wrote in message
news:nyyfbegfubjuvyypb...@news.individual.net...
> On Tue, 22 May 2018 23:04:14 +0100, tim... wrote:
>
>>>> most people don't have user readable meters
>>> Really?
>>
>> no
>>
>> mostly they are in a hole in the ground with a cover on and a remote
>> reader on the top.
>>
>> The water company come around with a device that uses the remote reader
>> so the cover is never taken off the hole
>>
>> if, as a customer, you do take the cover off the hole to try to read the
>> numbers on the meter, you will often find that it has filled up with
>> crud and you can't.
>>
>> and that's before addressing the point of the cover having fused into
>> the close position and you not being able to open it at all
>
> Don't people maintain access to the main stop cock down the same
> hole?

keen diy-ers do

the rest, not so much

tim



alan_m

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May 24, 2018, 2:17:53 AM5/24/18
to
On 23/05/2018 09:10, Tim Streater wrote:

> I could read mine, but it would involve lying in the road (speed limit:
> 60mph) on a blind curve.
>

Around my way they seem fit the meter and stop cock combination within
the property boundary.

My meter inspection chamber/cover is all plastic with a removable frost
protection foam bung. No remote reading.

http://www.admac.myzen.co.uk/water_meter/

alan_m

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May 24, 2018, 2:32:21 AM5/24/18
to
On 22/05/2018 16:06, Harry Bloomfield wrote:

> I don't need to do anything at all, all taken care of without me doing
> anything.

+1
Variable direct debit set up. The meter seems to be read every 6 to 9
months and the water/sewage companies adjust the monthly payments to
suit. Any adjustment in payment, up or down, is notified in advance.

Since having a meter the consumption each year is fairly similar so any
adjustments in payment are minor. I don't recall being in credit/debit
by more than around £20 at the end of a six month period.

Tim Lamb

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May 24, 2018, 3:50:43 AM5/24/18
to
In message <pe3h6m$nfr$2...@gioia.aioe.org>, Andrew
<Andrew9...@mybtinternet.com> writes
Might keep the Snails off but the meters here suffer from internal
condensation which forms drips on the underside of the display window.
Hence the screwdriver tapping.

--
Tim Lamb

Bob Eager

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May 24, 2018, 4:09:07 AM5/24/18
to
Has anyone worked out how to do a remote read?



--
My posts are my copyright and if @diy_forums or Home Owners' Hub
wish to copy them they can pay me £1 a message.
Use the BIG mirror service in the UK: http://www.mirrorservice.org
*lightning surge protection* - a w_tom conductor

Robin

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May 24, 2018, 5:00:03 AM5/24/18
to
On 24/05/2018 09:09, Bob Eager wrote:
> On Wed, 23 May 2018 19:45:29 +0100, Tim Lamb wrote:
>
>> In message <pe3h6m$nfr$2...@gioia.aioe.org>, Andrew
>> <Andrew9...@mybtinternet.com> writes
>>> On 22/05/2018 23:04, tim... wrote:
>>>> you will often find that it has filled up with crud and you can't.
>>>
>>> So put a plastic bag over it, which can be removed easily to leave clear
>>> dials.
>> Might keep the Snails off but the meters here suffer from internal
>> condensation which forms drips on the underside of the display window.
>> Hence the screwdriver tapping.
>
> Has anyone worked out how to do a remote read?
>

AIUI "drive by" meters are common. Thames Water at least have been
testing "smart" meters with remote reading but I don't know if they are
live yet. (I'd be all for it if it allowed them to deal better with
those who waste water as they know they'll never pay the bill, but I
don't see how it can help with that.)


--
Robin
reply-to address is (intended to be) valid

Bob Eager

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May 24, 2018, 5:16:08 AM5/24/18
to
I was wondering how the 'drive by' ones work, and if anyone has cracked
that. I'd rather read the meter by standing next to it than by getting on
my knees and peering down at some tiny digits.

Robin

unread,
May 24, 2018, 5:37:06 AM5/24/18
to
On 24/05/2018 10:16, Bob Eager wrote:
> On Thu, 24 May 2018 09:59:59 +0100, Robin wrote:
>
>> On 24/05/2018 09:09, Bob Eager wrote:
>>> On Wed, 23 May 2018 19:45:29 +0100, Tim Lamb wrote:
>>>
>>>> In message <pe3h6m$nfr$2...@gioia.aioe.org>, Andrew
>>>> <Andrew9...@mybtinternet.com> writes
>>>>> On 22/05/2018 23:04, tim... wrote:
>>>>>> you will often find that it has filled up with crud and you can't.
>>>>>
>>>>> So put a plastic bag over it, which can be removed easily to leave
>>>>> clear dials.
>>>> Might keep the Snails off but the meters here suffer from internal
>>>> condensation which forms drips on the underside of the display window.
>>>> Hence the screwdriver tapping.
>>>
>>> Has anyone worked out how to do a remote read?
>>>
>>>
>> AIUI "drive by" meters are common. Thames Water at least have been
>> testing "smart" meters with remote reading but I don't know if they are
>> live yet. (I'd be all for it if it allowed them to deal better with
>> those who waste water as they know they'll never pay the bill, but I
>> don't see how it can help with that.)
>
> I was wondering how the 'drive by' ones work, and if anyone has cracked
> that. I'd rather read the meter by standing next to it than by getting on
> my knees and peering down at some tiny digits.
>

Ahem, yes, well, I suppose it's no turnip surprise for me tonight.

Rod Speed

unread,
May 24, 2018, 5:41:48 AM5/24/18
to


"Bob Eager" <news...@eager.cx> wrote in message
news:fmne6l...@mid.individual.net...
> On Thu, 24 May 2018 09:59:59 +0100, Robin wrote:
>
>> On 24/05/2018 09:09, Bob Eager wrote:
>>> On Wed, 23 May 2018 19:45:29 +0100, Tim Lamb wrote:
>>>
>>>> In message <pe3h6m$nfr$2...@gioia.aioe.org>, Andrew
>>>> <Andrew9...@mybtinternet.com> writes
>>>>> On 22/05/2018 23:04, tim... wrote:
>>>>>> you will often find that it has filled up with crud and you can't.
>>>>>
>>>>> So put a plastic bag over it, which can be removed easily to leave
>>>>> clear dials.
>>>> Might keep the Snails off but the meters here suffer from internal
>>>> condensation which forms drips on the underside of the display window.
>>>> Hence the screwdriver tapping.
>>>
>>> Has anyone worked out how to do a remote read?
>>>
>>>
>> AIUI "drive by" meters are common. Thames Water at least have been
>> testing "smart" meters with remote reading but I don't know if they are
>> live yet. (I'd be all for it if it allowed them to deal better with
>> those who waste water as they know they'll never pay the bill, but I
>> don't see how it can help with that.)
>
> I was wondering how the 'drive by' ones work, and if anyone has cracked
> that. I'd rather read the meter by standing next to it than by getting on
> my knees and peering down at some tiny digits.

Grovelling is sposed to be good for the soul.
I wouldn’t know, I sold mine to that devil fella.

The usual way to read hard to read stuff now is to just take a
photo using your phone and read that without any grovelling.

Sure, a remote read with an app in the phone would be much better.

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