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退休金規劃問題
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monkey...@gmail.com
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Jul 14, 2017, 2:51:36 AM
7/14/17
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媽媽有一筆退休金約200萬,經安聯業務員推銷他們的-新趨勢變額遞延年金保單,優點可以10年保證期(保本)及連結穩定9%的配息基金。
而發現家裡已有安聯的投資型保單,基金也能連結同一檔。兩者相差
1、一個有10年保證期(即保本),投資型沒有
2、買新契約保單我需要被扣5%費用;而投資型是扣3%費用。
我應該如何選擇好呢???
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