Hi Steve,
I have NOT finished this yet and I'm not sure how expensive it's going to be, but after asking around I received a recommendation to contact Hagerty as they will insure my boat for what I have into her. Right now I have Pemco and the policy isn't horrible, but they will only cover their perceived value for a '83 Tolly 26 Sedan which is $18,000.00... ridiculous because I have $60k into her now and have about another $10k to go. This does not match my concept of insurance.
I talked to BOATUS and my opinion is that they are beyond ridiculous... SO many things I found disturbing. This is a great discussion to have on the web as the companies who are offering the best service and policies need to be identified, and the others should flagged for their flaws.