First of all, thank you both very, very, very much! Shortly after I posted my original message I found some references to what I was trying to find but this community is great. You both responded with answers despite my lack of finding them on my own. Again thank you!
As for the solution:
Mat, yours was the closest as far as concept, and I was able to make it work as you described (thank you!), however it isn't exactly what I was looking for. If the data (the template code) was automatically added to the tiddler after saving, and then allowed me to fill out the information/answer the questions/etc afterwards then it would have been perfect. In this case it only creates a reference to static data, which can also be helpful and that I may use.
Instead of a filter is there a way to do an "insert" or something similar where it happens once on the initial save and then inserts the template/data so that the info can be filled out when it is next edited?
Soren, I was also able to get your suggestion working (thank you!) and was able to create a solution for my needs. Though I would prefer an automatic insert based on the tag I add (just based on my current workflow) having a tab with a list of buttons that call the different templates that I have prepared will also work. Thank you very much!
Again thank you both for your replies and help!