New Year resolutions are fun to make and even
if you carry them out for a month - I guess that's a lot better than not doing
anything at all.
Manshu quotes me "Budget
is the "numero uno" step of financial planning & it is also the only
panacea for good financial health. With technological enhancements, every day
we face new ways to spend our money without realizing its long term impact. When
you don't have budget everything looks important & necessary."