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We Financial Planners always insist on asset allocation, which is optimum mix of different asset classes. Each of these asset classes are available for investment and we can make different recipes out of them, but in Mutual Fund we find a category of fund called the "Balanced Mutual Funds", which are ready-made meals for asset allocation. You can also check which is Best Balanced Fund to invest. Click Here
Debashish Ray said "Its high time for stricter regulations in insurance sector, with special focus in the traditional plans segment, sales brochures/illustrations, and sales processes including bancassurance. Agent commission is one area that needs restructuring. I mean, if the agent commission is so high for low-yield debt oriented traditional plans, what returns a customer can really expect??" Add your comment here.
Best Regards,
Hemant Beniwal,
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Financial Planning Services
Financial Planning is bringing the Future into the Present... so that you can do something about it now.
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'Only those who will be sellers of equities in the near future should be happy at seeing stocks rise. Prospective purchasers should much prefer sinking prices.' Warren Buffet
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