Questions

[AJ]

Don-

Your book pointed out several issues but didn't really give answers to
those issues so I was a little disappointed with the book. I would
appreciate it if you could clarify the following:

How does bankruptcy affect tax liens? Could you explain how it affects
the lien that either I would currently own or would be interested in
bidding on.

Where do you research for bankruptcies?

Where do you research for IRS liens? Does the IRS have to pay off the
tax liens?

What happens when there are other tax liens unpaid from previous
years? If there are two unpaid liens prior to mine what happens?

Thanks

[Moderator]

AJ,

We apologize if you were disappointed, I think your expectations were
set that it would fit your particular situation or set of questions.
Books are limited on one aspect -- it can't read your mind, and the
bigger it gets the less profit you make and the more annoyed your
readers get if there's too much information that isn't relevant to
them. Hence, this online support is to address some of those
questions (for free no less).

1. Bankruptcy is federal, but it is interpreted in concert with state
laws. So if you want to talk through specifics, you would have to go
with a legal professional on the jurisdiction you are referring to.
In general terms, real estate tax liens would still need to be paid
off even with bankruptcy. The judge on a case to case basis may lower
the interest rate or adjust the penalties which may hurt your expected
return on investment.

2. You can research bankruptcies through name, SSN, or case number
through the appropriate court through the following voice IVRs:

Alabama
District Of Alabama (Middle)
Local: 334-954-3868

District Of Alabama (Northern)
Anniston Local: 256-240-9191 Toll Free: 877-466-8879
Birmingham Local: 205-254-7337 Toll Free: 877-466-0795
Decatur Local: 256-351-0539 Toll Free: 877-466-0796
Tuscaloosa Local: 205-752-1302 Toll Free: 877-466-9267

District Of Alabama (Southern)
Local: 251-441-5637 or 251-441-5638

Alaska
District Of Alaska
In Anchorage 907-271-2658
Toll Free Nationwide 888-878-3110

Arizona
District Of Arizona
Phoenix Local: 602-640-5820 Toll Free: 888-549-5336
Tucson Local: 520-620-7475 Toll Free: 888-299-6032
Yuma Local: 520-783-2474 Toll Free: 888-298-9465

Arkansas
District Of Arkansas
Local: 501-918-5555
Toll Free: 800-891-6741

California
District Of California (Central)
Los Angeles: 213-894-4111
Santa Ana: 714-836-2278
San Fernando: 818-587-2936
Santa Barbara: 805-884-4805
Riverside: 909-774-1150

District Of California (Eastern)
Local: 916-551-2989

District Of California (Northern)
Local: 415-705-3160
Toll Free: 888-457-0604

District Of California (Southern)
Local: 619-557-6521

Colorado
District Of Colorado
Local: 303-844-0267

Connecticut
District Of Connecticut
Clerk's Office: 860-240-3675
Toll Free: 800-800-5113

Delaware
District Of Delaware
Local: 302-252-2560
Toll Free: 888-667-5530

Florida
District Of Florida (Middle)
Jacksonville: 866-879-1286
Orlando: 866-879-1286
Tampa: 866-879-1286

District Of Florida (Northern)
Tallahassee: 850-942-8358
Pensacola: 850-435-8477

District Of Florida (Southern)
Local: 305-536-5979
Toll Free: 800-473-0226
Case information is also available online.

Georgia
District Of Georgia (Middle)
Local: 912-752-8183
Toll Free: 800-211-3015

District Of Georgia (Northern)
Local: 404-730-2866
Toll Free: 800-510-8284

District Of Georgia (Southern)
Augusta: 706-724-2421 (main phone, not VCIS)
Savannah: 912-650-4100 (main phone, not VCIS)

Hawaii
District Of Hawaii
Local: 808-522-8122

Idaho
District Of Idaho
Local: 208-334-9386
Information available online through RACER.

Illinois
District Of Illinois (Central)
Local: 217-492-4550
Toll Free: 800-827-9005

District Of Illinois (Northern)
Local (Chicago): 312-408-5089
Local (Rockford): 815-987-4487
Toll Free: 888-232-6814

District Of Illinois (Southern)
Local: 618-482-9365
Toll Free: 800-726-5622 (must be within Illinois)

Indiana
District Of Indiana (Northern)
Local: 574-968-2275
Toll Free: 800-755-8393

District Of Indiana (Southern)
Toll Free: 800-335-8003

Iowa
District Of Iowa (Northern)
Local: 219-236-8814
Toll Free: 800-755-8393

District Of Iowa (Southern)
Toll Free: 800-335-8003

Kansas
District Of Kansas
Local: 316-269-6668
Toll Free: 800-827-9028

Kentucky
District Of Kentucky (Eastern)
Local: 859-233-2650
Toll Free: 800-998-2650

District Of Kentucky (Western)
Local: 502-627-5660
Toll Free: 800-263-9385

Louisiana
District Of Louisiana (Eastern)
Local: 504-589-7879
Toll Free: 866-375-7879

District Of Louisiana (Middle)
Local: 225-382-2175

District Of Louisiana (Western)
Local: 318-676-4234
Toll Free: 800-326-4026

Maine
District Of Maine
Local: 207-780-3755
Toll Free: 800-650-7253

Maryland
District Of Maryland
Local: 410-962-0733
Toll Free: 800-829-0145

Massachusetts
District of Massachusetts
Local: 617-565-6025
Toll Free: 888-201-3572

Michigan
District Of Michigan (Eastern)
Local: 877-422-3066

District Of Michigan (Western)
Local: 616-456-2075

Minnesota
District Of Minnesota
Local: 612-664-5302
Toll Free: 800-959-9002
(You can do an online search for Minnesota cases, as well.)

Mississippi
District Of Mississippi (Northern)
Local: 662-369-8147
Toll Free: 800-392-8653

District Of Mississippi (Southern)
Local (Biloxi): 601-435-2905
Toll Free (Biloxi): 800-293-2723
Local (Jackson): 601-965-6106
Toll Free (Jackson): 800-601-8859

Missouri
District Of Missouri (Eastern)
Local: 314-425-4054
Toll Free: 888-223-6431

District Of Missouri (Western)
Local: 816-842-7985 or 816-426-5822
Toll Free: 888-205-2527

Montana
District Of Montana
Local: 406-782-1060
Toll Free: 888-879-0071

Nebraska
District Of Nebraska
Local: 402-221-3757
Toll Free: 800-829-0112

Nevada
District Of Nevada
Local: 702-388-6708
Toll Free: 800-314-3436

New Hampshire
District Of New Hampshire
Local: 603-666-7424
Toll Free: 800-851-8954

New Jersey
District Of New Jersey
Local: 973-645-6044 or 973-645-6045
Toll Free: 877-239-2547

New Mexico
District Of New Mexico
Local: 505-248-6536
Toll Free: 888-435-7822

New York
District Of New York (Eastern)
Local: 347-394-1799 or 347-394-1790
Toll Free: 800-252-2537

District Of New York (Northern)
Toll Free: 800-206-1952

District Of New York (Southern)
Local: 212-668-2772
Toll Free: 866-232-1268

District Of New York (Western)
Local: 716-551-5311
Toll Free: 800-776-9578

North Carolina
District Of North Carolina (Eastern)
Local: 919-234-7655

District Of North Carolina (Middle)
Local: 910-333-5532

District Of North Carolina (Western)
Local: 704-350-7505
Toll Free: 800-884-9868

North Dakota
District Of North Dakota
Local: 701-239-5641

Ohio
District Of Ohio (Northern)
Local: 330-489-4731
Toll Free: 800-898-6899

District Of Ohio (Southern)
Local (Dayton or Cincinnati): 513-225-2544
Toll Free: 800-726-1004
Local (Columbus): 513-225-2562
Toll Free: 800-726-1006

Oklahoma
District Of Oklahoma (Eastern)
Local: 918-756-8617
Toll Free: 877-377-1221

District Of Oklahoma (Northern)
Local: 918-699-4001
Toll Free: 888-501-6977

District Of Oklahoma (Western)
Local: 405-231-4768
Toll Free: 800-872-1348

Oregon
District Of Oregon
Local: 503-326-2249
Toll Free: 800-726-2227

Pennsylvania
District Of Pennsylvania (Eastern)
Local: 215-597-2244
Toll Free: 888-584-5853

District Of Pennsylvania (Middle)
Toll Free: Wilkes-Barre VCIS: 1-877-440-2699
Toll Free: Harrisburg VCIS: 1-888-531-9485

District Of Pennsylvania (Western)
Local: 412-355-3210
Toll Free: 800-795-2829

Rhode Island
District Of Rhode Island
Local: 401-528-4476
Toll Free: 800-843-2841

South Carolina
District Of South Carolina
Local: 803-765-5211
Toll Free: 800-669-8767

South Dakota
District Of South Dakota
Local: 605-330-4559
Toll Free: 800-768-6218

Tennessee
District Of Tennessee (Eastern)
Local: 423-752-5272
Toll Free: 800-767-1512

District Of Tennessee (Middle)
Local: 615-736-5584

District Of Tennessee (Western)
Local: 901-328-3509
Toll Free: 888-381-4961

Texas
District Of Texas (Eastern)
Local: 903-509-1217
Toll Free: 800-466-1694

District Of Texas (Northern)
Local: 214-753-2128
Toll Free: 800-886-9008

District Of Texas (Southern)
Local: 713-250-5049
Toll Free: 800-745-4459

District Of Texas (Western)
Local: 210-472-4023
Toll Free: 888-436-7477

Utah
District Of Utah
Local: 801-524-3107
Toll Free: 800-733-6740

Vermont
District Of Vermont
Toll Free: 800-260-9956

Virginia
District Of Virginia (Eastern)
Local: 804-771-2736
Toll Free: 800-326-5879

District Of Virginia (Western)
Toll Free: 800-249-9859

Washington
District Of Washington (Eastern)
Local: 509-353-2404
Info. available online through RACER until 12/1/03.

District Of Washington (Western)
Local: 206-553-8543
Toll Free: 888-409-4662

Washington, D.C.
District Of Washington, D.C.
Local: 202-273-0048

West Virginia
District Of West Virginia (Northern)
Local: 304-233-7318
Toll Free: 800-809-3028

District Of West Virginia (Southern)
Local: 304-347-5680

Wisconsin
District Of Wisconsin (Eastern)
Local: 414-297-3582
Toll Free: 877-781-7277

District Of Wisconsin (Western)
Local: 608-264-5035
Toll Free: 800-743-8247

Wyoming
District Of Wyoming
Toll Free: 888-804-5537


3. The IRS files over 500,000 notices each year in the county and/or
state public records offices where the real estate owner lives or
works or owns property in. I'm not sure what you mean if IRS pays off
the lien.

4. The question is not complete. What happens when what situation
occurs? Let's say a house is being sold and the title company is
trying to finalize the sale. iThe house has 3 tax liens, one is yours
in 2008, another in 2007, and another in 2006 -- the tax liens would
need to be all paid off before it can be sold. Are there other
situations are you are looking for?

-Don

>
> What happens when there are other tax liens unpaid from previous
> years? If there are two unpaid liens prior to mine what happens?