Temenos Insight Risk (New Product)
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Temenos Insight Risk
Product Overview
Insight Risk - the enterprise-wide risk-management tool from Temenos - supports the Basel II regulations and economic capital approaches as a baseline framework. It enables a bank to fine-tune the amount of capital required by each of its business areas to maximise economic and financial returns. It allows banks to manage credit and market risks.
Using Insight Risk, senior managers can:
Examine and compare how different parts of the organisation are performing
Price products more accurately to represent risk factors and capital consumption
Manage capital allocations to ensure long term profitability
The industry has moved on from answering questions of having capital adequacy. Today, banks want to allocate accurately the amount of capital needed to cover each business area to get the maximum returns. Knowing the risk-weighted returns will help the bank to answer tomorrow’s question of where the bank should be looking to expand its business areas - for example, retail business in one geographic area, private banking in another or seasonal short-term lending at home.
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Imran Khan
T24 Technical Consultant
+92 334 3545114