If you are looking for a convenient, fast, and secure way to manage your finances, you might want to consider downloading the Unibank mobile app. In this article, we will explain what Unibank is, what are the benefits of using its mobile app, how to download and install it, what are its main features, and how to use it effectively. By the end of this article, you will have a clear idea of how the Unibank mobile app can help you with your banking needs.
Unibank is one of the leading banks in Azerbaijan, offering a wide range of banking products and services for individuals and businesses. Unibank has been operating since 2002 and has more than 40 branches and 100 UTMs (universal teller machines) across the country. Unibank is also known for its innovative and customer-oriented approach, as well as its social responsibility projects.
One of the reasons why you might need Unibank is because it offers a unique product called UCard, which is a smart card that combines multiple features and benefits in one. UCard allows you to have multiple currency accounts, a credit line up to 10,000 AZN with up to 40 days of interest-free period, a cashback service up to 30%, and an annual income up to 6%. UCard also gives you access to various discounts and offers from Unibank's partners.
The Unibank mobile app, also known as UBank, is a mobile application that allows you to take advantage of banking services with just one click, anytime and anywhere. According to a research by Deloitte & Touche LLC, UBank is considered to be one of the best mobile applications in the CIS space. According to the Markswebb agencies research, UBank is considered the best mobile bank application in Azerbaijan. UBank was also elected the winner of the nomination "Mobile application of the year" of the National Internet Award NETTY2018.
Some of the benefits of using the UBank mobile app are:
The UBank mobile app is available for both Android and iOS devices. You can download it from Google Play or App Store by searching for "UBank" or "Unibank".
After downloading the app, you need to register your phone number and create a password. You will receive a verification code via SMS to confirm your registration. Then, you need to enter your card number and PIN code to link your card to the app. You can also use biometric authentication (fingerprint or face ID) to log in to the app. You are now ready to use the UBank mobile app and enjoy its features.
As we mentioned before, UCard is a unique product that Unibank offers to its customers. UCard is a smart card that allows you to have multiple currency accounts (AZN, USD, EUR, GBP, RUB, TRY), a credit line up to 10,000 AZN with up to 40 days of interest-free period, a cashback service up to 30%, and an annual income up to 6%. UCard also gives you access to various discounts and offers from Unibank's partners, such as restaurants, cafes, cinemas, hotels, travel agencies, online shops, and more.
You can order your UCard online through the UBank mobile app or by visiting any Unibank branch. You can choose from different card types (Classic, Gold, Platinum) and different card designs (Standard, Exclusive, Premium). You can also customize your card design with Your card, your art feature, which we will explain later.
UBank is the name of the Unibank mobile app that allows you to access banking services with just one click, anytime and anywhere. With UBank, you can manage your cards and accounts easily and securely. You can check your balance, transactions history, statements, limits, and commissions. You can also block or unblock your card, change your PIN code, or request a new card.
With UBank, you can also make transfers and payments without fees or queues. You can transfer money between your own accounts or to other Unibank customers or other banks. You can also pay for utilities, mobile services, internet, TV, taxes, fines, education fees, insurance premiums, and more. You can also use QR Scan to make payments and get cashback.
With UBank, you can also get loans and deposits instantly and conveniently. You can apply for a consumer loan up to 20,000 AZN with a term up to 48 months and an interest rate starting from 14%. You can also open a deposit account with a minimum amount of 100 AZN and an interest rate up to 6%. You can also use Topla to save money and achieve your goals.
QR Scan is a feature of the UBank mobile app that allows you to make payments by scanning QR codes at participating merchants. QR Scan is a fast and easy way to pay for goods and services without using cash or cards. You just need to open the UBank app, scan the QR code at the cashier or on the bill, enter the amount and confirm the payment.
QR Scan also offers you a cashback service up to 30% when you pay with QR Scan at Unibank's partners. You can get cashback for various categories such as food and drinks, entertainment, shopping, health and beauty, travel and tourism, education and culture, and more. You can use your cashback balance to pay for other purchases with QR Scan or transfer it to your card account.
Topla is a feature of the UBank mobile app that helps you save money and achieve your goals. Topla allows you to create savings goals for different purposes such as buying a car, traveling abroad, renovating your home, or anything else you want. You can set the amount and the term of your goal and choose how much money you want to save each month.
Topla also helps you save money automatically by rounding up your purchases with UCard or QR Scan. For example, if you buy something for 9.50 AZN with UCard or QR Scan,
Topla will round it up to 10 AZN and transfer the difference of 0.50 AZN to your savings goal. This way, you can save money without even noticing it. You can also earn interest on your savings balance and get bonuses from Unibank's partners.
Topla also helps you track your progress and motivate you to achieve your goals. You can see how much money you have saved, how much time is left, and how close you are to your goal. You can also share your goals with your friends and family and get their support and encouragement.
Your card, your art is a feature of the UBank mobile app that allows you to customize your card design with your own photos or images. You can choose from different card types (Classic, Gold, Platinum) and different card designs (Standard, Exclusive, Premium). You can also upload your own photo or image from your gallery or camera and adjust it to fit the card template.
Your card, your art is a fun way to express your personality and style with your card. You can create a card that reflects your hobbies, interests, passions, or memories. You can also change your card design anytime you want through the UBank mobile app or by visiting any Unibank branch.
One of the tips to use the UBank mobile app effectively is to manage your cards and accounts with ease and security. You can do this by following these steps:
Another tip to use the UBank mobile app effectively is to make transfers and payments without fees or queues. You can do this by following these steps:
A third tip to use the UBank mobile app effectively is to get loans and deposits instantly and conveniently. You can do this by following these steps:
A fourth tip to use the UBank mobile app effectively is to find the nearest branches, UTMs, and terminals easily. You can do this by following these steps:
In conclusion, the UBank mobile app is a great tool to manage your finances with Unibank. It allows you to access banking services anytime and anywhere with just one click. It also offers you multiple features and benefits such as UCard, QR Scan, Topla, and Your card, your art. By following the tips and tricks we shared in this article, you can use the UBank mobile app effectively and enjoy its advantages.
If you have any questions or feedback about the UBank mobile app, you can contact Unibank's customer service at 136 or visit their website at www.unibank.az. You can also follow Unibank on social media platforms such as Facebook, Instagram, Twitter, and YouTube to stay updated on their latest news and offers.
We hope you found this article helpful and informative. Thank you for reading and have a nice day!
A: You can download the UBank mobile app from Google Play or App Store by searching for "UBank" or "Unibank".
A: You need to register your phone number and create a password. You will receive a verification code via SMS to confirm your registration. Then, you need to enter your card number and PIN code to link your card to the app. You can also use biometric authentication (fingerprint or face ID) to log in to the app.
A: You need to tap on the Cards icon on the bottom menu and then tap on the Order card button. You can choose from different card types (Classic, Gold, Platinum) and different card designs (Standard, Exclusive, Premium). You can also upload your own photo or image from your gallery or camera and adjust it to fit the card template.
A: You need to tap on the Transfers icon on the bottom menu and then tap on the QR Scan button. You need to scan the QR code at the cashier or on the bill, enter the amount and confirm the payment. You will receive a cashback up to 30% depending on the category of the merchant.
A: You need to tap on the Loans icon on the bottom menu and then tap on the Topla button. You need to create a savings goal for any purpose you want, set the amount and term of your goal, and choose how much money you want to save each month. Topla will also help you save money automatically by rounding up your purchases with UCard or QR Scan.
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