Africans Letters to Josef Howard: Part I

[Kirkpatrick Weah]

Our Dear  African Compatriots from Liberia, Dr. Howard is from your community. It is our pleasure to publish all the communications sent to him to prevent any hatred among ourselves as Africans.   We will publish the letter send to LMA and text messages between Pastor Howard and individual members.  We hope to have meeting with the Liberian community leadership.   We will publish more.  Please be careful in joining online marketing company, particularly penny auction or anything that has do with electromagnetic products.  Too much scam going around here. Immigrants are being targeted.

Join us to fight scam and money laundering. Let us protect our community. God Bless !

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Bright Future Penny Auction Aggrieved Members Committee

c/o 3300 County Road 10, Ste 301, Brooklyn Center, MN 55429

763-355-5600/ E-mail: tfaa...@yahoo.com

                                                                                                                                                               

                                                                                                                                                               &nb sp;                                                                                                                                                                                                                                               &nb sp;                                                                                                                                                                                                                                                  May 22, 2014

Rev. Dr. Josef Howard

“The Face”

Bright Future Penny Auction, North America (BFPA, NA)

5701, Ste 245, Shingle Creek, Brooklyn Center, MN, 5530

 

Dear Dr. Howard:

 

 RE: We Pay Our Money to You Through Grace Crawford, Paul and Yasmin at Registration and Not Customer Service. Please Return Our Money or Pay Us As Promised.

 

We are observing a dubious and pendulumic assurances for payment of affiliates, particularly BFPA payment system through the bank having assured affiliates of payment within 48 hours which did not work. Another promise for 7-10 days payment through the bank did not also work with subsequent suspension of said payment method. The legitimate expectation (payment within 48 hours) which led affiliates to join BFPA is placed into abeyance. Only God knows when affiliates of BFPA will start getting compensation to pay back their loans used to join the company.

 

You told us that “as a Pastor” you were never going to lead us into any scheme/scam and that we should trust you because you are a Pastor. What is going on with the payment Pastor Howard? Some affiliates took car loans. Their cars are subject to be re-possessed due to the lack of compensation as promised by you. We are pleading with you or “Sanjeev Kumar” (if he does exist) to please remember Proverb 22:22 (Do not rob the poor because they are poor…).  When are we going to get pay or get our money back if payment will not come forth as you promised us? Is Bright Future Penny Auction which is headed by you in North America a scam? It is our anticipation that “Hail Mary full of Grace” will not lead us into scam but lead us to financial freedom. Blessed is a Pastor that will not lead us into scam and depression.

 

                                          Inconsistency in BFPA Policy Making

In your test message today May 22, 2014), having told an affiliate to ask Grace Crawford for a receipt for the 30% payment made to you from an affiliate in Atlanta Georgia, you changed your mind in less than three minutes and wrote:  “Change of mind. Since the money was sent to the company, henceforth, anyone requesting receipt will have to wired their money to India.” What’s about the hundreds of thousands of dollars that you have received through Grace, Paul and Yasmin (the registrars at registration)? 

 

Who is the Designated Depository Transfer Agent? You or Grace Crawford?

 

How can we send money to India, if we do not know who is the designated depository transfer agent of Bright Future Penny Auction, the company you claimed to be representing in North America?  Who are the agents here in Minnesota and in India? You have refused to tell us, having written you over two times on the question and others.

 

 

Illegal Suspension and Perusal of Affiliates Account

 

Recently, we were taken aback when associates accounts were suspended and still being suspended with perusal of their personal information in violation of India law where you claimed the company is registered. Your action requires a consent of a data’s subject in writing by letter, fax, e-mail, or any other electronic communication. It is not dubious to say that this illegal act was done with your acquiescent as you continue to call yourself an “employee and Face of Bright Future in North America.” India law also requires that time MUST be set for such perusal with data subject’s consent. The 24-72 hours  time set since May 1 has  long been gone. Prima facie, we are obliged to submit our observation and suggestions infra for your immediate action without let or hindrance:

 

1.       In all your presentations, you have told us that with or without recruitment of people, daily commission on section(s) was to be made with payment within 48 hours through our bank accounts. Based on this legitimate expectation or gentleman agreement, many of us joined BFPA. It was our fervent hope that such payment was to be done across the board without preferential treatment. We noticed a complete deviation from the company’s assurance being made by you. This was brought to your attention in a meeting with Joseph Maeri Team.  We hope that the indignation in Bright Future Penny Auction (BFPA) at present is being noted by you and not ignored;

 

2.       We were later told that payment was to be made “within 7-10 days after consultations with leaders.” Surprisingly, this promised was also broken without any notification to BFPA associates. On May 1, 2014, you closed down payment through the bank to everyone’s surprise unlike you and your “assistants” meaning: Paul Maintona, Mrs. Grace, Crawford, Yasmin, her husband (Amed) and “Sanjeev Kumar.” ( if he does exit);

 

3.       You told us that bank transfer was to be made from BFPA affiliate bank in India, ie ICICI Bank to the accounts of BFPA affiliates in Minnesota specifically. Contrary to this, it has been noted that said transfer to few selected people accounts was done locally, while you continue to tell people that the transfer was done by the Industrial Credit and Investment Corporation of India (ICICI). There is no evidence to substantiate your claim.

 

4.       For more than two months, affiliates have been asking for the company web site, corporate address (headquarters) with photos of “Sanjeev Kumar to be made public. The photo of others such as Luke Teng (of Better Living of which you are also a part), his address, telephone and e-mail are made available to the public. The reason for the secrecy surrounding the publication of Sanjeev Kumar BFPA’s Headquarters and more details on him create doubt about information being provided to BFPA affiliates including clergy, who are expressing concern and therefore not willing to begin or continue any recruitment until payment begins as promised to save themselves from mistrust by their congregations. 

 

5.       You were asked to give the names of Bright Future leadership and structure in Minnesota. You were asked if you had a leadership. You said “yes” but was “not in the position to give said information due to security reason.” We have yet to know the “security reason.”  Why so much secrecy in BFPA and a tactics of divide and rule?

 

6.       We were often told that the BFPA web site was built in India. How come it was incorporated in the United States of America by one Mr. Ahmed Mohammed and “Go Daddy,”who controls all documents to and from the web site instead of Sanjeev Kumar? The server is also in the US (research findings through Alexa). 

 

7.       You instituted a 30% payment when people are not getting pay. In this process you disregarded an exemption for repurchase and increase in one’s sections. It is beyond comprehension for one to pay extra $364.50, 30% of $1215.00 to increase or repurchase his or her sections already purchased. Undoubtedly, a reasonable administrator will immediately re-think and ratify such odd decision;

 

8.       While the first phase of the 99 days is nearer with collection of thousands of dollars by you, Dr. Josef Howard (“The Face”) through Mrs. Grace Crawford and Mr. Paul Maintona, we have yet to know, who is the  actual designated depository transfer agent of BFPA in Minnesota or from your office supra).  Who is depositing our money and to which account or through which bank in Minnesota? We have a serious concern and urged that you provide this information ASAP to BFPA affiliates. We have the right to know under the US and India Securities and Exchange laws. The Commercial Law of India requires that said designated depository transfer agent must be an employee of the corporation for which he or she works. Who is this person designated by you in Minnesota to collect and wire said money to India? Are you the person depositing money and signing the deposit slips received by those, who got some money from your office?

 

We Don’t Want To Be Part of Money Laundering

 

9.       As affiliates, we do not want to be part of money laundering. The Financial Task Force of Money Laundering (FATF) is an intergovernmental force, of which India and the US are members. They have the power to go after corporations and individuals.  The ICICI bank to which you have been directing affiliates and potential affiliates was among the three banks where 18 employees of ICICI were caught in money laundering attempts (Cobra Post, India March 15, 2013).

 

10.   The existence of Sanjeev Kumar and your slow response to make available the Headquarters of BFPA and the complete absence of Sajeev Kumar during the launching of the company in Minnesota in March , 2014 are troubling and create doubt about the legality of Bright Future Penny Auction in the US save an evidence is provided;

 

11.   It is occasionally said by some of your “aides” that the US government cannot close down your company (BFPA), neither can any member succeed in a litigation since the company is not based in the US. Yet, BFPA operates within the territorial jurisprudence of the United State with an office (supra). Some people have used this self-deception and bragging to extort money from poor people and abscond with it. Proverb 22-23. He that robs and oppresses the poor, does so at his peril. And if men will not appear for them, God will. God hears the cries of the harvesters against exploitation by the masters of the fields (italic ours).  We joined this company trusting you as a “Pastor” that you will not lead us in more financial hardship by failing to pay us as promised.

 

12.   Foreseeably, what victimized investors in other companies such as Better Living, WCM

(777), etc is beginning to take root in Bright Future Penny Auction headed by you in North America. We urged you and your partners to have a fear of God and be a man of God you say you are. We are not judging you. We just want for the name of God to be glorified through your action.

 

It is against this backdrop that we submit the following suggestions:

 

1.       Having told us that money to pay Bright Future associates is “ not a problem”, we suggest that you begin to pay associates without special preference through checks or deposit, as done previously with selected people, until payment through the bank arrangement is finalized;

 

2.       We seek that the designated depository transfer agent ( the one who collects and deposits our money to BFPA through ICICI be known to clear doubt that money laundering is  taken root in BFPA through your Minnesota based office known as “Center for Empowerment” (address supra).This is very urgent. We need to know. We are making reference to the office launched at 5701 Ste 245, Bass Lake Road, Brooklyn Center as  “Bright Future office.”

 

3.        We need to know the Headquarters of Sajeev Kumar the (CEO), with full address, telephone, fax and photo be placed on the web site similar to that of Better Living ASAP, particularly the address, fax and telephone numbers and not customer service so-called number;

 

4.       With more than two months since the launching of BFPA in Minnesota/North America, the need to publish its web site should be given urgent attention with more information on Mr. Sajeev Kumar. Current and potential members are in need of such web site.

 

5.       The 30% placed on repurchase and to increase one’s sections be removed without delay. It is annoying and very, very unacceptable by affiliates. This is extortion of affiliates to pay twice for a section already paid for with $1,215.00.  Additional $365.50 for every re-purchase (365.50 x 4 = $1,458.00+ $1215 x 4 = $4,815.00.) A total of $6,273.00 per section in a period of 288 days makes no sense.

 

6.       The institution of a cash wallet was only a suggestion predicated on people being paid within 48 hours or within 7-10 days. With the cancelation of said payment, its imposition should be suspended ASAP;

 

7.       That Mrs. Grace Crawford and Paul Maintona (sp) and Yasmin, who, according to you have been “registering people” have received hundreds of thousand of dollars from members in Bright Future since March 2014. They need to give out receipts to affiliates, whose money  they have received. It is illegal to receive small or huge amount of money from people in any business venture when they are demanding for it. We want these receipts as evidence that you Josef Howard as “Face of the company” has received said money through your surrogates, Mrs. Grace Crawford, Yasmin and Paul Maintona. 

 

8.        A fear of this company being another establishment to scam people is permeating throughout the membership of Bright Future Penny Auction (BFPA) given the inconsistency of policy, decision making and difficulty to reach the so-called customer service;

 

9.       The suspension and perusal of affiliates accounts violates privacy and the Commercial Law of India and or the Securities and Exchange laws of the US and India. We call for the immediate restitution of all accounts suspended contrary to the law.  This action affirms our demand for Mr. Sajeev Kumar full information i.e contact number, fax and telephone to be made available rather than referring affiliates to customer service or to a telephone that is not directly connected to Kumar’s office.

 

 

10.   Against the aforesaid, we are urging you to call a special general meeting to clarify doubts and other actions taken by you which is the source of indignation among members. Please do not refer us to customer service. We did not pay our money to customer service.

We look forward to your immediate intervention to resolve the problems as enumerated. May the Lord bless you as we continue to seek financial freedom legally

Affirmed:

Signed and affirmed: J. Kirkpatrick Weah

 Chair, BFPA Aggrieved Members Committee

 

Signed and Affirmed: Fredrick A. David

 Co-chair, BFPA Aggrieved Members Committee

 

cc: Other aggrieved members of BFPA, North America and Australia.

cc: Archive/Listserv:  bfutu...@yahoo.com

Bright Future Penny Auction Grievances Committee                                                      

 

 ----------------------------------------------3rd Letter to Josef Howard---------------------------------------

 

 

 

Rev. Dr. Josef Howard                                                                                                                                             May 24, 2014

“The Face”

Bright Future Penny Auction, North America (BFPA, NA)

5701, Ste 245, Shingle Creek, Brooklyn Center, MN, 5530

 

Dear Dr. Howard:

 

Thanks for your reply to our letter dated May 14, 2014. In said letter you indicated that we should refer our grievances to the company, ie the Customer Service of Bright Future. You also indicated that we should refer to the company’s legal consultant Team in the US and your lawyer.

 

We will be much obliged, were you to please provide us the following:

 

1. The lawyer(s) of the company’s legal team in the US, their addresses, with telephones and fax numbers;
    
2. The name of your lawyer;

 

1. The full address of Mr. “ Sanjeev Kumar” including his office telephone number, fax,

             e-mail and any other electronic means of communication;

 

1. While we urgently await these information, we are eager to know the name of the bank you currently deal with unlike JP Morgan/ Chase Bank that you early told us about, your designated depository transfer agent;
    
2. What is the position of Mrs. Grace Crawford, Mr. Paul Maintona and Yasmin as mentioned in one of your communications?
    
3. Do you receive money collected by the three persons above or do you have a decision to make on money collected from affiliates at registration? Who should be held responsible for money taken from affiliates?
    

Sir, considering the fact that you continue to reject responsibility as “The Face of Bright Future in North America in addressing issues affecting the aggrieved and constantly refer us to customer service, it will be in your interest and ours were you to tell us what you are responsible for and what you are not responsible for, particularly, when it comes to collection of money from affiliates at registration.

 

We wait urgently, within 48 maximum hours to hear from you without hyper-technicality.

 

Sincerely yours,

Signed: Kirkpatrick Weah                                                                          Signed: Mr. Fredrick David

Chair, BFPA Aggrieved Members Committee                                      Co-chair, BFPAAMC

                                                Cc:  Aggrieved members, BFPA