2nd Chance Checking Account Program Gives "Fresh Start"

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Susan Smith Ross

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May 4, 2006, 12:47:18 AM5/4/06
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Second Chance Checking Account Program Developed to Help Black Americans Get "Fresh Start" in the Banking Community with New Personal and/or Business Checking Accounts
 
Chicago, IL (BlackNews.com) - Currently over 90 million Americans need a new personal checking account for their personal financial needs and/or a new business checking account for their existing or home-based businesses. Of that number many of these individuals are minorities, women, single parents, and divorcees who are trying to start over or improve their quality of life.
 
Dottie Marketing Group (DMG) has launched a nationwide marketing campaign, assisting those individuals or businesses who have been 'blacklisted' by ChexSystems and/or TeleCheck, the official credit bureaus of the banking industry. Their derogatory reports leave a person with the inability to take care of their personal or business financial affairs in a conventional manner through the usage of banks.
 
It was because of a personal experience of the program's creator that the Second Chance Checking Account Program was developed. She was a victim of a robbery four years ago. Even though she possessed a valid police report, ChexSystems refused to delete her from their database. Consequently, she lost her banking privileges and her dignity all at the same time. In defiance, anger, and through determination on her part, she located three FDIC Banks that, sincerely, understood the growing problem of the bankless American. All three banks want to help the bankless American get a 'Fresh Start' in the banking community.
 
ChexSystems and TeleCheck are reporting agencies that provide negative banking information about individuals and businesses, according to their history with banks. This, in turn, can ban that person or business from opening a new personal or business checking account with another bank for up to seven years. They, literally, block a person or business from starting over in the banking community.
 
DMG helps individuals set up a new personal and/or business checking account with one of three (3) FDIC Banks which they represent. The administrative process for these Second Chance Banking Products is fast, safe and easy. An individual pays their one-time bank processing fee via MoneyGram Express Wire. The Company (DMG) deducts this cost from the bank processing set-up fee. DMG will provide Same Day Bank processing for new personal checking accounts, Monday through Friday. This will enable a person to open their new checking account within 48 hours or less! The new business checking accounts are opened within 7 to 10 business days with a MasterCard Logo Debit Card and deposit slips, all a part of the 'Welcome Packet'.
 
The banks will not conduct a credit check through ChexSystems or TeleCheck, require an initial deposit or an interview with a personal banker, in order to open your new personal or business checking account! If a person is opening a business checking account, they will need to provide a copy of the company's EIN or DBA information. In addition, an applicant is Guaranteed Approval, for either of the accounts, if they are at least 18 years old and possess one of the following government issued picture IDs: Driver's License, State ID, Military ID, or US Passport.
 
The new personal checking account accepts direct deposits, wired cash, electronically filed income tax refunds, and electronic deposits or payments. The new business checking account accepts direct deposits, wired cash, personal or business checks and electronic payments. For both accounts, you can, also, pay bills online, check by phone, or by electronic payment. A Bank ATM cash card is provided for quick access to the funds in your newly opened personal checking account. The Bank will issue a MasterCard Logo Debit Card, after you have become a Personal Bank Customer in 90 days. When you open your new business checking account, the Bank issues a MasterCard logo debit card, right away for quick access to your business's funds! Deposited personal or business checks are processed and cleared through normal banking channels.
 
The one-time bank processing fee for the Second Chance New Personal Checking Account is $59.00! The one-time bank processing fee for the new business checking is $79.00. For a limited time, only, Dottie Marketing Group will open both accounts for a one-time bank processing fee of $99.00! Both accounts will be opened with a zero (0) balance. The Banks will allow up to 45 days, in order to, activate your New Personal and/or Business Checking Account by making a Direct Deposit or cash wire via MoneyGram Express Payment @ $6.95 for cash wires up to $10,000 into your new account!
 
DMG opens new personal checking accounts for senior citizens 60 and over and Hurricane Katrina, Rita and Wilma evacuees for NO CHARGE and No bank processing fee! 1-800-409-3790
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