Healthcare Costs: an assault on the Middle Class

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Dr Sundar

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Dec 30, 2025, 4:06:27 AM12/30/25
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Sirs
India’s middle class is being silently crushed by unchecked healthcare costs.
Private hospitals charge arbitrarily, with no transparency or accountability. A single illness is enough to wipe out decades of honest savings. Health insurance premiums rise steeply with age, coverage shrinks, and claims are often disputed—when they are needed most.
Government hospitals, meant to protect ordinary citizens, remain overcrowded and under-resourced. The result: the middle class is left defenceless.
Healthcare has become a business, not a service. A system that can forgive large corporate debts cannot ignore citizens who are impoverished by medical bills.
Healthcare is not charity—it is a right earned by a lifetime of taxes and service.
Silence will only legitimise this injustice.

How to make Govt to correct this 

Namaskaram

"KNOW THYSELF .
SELF KNOWLEDGE IS REAL KNOWLEDGE.
ALL OTHER KNOWLEDGE IS IGNORANCE AND THEY ARE NO  KNOWLEDGE  "   
~~~ Bhagavan Ramana
     

krishna rao khanapur

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Dec 30, 2025, 4:41:32 AM12/30/25
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Corporate Hospitals are charging exorbitant rates on the please they of spent crores of rupees on land,Building.interiors.firniture, and Equipment.Also on doctor's salaries and staff salaries.CGHS parents who have to treated both as inpatients and out patients for free and get reimbursement
From Central Govt. The rates for treatment given by central Govt are just 40% of hospital rates.As such The corporate Hospitals refuse to admit CGHS patients stating beds are full.Recently Central Govt raised their rates slightly more.Still corporate Hospitals are avoiding CGHS patients.
Central Government should put a cap on the rates after examining and analyzing rate structure.Any departures Hospital license should be cancelled andOwners be put in jail

KKR

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Rajaram Krishnamurthy

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Dec 30, 2025, 8:32:27 AM12/30/25
to krishna rao khanapur, Chittanandam V R, YM, Dr Sundar, Ravi mahajan, Venkat Giri, SRIRAMAJAYAM, Mani APS, Rangarajan T.N.C., Srinivasan Sridharan, Mathangi K. Kumar, Venkat Raman, Rama, Societyforservingseniors, Sanathana group, Kerala Iyer, Thatha_Patty-Google
We are to be blamed for that. We said TATA to  FAMILY DOCTOR CONCEPT WHO ONLY SAID WHEN TO GO TO THE HOSPITAL AND WHY PHARMA AND WHEN NEEDED. Corporate killed everything and one doctor's help made rupee anna paise. IF WE ENCOURAGE THE INDIVIDUAL PRACTICE MULTI SPECIALITY M Sc WIL WAIT FOR OUR ADMISSIONS. KR IRS 301225 

indirapriyadarsini m

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Dec 30, 2025, 8:11:47 PM12/30/25
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Health care is a complex subject. Any monopoly is fleecing clients. 

As long as Public sector was performing well there was some hope. The whole thing about networking hospitals, state paying premium to insurance companies has worsened the scenario. It is like excessive working capital financing. Judicious us of short term long term funds. 

The telecom scenario bsnl downfall is an example.There will be a section who will perish unnoticed because of mounting debts and inaccessibility to health care.

How much ever we insure, insurance companies have AI driven algorithms to effectively delay/deny claims. Any insurance is insufficient. 

Alternate health care is equally expensive and not developed adequately.
Trivandrum Medical College Hospital is one Public Sector Tertiary Hospital doung well. AIIMS is another. Government should develop good health care system making them accountable.

Regards

Indu



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