Banking regulations . Courtesy Sri K Venkatramanani

[R V Rao]

*Online paymeent wef 1st April, 2026. Please watch.mp4*

Jai Hind friends……

🌺From 1st April 2026, the way to make online payments will change, the way to put OTP will change, and the way to keep your bank account safe will also change completely. 

Let's see how. 

🌹The FIRST RULE that will be applicable from 1st April 2026 is Dynamic Two-Factor Authentication. 

This means that now every payment of yours will be checked from where it is being made. 

🌹The SECOND RULE is that you will not be able to take screenshots or screen recordings in the banking app. It will be completely banned. 

This has been done because scammers record your screen through any desk and from there they find out the OTP, find out the password and operate your mobile to withdraw your money. 

🌹The THIRD RULE is that you can lock night-time transactions. This means that the banks have made this rule in their application that if you want, you can lock your transactions from 11 am to 6 am at night. 

During this time, no one will be able to withdraw a single rupee from your account. 

🌹The FOURTH RULE is that as soon as you download any fraudulent app or malware, you will be notified of warnings. 

🌹The FIFTH RULE is that there is going to be a big change in the OTP system. 

This means that the OTP will be banned from SMS. You will get OTP in the application or banking app that you use. 

🌹The SIXTH RULE  is that you can be asked extra questions on every transaction. 

For example, if you make a transaction of Rs. 2000 and suddenly Rs. 50,000, Rs.100,000 or more are withdrawn from your account, then you will be asked what is your mother's name, which school you have studied in, or whatever security questions you have put in can be asked. If you give the correct answer, then it will be understood that you are doing it. Otherwise, the bank will get a notification that there may be scammers. 

🌹The SEVENTH RULE is behaviour biometrics. This means that your banking application will confirm whether you are there or not by the way you type, the speed of your typing, and how you are handling your screen. 

🌹The EIGHTH & FINAL RULE is Aadhaar and biometrics. 

If you make a transaction of a large amount from the banking app, Rs. 5,00,000, Rs.8,00,000, Rs.  10,00,000, then your Aadhaar link, fingerprint or face scan will be asked. 

Without this, you will not be able to make any payment. Friends, share this information with all your friends. 

 Make everyone aware. Avoid fraudsters. Avoid online scammers. 

🔥Beware of digital arrests and banking scammers. Jai Hind. Jai Bharat. 

🙏Share this message as much as possible Forwarded as received from a source in SBI.

[Rajaram Krishnamurthy]

https://docs.google.com/document/d/1p-BSUzwhbGUid_zwiTPpOEH71l2icrQ9/edit?usp=drive_link&ouid=107893988867259047288&rtpof=true&sd=true

https://drive.google.com/file/d/1H8uKk1dBLhozU7ZC-XZIAyEJ5IOCY4HV/view?usp=drive_link

k rAJATAM irs 29326

On Sun, 29 Mar 2026 at 09:09, Rajaram Krishnamurthy <keyar...@gmail.com> wrote:

for details long and short open the documents attached  K Rajaram IRS 29326

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