Happy New Year and all the best to all of you

[Frederic]

Hi guys

First let me send you best wishes for a Happy and Prosperous; above all
good health and a lot of satisfaction in whatever you guys do. Guess
should change my nickname to either snail or Berner. Sorry that it took
me so long to figure out how to join a google group. Glad to join such
a distinguished circle and thanks to Dani for taking the initiative.
Looking at the member it looks almost 1000 year of experience in
insurance are gahtering in that group. Guess it would be a piece of
cake to clean up the industry.Look forward hearing from you and to a
vivid exchange and tossing of ideas.hang all loose. kind regards.fritz
bruegger