Eureka Fintech
Marsilius Boa
It is Eureka's mission to enhance competitiveness and strengthen RD&I ecosystems by supporting cross-border research and innovation collaboration between SMEs, large companies, universities and research organisations.
Eureka's vision is to continue to be the world's leading public network for research and innovation cooperation, through aligned national priorities and financing, generating economic, sustainable and societal impact across the world.
The ECP stimulates international collaborative RD&I projects, within and between the different Cluster communities, advancing high-quality innovations beyond the state-of-the-art. The goal is the creation of products, processes and services for economic, environmental and societal benefits.
CELTIC-NEXT is the Eureka R&D and innovation Cluster for next-generation 'end-to-end' information and communications technologies, enabling a secure, reliable and sustainable digital society. Its mission is to foster and help the European (and wider) ICT community, to accelerate the uptake of advanced ICT 5G (and satellite) services and to lead in the ownership and implementation of 6G in Europe with a high degree of European sovereignty. It is crucial to consolidate the position of European manufacturers and service providers needed for the digital (r)evolution in key business areas, such as: industry 4.0, logistics, automotive telecom, blockchain, fintech, e-health and care, big data, AI, smart cities, smart homes, etc.
EUROGIA supports international partnerships developing innovative projects in low-carbon energy technologies. It supports and promotes innovative energy technology projects with the aim of mitigating climate change and it adresses all innovative energy technologies that will reduce the carbon footprint of energy production or develop new technologies for energy, such as solar, wind, biomass, geothermal, energy efficiency, etc.
Xecs is a Eureka Cluster whose purpose is to catalyse R&D and innovation in areas of micro and nanoelectronics enabled systems and applications. The Xecs programme enables the development of electronic solutions to help drive the digital economy through the formation of collaborative ecosystems along the Electronic Components and System value chain. Key application areas include mobility, energy, digital industry, health and wellbeing, agrifood and natural resources and digital society.
By using CLIK Spectrum, it estimated banks can see a 10% increase in approvals from current clients and applications. According to Leonardo, CLIK Spectrum suits customers with a medium-risk profile, where banks can re-qualify and move a large portion of medium-risk customers to the low-risk segment, which in turn can increase credit approval rates on consumer loans, including credit cards. To date, Indonesia is still far behind other ASEAN countries regarding credit card penetration. Indonesia is currently at 5 %, compared to other ASEAN countries, reaching an average of 25 % penetration.
PT CRIF Lembaga Informasi Keuangan (CLIK) is a credit bureau that provides services in assisting financial decision making for both Financial Institutions and Non-Financial Institutions. CLIK is an affiliate company of CRIF Spa and is a joint venture with other leading technology and service providers. CLIK was licensed by the Financial Services Authority (OJK), on September 30, 2019 to operate as a Credit Bureau. CLIK aims to use the international experience that CRIF has accumulated over more than 30 years and the technology that CRIF has deployed in 55 countries to build a customized credit bureau service ecosystem for Indonesia.
CLIK obtains financial information reported by Financial Institutions to OJK through the Financial Information Service System. This information along with other non-financial information obtained from non-reporting Financial Institutions and Non-Financial Institutions is aggregated to create products ranging from Credit Scores to Portfolio Alerts. The products that CLIK creates enable institutions to make efficient and accurate decisions involving customers and potential customers through transparency and closing information gaps.
Eureka AI is a software company that delivers enterprises actionable intelligence at scale by applying AI to telecom and population scale data sets. Eureka works with Fortune 500 companies in industries including banking, insurance, ecommerce, telecom and transportation and has operations across Asia Pacific, the Middle East, Europe and the United States. Learn more at www.eureka.ai.
The Proposers Day was opened by Marc Ferring, Director of the local funding Agency Luxinnovation, and by Valerie Blavette, Celtic-Plus Vice-Chair from Orange. They welcomed the participants, and Valerie underlined the benefits of combining the Celtic Research Domains with fintech.
Kari Inberg Senior Adviser (SMEs) from Business Finland (former TEKES) said that the telco business has changed a lot in the last years and that communication technologies and fintech could do the same in the near future. Legislation and regulation will be key in big data related business.
Alexander Link from Luxinnovation showed insights on funding possibilities in Luxemburg. He explained the different funding conditions for research projects and for closer to the market development for small and large industry.
Another core element of the Proposers Day was the pitching of project ideas. The presentations were followed by productive discussions with the audience. Some of these discussions could lead to interesting new Celtic-Plus project proposals.
Archie is a venture development firm by way of brand strategy, public relations, marketing, content and advisory services. We work with financial services, fintech and tech finance companies, and their growth equity, venture capital and strategic investors.
As a growing number of customers prefer to bank using digital channels, Redwood Capital Bank sought an upgraded digital banking platform to complement the outstanding service it delivers in person, via branch locations and over the telephone. The Apiture Digital Banking Platform will empower the bank to provide a more modern, fully featured digital banking experience through integrations with hundreds of fintech partners and a customer-driven development approach.
Some of the most significant things in life will only be discovered when you find yourself seemingly lost in a maze. The funny thing is that you may never really know there is something missing until you find it. While waiting, there is that tendency to get comfortable with what is available, not knowing there could be more.
Bringing it down to business, every entrepreneur knows that the lifeblood of business operations is receiving payments from customers. After all, the purpose of doing business is to make money, right? If customers find it difficult to pay you for goods and services, they could as well go elsewhere, especially in 2020 when the ease of doing business has become a fad.
Given the fact that the Nigerian digital payment space seems to be saturated, the natural assumption would be that customers do not have fresh e-payment needs. When you hear about all the popular names in the fintech space, the likelihood is to think they are actually the biggest and most effective.
To be honest, I was not actually looking out for a magic wand when I came across Global Accelerex. I just wanted to inject new possibilities into my business. And then, when I got to know about the company, my interest was piqued, and I decided to dig deeper.
I was shocked to discover that some of the groundbreaking technological advancements in the fintech industry were actually developed by the fintech company. Some of them are branded with their name while some others were custom-made for clients.
A pan-African organization with a wide reach across Nigeria, Ghana and Kenya, the company has a passion for solving real business problems, thereby empowering businesses to grow. If anyone should be in a better position to talk about this, I am. Thanks to Global Accelerex, I was able to organize my operations better and also manage my inventory without stress. This helped to scale my business, as I could easily determine my reorder level without running out of stock.
Owing to its avowed commitment to sterling customer support, Global Accelerex also provides unrivalled customer service to its teeming merchants and partners through its Service Centre Representatives. From the information available to me, it was one of the first companies in the fintech industry to establish a Service Center because of the premium it places on customer satisfaction. This is in addition to its Field Response Teams spread across its seven regional offices in Nigeria that are always on standby to assist customers.
My business benefited greatly from this. In the early days when I needed handholding, its Service Centre Representatives were always available on the phone to walk me through any process. At some point, a member of its Field Response Team showed up at my office to follow up on a request I sent on the support email address. I found all of them to be very courteous and empathetic.
And just like the former me, if you are currently trapped in that illusion of knowledge that makes you believe some of the most popular fintech companies you hear about every day are the most innovative and reliable, you might want to come on a journey of discovery with me.
c80f0f1006