Hi Tommy,
Your consideration about the ploidy is correct, the ploidy means more DNA, so if you have an admixture of 1 tetraploid tumor cell and 1 normal cell, you would have 6 alleles in total, 4 from the tumor and 2 from the normal (this will correspond approximately to the proportion of the number of reads), however the cellularity is still 50%.
N.BAF and N.ratio are the number of observations we used to calculate the Bf and the dept.ratio, respectively.
In your case, you have a ploidy estimate of 4.6, that means that and dept.ratio = 1 a segment should have copy number 4.6, however the model consider only integer copy numbers, and a floating copy number would imply a subclonal fraction (and we would treat those scenario as a separate workflow).
So your segment with ratio 0.9 is rightfully correlated with a CNt of 4. The Bf value, quite low, means that the A and B allele are not in even proportion, the model estimates 1 copy of B and 3 copies of A.
To detect copy gain/los, everything that is estimated bigger then 5 is copy gain, less the 5 is a loss.
In order to visually inspect the results, you should use the model fit plot, the CP contour plot (cellularity vs ploidy estimates), and visually inspect the chromosome view, to see if the profile looks regular, or there are clear bias in the data.
The most relevant, in my opinion, is the mode fit with the alternative solution (the pdf with yellow/red halo, and blacks dots all). The black dots are your segments, the colored spots are the position predicted by the model. the importance of the visual inspection is because the human brain can pick up in an instant (with a bit of experience) odds situations, for instance, if aneuploidy is caused by overfitting noise, or if one of the alternative solution make more sense than the top ranked.
I hope this will help you going on with your results
Best
Francesco