Good Time of Day to You All:
Thanks for your responses. Some, but not all, of what was received I had correctly determined. I learned much more than I knew.
As to the references that were provided, yes I accessed them and read them and they, along with your responses have been saved for my referral. (You never know what will be useful guidance.)
As an aside, I did not realize that some might call my query a hard one to answer. However, my wife keeps telling me that I ask everyone hard questions. Not. True. (At least I am unaware of them.)
I must also say that I had not put, "What can the reader learn from this?" on 'the same shelf' with my question, but I do understand the relationship.
Again, thank you all.
Best Regards,
H. Neel