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Hello Gary
Having just spent two years rejuvenating one, be careful of assuming insurance companies don't recognise time on the hard in the the life of rigging. I was repeatedly told by companies that it is harder on the rigging as there is no give as when the boat is in the water and hence fatigue failure is just as likely. Even the surveyor had heard of companies quoting this.
Good luck
John
Sent from my Xperia on O2