NYT: InsCos go on attack to prevent prosecution for fraud
Mort Zuckerman
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Subject: NYT: InsCos go on attack to prevent prosecution for fraud
Date: Oct 12, 2009 11:15 AM
NYT ARTICLE BELOW
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Where they don't sell risk
they can't claim to be "insurance:"
http://www.merriam-webster.com/dictionary/insurance
Where they retroactively investigate
or invent schemes to deny claims by
ordering "psychological evals" (nonsense
and non-science), which they all always
do as a means to deny claims (just like
the Military does to PSTD soldiers), then
they do not uphold the legal definition of
"insurance."
Hence, in order to change the perspective
they go on the attack. They're afraid of
prosecution.
I will give you a solid example:
Lyme Disease and Kaiser-Permanente's
involvement in that ALDF.com scam:
Kaiser training docs at New York Medical
College, from where the OPMC gets their
“experts” on "Lyme Disease"
http://xnet.kp.org/permanentejournal/spring98pj/strategy.html
John J. Connolly, former president of the
Catholic New York Medical College as one
of the founders of the ALDF.com operation:
http://www.actionlyme.org/CONNOLLY_FISH_WEINSTEIN.htm
http://www.actionlyme.org/ALDF_BOARD.htm
who was then rewarded with his own gig, as a
publisher of an insurance industry newsletter
and a bogus publication (for BigInsurance),
called "Top Doctors:"
http://www.castleconnolly.com
Therefore, BigInsurance, which clearly
is manipulating medical diagnostic and
treatment "guidelines," is also defrauding
Uncle Sam when claiming to be
"insurance" companies.
Consequences?
The failed OspA/HIV/Tuberculosis vaccines
and the non-discovery of OspA/HIV/Tb
vaccines as the causes of the
immune dysregulation that causes
cancers, MS, ALS...
Ask top bioweaponeer Joe Tully
if that is true:
http://www.actionlyme.org/Pam3Cys_Version15.htm
Ask top US Army and National Cancer
Institute pathologist Paul Duray:
http://www.actionlyme.org/CHP_9_IDSA_REVIEWS.htm
Ask anyone who knows anything about
science. In fact, their response to
what is Pam3Cys will tell you whether or
not the person who claims to be
a scientist or an MD is one.
THAT was ALL THANKS TO KAISER-PERMANENTE:
http://www.actionlyme.org/CRYME_DISEASE.htm
Kaiser did not want to pay any
Lyme Disease medical claims after the
whole world found out what it was in
1989:
http://www.actionlyme.org/CHP_9_IDSA_REVIEWS.htm
thanks to the Infectious Diseases Society
of America's 1989 collection of reports on
what it is.
BigInsurance is worried that people might
discover that technically, BigInsurance has
for years not been selling "insurance."
The outcome - the fiasco of Pam3Cys -
has them really worried. They were
players in the Lyme Crymes from the beginning.
With the founding of the ALDF.com. They
ruined health on a massive scale. They
committed a FRAUD UPON THE GOVERNMENT.
Just follow the Disclaimers of Arthur
Weinstein's BullCrap on my homepage:
http://www.actionlyme.org
Search ^^ for "future"
There were *always* people around who
said this Kaiser-ALDF clique had it
upside down and backwards.
Kathleen M. Dickson
http://www.actionlyme.org
=================================
http://www.nytimes.com/2009/10/12/health/policy/12insure.html?hpw=&pagewanted=print
coverage by contract whereby one party undertakes to indemnify or
guarantee another against loss by a specified contingency or per
October 12, 2009
Insurance Industry Assails Health Care Legislation
By ROBERT PEAR
WASHINGTON — In a blistering new attack, the health insurance industry
said Sunday that health care legislation drafted by Senate Democrats
would drive up premiums, rather than making coverage more affordable,
as the White House contends.
A lobby for the industry, America’s Health Insurance Plans, focused
its criticism on a bill likely to be approved Tuesday by the Senate
Finance Committee.
“The overall impact will be to increase the cost of private insurance
coverage for individuals, families and businesses above what these
costs would be in the absence of reform,” said Karen M. Ignagni,
president of the trade association.
Democratic aides on the Finance Committee disputed the conclusion.
They said the bill would provide tax credits to millions of people to
help them afford coverage. Moreover, they said, people could keep the
coverage they now have if they wanted. In addition, they said, some
provisions of the bill would reduce the administrative costs of
insurance.
Ms. Ignagni cited a report done last week for her organization by
PricewaterhouseCoopers, the accounting firm.
The report says that the cost of the average family coverage, now
$12,300, will rise to $18,400 in 2016 under current law and to $21,300
if the Senate bill is adopted. Likewise, it said, the cost of
individual coverage, now $4,600, will average $6,900 in 2016 under
current law and $7,900 under the bill.
The study provides ammunition to Republicans attacking the legislation
and might intensify the concerns of some Democrats who worry that the
bill does not provide enough help to low- and middle-income people to
enable them to buy insurance.
Scott Mulhauser, a spokesman for Democrats on the Finance Committee,
said: “This report is untrue, disingenuous and bought and paid for by
the same health insurance companies that have been gouging consumers
for too long. Now that health care reform grows ever closer, these
health insurers are breaking out the same tired playbook of deception.
It’s a health insurance company hatchet job.”
Ms. Ignagni and PricewaterhouseCoopers said several provisions of the
Senate bill would drive up insurance premiums.
First, they said, the bill would require insurance companies to sell
coverage to all applicants and would prohibit them from considering
health status in setting rates. But, they said, the penalties for
going without coverage are modest, so the “individual mandate” is
weak.
This creates “a powerful incentive for people to wait until they are
sick to purchase coverage,” Ms. Ignagni said. Sick people with high
medical expenses are likely to join the insurance pool, while
healthier people may defer buying insurance, secure in the knowledge
they can get it when they need it, the study says.
In addition, the study says, the bill would impose a new excise tax on
high-cost insurance policies and new fees on insurance companies. The
study, like the Congressional Budget Office, predicts that insurers
will pass these costs on to their customers, in the form of higher
premiums.
Finally, the study says, the bill would cut hundreds of billions of
dollars from the projected growth of Medicare. To make up for these
cutbacks, it says, hospitals and other health care providers are
likely to increase charges to private insurers, which in turn would
increase premiums charged to businesses, families and individuals.
"[Real] scientists are *fiercely* independent. That's the good
news."-- NIH's Top Fool, Anthony Fauci