I pulled up the old artwork for a look and thought it worth sharing
some more details of my experience.
It was a buck SMPS, 12V input, 5V output @2.4A, ~460KHz.
As received,
Layer 1 was needed to connect the inductor,
Layer 2 had non-critical signals,
Layer 3 was solid ground plane.
Layer 1
.---------------------------//
.------/-----------.
| |-----. | .-+++-. +5V output
| | | | | C1 |
| '-----'-----|-|- - -|-------//
| .--|-|- - -|---------->
| | .| '-xxx-'. . . . .
| L1 |. | . . . . ..------->
| | .|. . . . . |
| .-----. |. | . GND . .|
| | | | .|. . . . . |
| '-----' |. | . . . . .|
'-------\----/--|--'. .TP1. . |
| | /. . . (). . .|
TP1 is a solid through-hole metal post, connected to the GND trace and
to the ground plane on layer 3.
You can see that the original ground run ran under L1, parallel
to L1's winding progression, creating a transformer-coupling in the topside
GND above TP1 (a solid metal grounded test post at the lower bound) and
prior to the bulk filter cap C1's negative terminal.
So, no doubt there was significant coupling into that trace despite a
solid plane two layers deeper.
That rendered C1 (and additional bypasses) ineffective at r.f. The
top-right portion of the GND trace supplied a ribbon connector, providing
a path for wicked radiation and conduction of the induced GND signal.
The revised layout routed layer 1's GND well around L1 rather than under,
and nailed it to layer 3's ground plane at both ends of the run, and in-
between.
The replacement inductor(*) was also a drum cemented into a ferrite box
like the first unit, however, the new unit's down-facing gap was tighter,
and filled with what appeared to be a ferrite-loaded cement. (The original
unit had a larger downward-facing gap, air-filled, IIRC.)
* Bourns SRR1240-150M
The improved gap configuration wasn't obvious on the datasheet--I had to
get a sample in hand.
So, I can't say for sure that an inductor directly over a solid ground plane
would be problematic from this experience.
I can say there was significant transformer coupling due to fringe flux
from the downward-facing gap.
Cheers,
James Arthur