Dear Jagadish Yadav Ji,Thank You for reply. We are Institute of Khadi Agriculture and Rural Development (IKARD), Bihar working as an FNGO for this project at Garkha block of Saran district. We observe the need of Financial Literacy. Regarding this we had a discussion with DDC, Saran. We are planning to integrate "Sakshar Bharat Abhiyan" and other govt. schemes like women and child welfare schemes in the programme.