Correct on everything up front, But I have not enabled the Disallow Collab feature.
When performing setup, I had used email auth initially, and set a domain for user verification of "Mydomain2.com"
Once I finished setting up, I got to the user creation and I get "rootUrl is not valid" and no other logs or output to help troubleshoot unfortunately and the only reference in other help forums I see to this issue are for a bug fixed in 2016 that doesn't seem to match my situation
I also added GitHub oAuth, and that seems to take me back to the beginning of the sandstorm setup process when I finish it
I've also gone back and removed the organization verification and I get the same error