: Banking role - Senior Officer - Credit Risk (bank in Qatar)

[Rafi A Shah]

 

 

From: Bhavna Soans [mailto:bha...@searchpoint.ae]
Sent: Wednesday, June 12, 2013 1:16 PM
To: rafi...@gmail.com; 'Alternate email:'
Subject: FW: Banking role - Senior Officer - Credit Risk (bank in Qatar)

 

Dear Rafi

 

I am a recruiter in banking and I needed your help with references.  Pls do refer me suitable candidates from your network. I am looking for a credit analyst / senior credit analyst who would understand real estate financing, project financing, and asset based financing – for ultra high networth individuals or corporate institutional clients of the bank.

 

My client a mid-sized corporate investment bank in Qatar is looking to hire a Senior Officer - Private Banking Credit Risk. They require someone with 5 years+ of banking experience in credit either in private or corporate banking. The key objective of this role is performing due diligence and credit underwriting for Private Banking Loans (70% of which are in real estate financing, project finance and asset backed finance).. the incumbent should be comfortable in interacting with UHNW clients to get and verify additional relevant information that facilitate the assessment process. The person should be comfortable in preparing credit proposals.

Specific Attributes

1.         Significant experience in Credit Structuring, Debt Structuring and Project Feasibility Assessment, preferably across Private Banking and Corporate Banking

2.         Experience in the GCC region – preference will be given to candidates with experience in Qatar

3.         Strong analytical skills to analyze deals of various types e.g. Project Finance, Equity Release etc.

 

Key Accountabilities

•           Review and analyze all Private Banking lending applications/proposals in line with the approved policy, procedures and QCB regulations

•           Prepare comprehensive and timely credit analysis Memo within laid down timeframes and quality standards -  Check accuracy of financial spreads and Undertake industry studies and prepare comparisons to peer groups

•           To assist the assessment of credit risk and provide feedback to the Line manager.

•           Assist the line manager in policy underwriting and provide feedback at the time of policy review.

•           To ensure that TAT (Turnaround time) is met as per the agreed on SLA.

•           Maintain a proper and accurate MIS tracker for all private banking deals and sharing it with Business partners on regular basis

•           Work directly with RMs to structure deals for clients

•           Ongoing monitoring of customers facilities ensuring all credit Risk requirements are fulfilled and maintained as per Credit policy and processes  such as : Ensure that evaluation of security / Collateral is performed annually or when required, Ensure the Annual Review of existing Large -Ticket loans is performed annually to identify Risks & Mitigates

 

Look forward to your response

Regards

Bhavna Soans

 

Director | Search Point Management | P.O.Box 120592, Dubai, UAE.

t +971 4 397 9185 | e: bha...@searchpoint.ae | w www.searchpoint.ae

ae.linkedin.com/in/bhavnasoans