2% pentru pensia ta privata la ... AVIVA

[Emy Danut]

Buna ziua,

In urma cu ceva vreme, s-a decis prin legea 411/2004 ca fiecare angajat sa contribuie cu un procent din CAS la un fond de pensii private.

 

Ce inseamna aceasta? Toti tinerii angajati cu varsta de pana la 35 ani sunt obligati sa se inscrie cu 2% din contributia de 9,5% pe care o platim acum la asigurarile sociale pentru  administrarea privata a unei pensii.

 

Pentru a participa la un sistem de pensii private obligatorii trebuie:

1. sa fii angajat si sa platesti CAS

2. sa alegi un fond de pensii

3. sa semnezi actul individual de aderare

 

Ceea ce trebuie sa stiti este ca NU veti plati in plus pentru o pensie privata obligatorie, ci contributia actuala de 9,5% se va imparti in:

- o parte ce va alimenta ca si pana acum sistemul de pensii de stat

- o parte ce va alimenta fondul de pensie privata obligatorie

 

De asemenea, toti tinerii pana la 35 ani trebuie sa isi aleaga fondul (compania) la care sa isi administreze pensia privata obligatorie in perioada 1 august 2007 - 30 noiembrie 2007 . Daca pana la sfarsitul lui noiembrie nu veti adera personal la un fond, veti fi repartizati aleatoriu la un fond de pensii de catre institutia de evidenta CNPAS, conform normelor emise de CSSPP.

 

Eu mi-am ales ca si companie de administrare a acestui fond, AVIVA. Am facut aceasta alegere deoarece sunt multumit de serviciile oferite de catre banca si sunt convins ca ne va oferi un viitor frumos.

 

Totodata, sunt si agent de marketing, adica pot inscrie persoane la acest fond.

Daca sunteti interesati sa aderati contributia de 2% la ING, imi puteti raspunde la email si lasa un nr de telefon pentru a va contacta si a va oferi mai multe detalii.

 

Numai bine,

Emy Danut

--
Daca viata iti ofera lamai ... zambeste din toata inima, si FA DIN ELE LIMONADA
__________________________
a.m.i. DANUT EMANUEL
(ami = azi maine inginer)

e...@emysidiana.com
emy...@gmail.com
www.emysidiana.com
www.poze.emysidiana.com

0766 62 08 58 (Cosmote)
0356 81 42 84 (fax)

yahoo ID: emytos (@yahoo.com)

[Ungureanu Adrian]

lasa-ne ...

--- Emy Danut <emy...@gmail.com> wrote:

> Buna ziua,
>
> In urma cu ceva vreme, s-a decis prin legea 411/2004
> ca fiecare angajat sa
> contribuie cu un procent din CAS la un fond de
> pensii private.

> *Ce inseamna aceasta?* Toti tinerii angajati cu
> varsta de pana la 35 ani *sunt
> obligati* sa se inscrie cu 2% din contributia de

> 9,5% pe care o platim acum
> la asigurarile sociale pentru administrarea privata
> a unei pensii.
>
> Pentru a participa la un sistem de pensii private
> obligatorii trebuie:
> 1. sa fii angajat si sa platesti CAS
> 2. sa alegi un fond de pensii
> 3. sa semnezi actul individual de aderare
>

> Ceea ce trebuie sa stiti este ca* NU veti plati in
> plus* pentru o pensie

> privata obligatorie, ci contributia actuala de 9,5%
> se va imparti in:
> - o parte ce va alimenta ca si pana acum sistemul de
> pensii de stat
> - o parte ce va alimenta fondul de pensie privata
> obligatorie
>

> De asemenea, *toti tinerii pana la 35 ani trebuie sa

> isi aleaga fondul
> (compania) la care sa isi administreze pensia
> privata obligatorie in

> perioada 1 august 2007 - 30 noiembrie 2007 .* Daca
> pana la sfarsitul lui
> noiembrie nu veti adera personal la un fond, *veti
> fi repartizati
> aleatoriu*la un fond de pensii de catre institutia

> de evidenta CNPAS,
> conform normelor
> emise de CSSPP.
>

> *Eu mi-am ales ca si companie de administrare a
> acestui fond,
> AVIVA<http://www.aviva.ro>
> *. Am facut aceasta alegere deoarece sunt multumit

> de serviciile oferite de
> catre banca si sunt convins ca ne va oferi un viitor
> frumos.
>

> *Totodata, sunt si agent de marketing, adica pot
> inscrie persoane la acest
> fond. *
> *Daca sunteti interesati sa aderati contributia de

> 2% la ING, imi puteti
> raspunde la email si lasa un nr de telefon pentru a
> va contacta si a va

> oferi mai multe detalii. *

>
> Numai bine,
> Emy Danut
>
> --
> Daca viata iti ofera lamai ... zambeste din toata
> inima, si FA DIN ELE
> LIMONADA
> __________________________
> a.m.i. DANUT EMANUEL
> (ami = azi maine inginer)
>
> e...@emysidiana.com
> emy...@gmail.com
> www.emysidiana.com
> www.poze.emysidiana.com
>
> 0766 62 08 58 (Cosmote)
> 0356 81 42 84 (fax)
>
> yahoo ID: emytos (@yahoo.com)
>
>
>
>

____________________________________________________________________________________
Moody friends. Drama queens. Your life? Nope! - their life, your story. Play Sims Stories at Yahoo! Games.
http://sims.yahoo.com/

[Baboo`]

Bitch please...

----- Original Message ----
From: Emy Danut <emy...@gmail.com>
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Ro <sa...@mxhost.ro>; muresan maria <mariu...@yahoo.com>; murar...@yahoo.com; murariu...@yahoo.com; Muntean Mihaela <mimam...@yahoo.com>; Muntean Marcel <marcel....@siemens.com>; munt...@gmail.com; munt...@yahoo.com; mund...@yahoo.com; Ms bradi manu <manu...@yahoo.com>; mr_e...@yahoo.co.uk; moresclu...@yahoo.com; mon...@yahoo.com; Monica Barbu <bar...@electricabanat.ro>; mola_c...@yahoo.com; MOISESCU Andrei <byl...@gmail.com>; mitescu marian <mite...@yahoo.com>; mis...@yahoo.com; miron marian <maria...@yahoo.com>; Miron Luminita <lumy...@yahoo.com>; Miriam Chis <cmi...@gmail.com>; mircea....@mec.upt.ro; mirabe...@yahoo.com; mimaa...@comcast.net; Milenco Luchin <mil...@mec.utt.ro>; milenco...@mec.upt.ro; mil...@mec.upt.ro; Mihalach...@yahoo.com; MIHAI SARBU <sarbumi...@yahoo.com>; Mihai Sarbu <sarbu...@gmail.com>; Mihai Rosian <mihai...@gmail.com>; Mihai Lup <wolf_...@yahoo.com>; Mihail Catana <mihai...@yahoo.com>; MIHAI GEORGETA <come...@yahoo.com>; mihai.ra...@gmail.com; Mihai <mihai_ale...@yahoo.com>; mecatro...@yahoogroups.com; mba...@rdsor.ro; mbah...@yahoo.com; Matusac Claudia Geogriana <claun...@yahoo.com>; mast...@yahoo.com; maskulik zita <maskul...@yahoo.com>; martha...@yahoo.com; mark...@iproeb.ro; marius fenchea <mfmi...@yahoo.com>; Marius...@mec.utt.ro; marius...@mec.upt.ro; Maris Monica <monica...@yahoo.com>; maria radoi <rem...@yahoo.com>; Maria Chis <chis...@yahoo.com>; marcel...@yahoo.com; marcel...@speranta.ro; marai...@yahoo.com; Manuel Fomitescu <sent...@yahoo.com>; Manuel Fomitescu <manuel.f...@gmail.com>; Manea Paula <numbwith...@yahoo.com>; mail4...@yahoo.com; magd...@yahoo.com; maga...@vitacom.ro; Madalina Marin <madalin...@email.ro>; m_roxana <m_ro...@upcnet.ro>; Lupulescu Cornel <lupules...@yahoo.com>; Lucian Oniga <oli...@inel.ro>; lucian lucescu <contra...@yahoo.com>; "lucian....@citgrup.ro" <lucian....@citgrup.ro>; l...@rdsar.ro; lov...@mec.upt.ro; Loredana Simonca <Lore...@aol.com>; liviu...@hotmail.com; lil...@gmail.com; Lidia Gherman <mitz...@yahoo.com>; lidia balean <iba...@yahoo.es>; Liana Leucuta <lia...@yahoo.com>; lelea...@yahoo.com; lavi_v...@yahoo.com; Lascu Liliana <lee...@yahoo.com>; lamos andrei <mebo...@yahoo.com>; lae1...@yahoo.com; kulea...@yahoo.com; kikilutza...@gmail.com; Jurescu Cristian <jurescu_...@yahoo.com>; Jurescu Cristian <jurescu....@gmail.com>; joan...@yahoo.com; JmR Body <Ultr...@gmail.com>; jeanda...@yahoo.com; iuliu_...@yahoo.com; iub...@gmail.com; iubitad...@yahoo.com; istvi_...@yahoo.com; ipetri...@yahoo.com; iosif....@mec.upt.ro; ionut...@yahoo.it; ionica georgiana <dariana_...@yahoo.com>; ionel_p...@yahoo.com; Ioan L. Baciu <cresti...@www48.world4you.com>; ioan...@yahoo.com; inf...@yahoogroups.com; informatii...@yahoogroups.com; infor...@yahoogroups.com; infomecatronica-rejectsu...@yahoogroups.com; infomec...@yahoogroups.com; "in...@pocaiti.ro" <in...@pocaiti.ro>; "in...@asteapta.ro" <in...@asteapta.ro>; info...@yahoogroups.com; in...@euinfobank.ro; in...@smarthouse.ro; in...@webreports.ro; in...@betania-tm.ro; ines...@yahoo.com; "Inbuzan, Monica" <monica....@leoni.com>; ina ! <ina_l...@yahoo.com>; iji...@rvesb.ro; Ignat Magdalena <magdale...@aol.com>; idor gabriela <gabriel...@yahoo.com>; icsfiles <icsf...@yahoo.com>; icos...@mail.dnttm.ro; ianos...@yahoo.com; ianos cristian <ianoscri...@gmail.com>; ianos_cri...@yahoo.com; holovate...@yahoo.com; him him <corb...@yahoo.com>; he...@google.com; hans-koller1 <hans-k...@bluewin.ch>; gratz...@yahoo.com; Google AdSense <adsen...@google.com>; Gherga Monica <d22m...@yahoo.com>; gga...@mymail.ro; georgy...@yahoo.com; George TONE <geob...@xnet.ro>; George Buturuga <georgeb...@yahoo.es>; george angelescu <lge...@yahoo.com>; geo gia <geos...@yahoo.com>; geoco...@juno.com; gelu <gel...@rdslink.ro>; Frunza Adriana <frunza_...@yahoo.co.uk>; flp...@yahoo.com; filip...@yahoo.com; FederalX (r) <f3d3...@yahoo.co.uk>; far...@yahoo.com; Farcash Andra <farca...@yahoo.com>; fac...@rotld.ro; eugen groza <egro...@gmail.com>; eu...@yahoo.com; eu_ni...@yahoo.com; Estera Preda <esthe...@yahoo.com>; emy...@gmail.com; emy...@yahoo.com; emy...@mec.upt.ro; emyb...@yahoo.com; emy4...@gmail.com; e...@emysidiana.com; eml...@yahoo.com; Emily Simeria <esim...@gmail.com>; emi...@gmail.com; "emanu...@cox.net" <emanu...@cox.net>; emanu...@yahoo.com; elisei...@yahoo.com; ela...@yahoo.com; edward ciortuz <dj3dd...@gmail.com>; edi...@yahoo.com; Dumitru Claudiu <frate...@gmail.com>; Dumitras Alice-Ana <alicet...@yahoo.com>; dumi...@yahoo.com; drue dru <salvata...@yahoo.fr>; Dragos Radulescu <rdce...@yahoo.com>; Dragos Radulescu <rdce...@gmail.com>; Draghici Anca <ancadrag...@yahoo.fr>; doris maria craciun <dorismari...@hotmail.com>; Dordea Adrian <drda...@yahoo.com>; dora...@yahoo.com; dora d. <timi...@gmail.com>; doin...@yahoo.com; Dobra Andrei <andre...@xclusiv.ro>; dobraa...@yahoo.com; dj_3dd...@yahoo.com; Dita moiser <moss...@yahoo.com>; Dita Moise <mim_...@yahoo.com>; Dinescu Iulia <dinescu_eli...@yahoo.com>; Dinca Petre <dinca...@yahoo.com>; Didi iubi meu <l_d...@yahoo.com>; Didi iubi meu <di...@emysidiana.com>; diarac...@yahoo.com; diana popa <diu...@yahoo.com>; diaconu camelia <dessi...@yahoo.com>; diacon...@yahoo.com; dexte...@yahoo.com; denisa...@yahoo.com; delia corina <eru...@personal.ro>; decan...@umft.ro; DeBoot <off...@deboot.ro>; da...@neologic.ro; dave movi <dave...@yahoo.com>; darer.t...@darer.ro; danyx...@yahoo.com; danut ilie <ilie....@gmail.com>; danut gelu <dange...@yahoo.com>; Danut Amalia <amali...@yahoo.com>; danny_c...@yahoo.com; Danny <dann...@gmail.com>; danne...@yahoo.com; danna...@yahoo.com; danir...@yahoo.com; Daniel Omut <danie...@depozituldecalculatoare.ro>; daniel murariu <dannm...@yahoo.com>; daniel...@yahoo.com; daniel grigore <daniel1...@yahoo.com>; Daniel Branzai <danb...@sbcglobal.net>; Daniel Borcean <icc...@yahoo.com>; danie...@yahoo.com; Daniela Drecsan <daniela...@yahoo.com>; daniela_cr...@yahoo.com; daniel.gr...@gmail.com; danie...@mec.upt.ro; danie...@bbraun.ro; Dan Goina <g_danc...@yahoo.com>; Dan Craciun <dr_dan...@yahoo.com>; danalumarcel <danalu...@yahoo.com>; dana <dana....@yahoo.com>; dan.z...@rav.audio.ro; d0n_j...@yahoo.com; cuvintepe...@yahoogroups.com; crist...@gmail.com; Cristina Varga <cristi...@yahoo.com>; crist...@yahoo.com; crist...@yahoo.com; Crisan Maria <maricr...@yahoo.com>; crestini-...@googlegroups.com; crestini_...@googlegroups.com; Craciun Doris <schi...@yahoo.com>; cr_b...@yahoo.com; costac...@rdslink.ro; cos...@gmail.com; Cosmin Negrea <cosmin...@timisoara.protv.ro>; Cosmin Damian <cos...@amberginc.ca>; Coryna&Manuel Fomitescu <twinhe...@gmail.com>; corse...@yahoo.com; cornel...@yahoo.co.in; "cor...@mec.upt.ro" <cor...@mec.upt.ro>; corina....@mec.upt.ro; cop...@gmail.com; conta...@vodafone.com; confor...@yahoo.com; Codreanu Gabriela <bestero...@yahoo.com>; cocolin...@yahoo.com; CobraNET SRL <off...@cobranet.ro>; co_a...@yahoo.com; cns_m...@yahoo.com; cmi...@yahoo.com; claum...@yahoo.com; claud...@yahoo.com; Claudia Rus <rus.c...@yahoo.com>; claud...@yahoo.com; "ckl@Mobile" <ckla...@gmail.com>; Cit Grup <van...@citgrup.ro>; Cireasa Capsuna <pisc...@gmail.com>; cipiy...@yahoo.com; Ciociltea Adriana <ciocilte...@yahoo.com>; Ciobota Ioan <ciobo...@yahoo.com>; Ciobancan Lorin <eu.l...@gmail.com>; Cigher Dumitru <bapt...@yahoo.com>; christy...@hotmail.com; Chibulcutean Angela <angel...@yahoo.com>; chel...@yahoo.com; cbh...@gmail.com; cb...@mail.dnttm.ro; casi_opeea <casi_...@yahoo.com>; carmen....@mec.upt.ro; Caraiman Elisabeta <betty...@yahoo.com>; "cand...@myjob.ro" <cand...@myjob.ro>; byl...@yahoo.com; BULUGU BENONE <be...@yahoo.com>; bukt...@gmail.com; Bradiceanu Marius Sorin <bradic...@yahoo.com>; boogi...@yahoo.com; bodog...@yahoo.com; 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andadonciu <andad...@yahoo.com>; anca nicoleta negrut <anca_ni...@yahoo.com>; anca bahnean <ancab...@yahoo.com>; anca.or...@petrom.com; amig...@yahoo.com
Sent: Tuesday, August 7, 2007 1:20:39 PM
Subject: {RoCrack:350} 2% pentru pensia ta privata la ... AVIVA

Buna ziua,

In urma cu ceva vreme, s-a decis prin legea 411/2004 ca fiecare angajat sa contribuie cu un procent din CAS la un fond de pensii private.

 

Ce inseamna aceasta? Toti tinerii angajati cu varsta de pana la 35 ani sunt obligati sa se inscrie cu 2% din contributia de 9,5% pe care o platim acum la asigurarile sociale pentru  administrarea privata a unei pensii.

 

Pentru a participa la un sistem de pensii private obligatorii trebuie:

1. sa fii angajat si sa platesti CAS

2. sa alegi un fond de pensii

3. sa semnezi actul individual de aderare

 

Ceea ce trebuie sa stiti este ca NU veti plati in plus pentru o pensie privata obligatorie, ci contributia actuala de 9,5% se va imparti in:

- o parte ce va alimenta ca si pana acum sistemul de pensii de stat

- o parte ce va alimenta fondul de pensie privata obligatorie

 

De asemenea, toti tinerii pana la 35 ani trebuie sa isi aleaga fondul (compania) la care sa isi administreze pensia privata obligatorie in perioada 1 august 2007 - 30 noiembrie 2007 . Daca pana la sfarsitul lui noiembrie nu veti adera personal la un fond, veti fi repartizati aleatoriu la un fond de pensii de catre institutia de evidenta CNPAS, conform normelor emise de CSSPP.

 

Eu mi-am ales ca si companie de administrare a acestui fond, AVIVA. Am facut aceasta alegere deoarece sunt multumit de serviciile oferite de catre banca si sunt convins ca ne va oferi un viitor frumos.

 

Totodata, sunt si agent de marketing, adica pot inscrie persoane la acest fond.

Daca sunteti interesati sa aderati contributia de 2% la ING, imi puteti raspunde la email si lasa un nr de telefon pentru a va contacta si a va oferi mai multe detalii.

 

Numai bine,

Emy Danut

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Daca viata iti ofera lamai ... zambeste din toata inima, si FA DIN ELE LIMONADA
__________________________
a.m.i. DANUT EMANUEL
(ami = azi maine inginer)

e...@emysidiana.com
emy...@gmail.com
www.emysidiana.com
www.poze.emysidiana.com

0766 62 08 58 (Cosmote)
0356 81 42 84 (fax)

yahoo ID: emytos (@yahoo.com)

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[gheorghe danila]

Stimati prieteni ,deocamdata este prea devreme pentru asa
ceva,oricum ING sunt cam hoti si nu m-as da pe mina lor!
2007/8/7, Baboo` <ameti...@yahoo.com>:

[Very Honestus]

> Stimati prieteni ,deocamdata este prea devreme pentru asa
> ceva,oricum ING sunt cam hoti si nu m-as da pe mina lor!

Eu am avut asigurarea casei la Aviva https://www.avivacanada.com/ timp de multi
ani. Nu de mult, cind mi-am luat o casa noua, am avut o inundatie, de la baia de
sus s-a scurs apa prin pereti in jos pina in basement. Reparatia a costat vreo
20,000 de dolari. Au platit-o, dar au gasit un motiv sa-mi ceara sa ma mut la alta
societate... pentru ca fac business in casa, si ei nu ma pot asigura in cazul asta.
Paguba-n ciuperci. M-am mutat la societatea unde am si asigurarea de masina,
intimplator compania la care am lucrat in ultimii 5 ani si la care am reducere de
25% ca employee.

Despre ING aud numai vorbe bune. Cel putin aici, in America de nord...