The Intelligent Investor Pdf In Urdu

[Osias Baptist]

Whetheryou are new to the stock market or a seasoned one, the following guides prepared by the Securities and Exchange Commission of Pakistan (SECP) will help you understand the dynamics of the Pakistani Capital Markets.

An investor should discriminate between information, casting away irrelevant and illogical pieces of information, and checking for opportunities and facts before making an intelligent choice of investments.

Aggressive investors concentrate on investments that have the potential for significant growth. They are willing to take the risk of losing some of their principal, with the expectation that they will realize greater returns.

Generally, conservative investors feel that safeguarding what they have is their top priority. These investors want to avoid risk particularly the risk of losing any principal even if that means they will have to settle for very modest returns.

Moderate investors want to increase the value of their portfolios while protecting their assets from the risk of major losses. They usually buffer the volatility of growth investments, such as stock, with a substantial portion of their portfolio allocated to produce regular income and preserve principal.

You can also diversify your investment by investing in open-end funds managed under various unit trust schemes. While investing in mutual funds check the rating of the instruments. Similarly while investing in any security please check the rating if any available.

Beware of promises of quick profits or sky-high returns. Remember: higher the gain on investments, higher is the risk involved. This is the fundamental risk-reward trade-off. You should answere yourself (atleast) following questions:

What Does the Company Do?Is the Company Profitable?What Is the Company's Earnings History and Outlook?How Richly Is the Company's Stock Valued?Who Are the Company's Competitors?Who Runs the Company?Have You Read the Company's Annual Report?

The financial books act as a bible for a person new to managing his/her finances, it can be an event that someone has recently started working or has started a family and wants to save and spend mindfully so these are the few recommended financial books to handle your expenses properly and to even invest them with the right approach and insight.

In the second lesson, Kiyosaki has explained the concept of Assets and Liabilities in his way. According to him, assets should be something that can create a source of income and liabilities are something that has got a net value associated with it. According to him, to be rich, one needs to own multiple assets for generating unlimited cash flow. He has also laid the stress on generating cash flow first before thinking about spending it on luxuries.

Kiyosaki has explained about investment ideas here. He has encouraged readers to spend their money in profitable investment rather than spending too many bucks in materialistic expenses. He has explained here how to maintain your financial budget, be intelligent with the expenditures, how to utilize assets like mutual funds, stocks, bonds, real estates, intellectual properties, etc to generate money, how to correctly invest and utilize your paycheck money and everything related to investment strategies.

The book provides many valuable financial lessons but these 3 are the key ones. It is one of the best choices of the individuals who are interested in smart investment strategies and aim to live a luxurious life.

The intelligent investor by Benjamin Graham is such a great book that even Warren Buffett himself wrote a preface for it. Warren said that he first read the first edition of the book in 1950. He was only nineteen years old at the time. He thought then, and still is now, that The Intelligent Investor is by far the best book about investing.

Warren said that to invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. We only need a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework. The Intelligent Investor book precisely and prescribes the proper framework. But Warren said that it is still us that must supply the emotional discipline.

Warren specifically pointed out chapter 8 (Mr Market) and 20 (Margin of Safety) as the main two chapters that contain invaluable advice. He says in the book that if we pay special attention to those 2 chapters, we will not get a poor result from our investments.

But as to whether we achieve outstanding results, it would depend on the effort and intellect we apply to our investments, as well as the amplitudes of stock market folly that prevail during our investing career.

The sillier the behaviour of the market, the greater the opportunity for a businesslike investor. If we follow Graham, we will profit from folly rather than participate in it.

The Intelligent Investor puts special emphasis on teaching:

1. Risk management through asset allocation and diversification.

2. Maximizing probabilities through valuations analysis and margin of safety.

3. A disciplined approach that will prevent consequential errors to a portfolio.

The book uses several rather unorthodox methods for exposing this truth in your life. Much of the book is spent defining values and placing them in real financial perspective, going so far as to often conclude that you should quit your job. In terms of a get rich quick scheme, this is anathema, but it is also quite enlightening.

Walking Through Your Money or Your Life the plans starts with a series of psychological sledgehammers that can change your perspectives on money. These steps are relatively unorthodox, but often bring to light the actual value of money in your life compared to the value you put on money.

Do I receive fulfilment and value compared to the life energy spent on this?

The book encourages you to split your money into three parts: capital (the amount that you have invested), cushion (six months of living expenses in a savings account), and cache (overflow). The cushion should stay roughly steady, being filled by the income from your capital at the same rate you spend it, and your cache is the overflow from that. Your cache is what you can spend on your dreams like opening up a charity organization, making a trust fund for your children, spending on your wishes basically at this point the world is your oyster.

It refers to his professional misbehaviour in rejecting the prevalent worldview of academic economists at the time. Although not without any serious risk to any aspiring academics, his book and his career have inspired more miscreants across a wide range of intellectual specialities.

these few books can save you money that you spend without understanding the proper concept of saving, spending and investment concepts as these are the basic ones to be understood to live a prosperous and happy life.

One simple way to save money is to compare before buying always, so your decision is based on market research and comprehensive information, Smartchoice.pk-your one-stop financial market is one such model for all your financial decision making. Search-Compare & Save.

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