Download Pdf Rich Dad Poor Dad Bahasa Indonesia
Partenia Urtiaga
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When you think of a gulf what comes to mind? Or do you think of the gulf of mexico or the Persian gulf. The word gulf can be described as a deep wide gap, something that divides or separates such as a lack of understanding. As one still being on my journey to succeed in my areas of life, I have been privileged to spend time with both classes regarding "the rich and the poor". This has led me to make three points about this controversial topic that stood out to me from being around both types of people and why there is such a big difference with their thinking and actions.
Deep down we all express our emotions one way or another even at best when we try to hide it, comes out but there is a way to handle those emotions to make better decisions in our lives. Have you ever bought something because your friend had it, then later on wondered why you even got it? How about getting that car to impress people at the stop lights, you most likely will never meet again? The mindset and emotional management of the successful people I have encountered is vastly different from that of others who have no control over their emotions.
For example letting what others say dictate your actions and limit your ideas because they are not in agreement. The majority of success stories have a common theme, which has those individuals who talked down to the idea, the plan or outright rejected their business. Having the emotional toughness to not let the influence of others dictate your choices is something the successful are better at controlling than the unsuccessful who focus on the problem and ride the emotional roller coaster.
Taking risks is not easy, I know from personal experience and at the same time I struggle with it constantly. However making the contrast of the "rich and poor individuals", one party just bites the bullet and takes action and the other party lets the idea of not knowing the result ahead, stop them from moving forward.
Have you ever teased your pet dog about a bone or played with your kids before you gave them the candy they wanted? Instant gratification is one of the biggest factors for causing debt for people especially our generation, as more and more options become available for us to have what we want today, instead of waiting. Making the difference of how social engineering can affect people and play on their emotions, the poor often fall victim to getting that new fancy car or buying a home they just can't afford to look good to their peers. On the flip side the rich understand that sacrifice is a part of the process to wealth and living within their means until they have reached a point where they can leverage what they have earned is key. The rich do spend money on exotic cars and homes but most of the time, they use leverage, way more than their own money or if they do spend their money it won't affect them in a negative way.
We all fall victim to this at one time or another but the rich have overcome this programming and have either learned from peers or experience on where they want to ultimately end up in life. As a result when your competence of living within your means grows so will your courage and your money.
In the past two decades, the gap between the richest and the rest in Indonesia has grown faster than in any other country in South-East Asia. It is now the sixth country of greatest wealth inequality in the world. Today, the four richest men in Indonesia have more wealth than the combined total of the poorest 100 million people.
She has been working as a domestic worker since she was 15 years old, two years after graduating from primary school. Maryam and her two older siblings had to drop out of school. Their farmer parents could not afford to keep them in school.
Darmin, a tofu maker and seller, moved to Jakarta more than 40 years ago. He has been moving around from one place to another carrying his asbestos shack with him. Today, he lives in the middle of the city, in a plot owned by a rich Indonesian.
Darmin only graduated from primary school in his hometown in Pekalongan, Central Java. He feels fortunate that all of his five children have had a high school education and most were able to find employment in offices, only one is still living with him and works in the informal sector.
Vietnam has a strong record of poverty reduction, but today, increasing inequality is threatening decades of progress. To tackle the dangerous gap between rich and poor, Vietnam should urgently implement progressive policies on governance, taxation, public spending, public services, labour rights, and civic engagement.
The gap between the richest and the rest in Indonesia has grown faster in the past two decades than in any other country in South-East Asia. This report shows how President Jokowi could fight inequality by enforcing a living wage for all workers, increasing spending on public services, and making big corporations and rich individuals pay their fair share of tax.
Before 1800, just about everybody was poor. You had royalty, you had these huge landowners, but they were a tiny, tiny minority and just about everyone lived in poverty. And everyone lived very much wedded to their land. This was the entire history of humanity. There were some huge changes, of course: agriculture. What happened was that mostly people were hunters and gatherers before agriculture. And then, when agriculture started, food production was then brought to people rather than vice versa. People didn't go out looking for food. There were places where they knew that a steady supply of food would be created.
But wealth was tied to land, and those who controlled land, controlled much of the world's wealth. And the difficulty was in shipping or moving anything: things, ideas, people. It was very difficult to move anything, so there wasn't very much trade. And so, the cost of moving things really mattered and shaped the way societies were formed.
Now, around 1800-1820, some very important things happened. And the two most important ones that most historians will look at are the Industrial Revolution and steam power. So, around 1820, steam power allowed the movement of goods, and the movement of goods fueled industrialization, trade, and economic growth.
But at that time, also was the start of--one of the great economists, Deirdre McCloskey, talked about right around that time, with the advent of the Industrial Revolution and steam, you had the beginning of what she called the great divergence, meaning that certain areas, especially Europe and the United States, grew rich very, very quickly.
She talks about the founding--the formation of the so-called bourgeoisie. And the bourgeoisie were former peasants who were close enough to royalty that they wanted to live like that. And so, she sees the development of the bourgeoisie as a very important development because they were the precursors of the middle class.
Now, in the two centuries from 1820 until now, what happened was that the availability of goods, of services just exploded. It wasn't a little bit of change, it was just huge amounts of change, because before 1820, people were born and they died in pretty much the same world. The world, from the time they were born to the time they died did not change very much. But starting in 1820, the world started changing very, very quickly.
So, the reason I talk about this is because we have to put these things in perspective. We have to put the evolution of sort of human advancement--which is what we work on at the World Bank, development--we have to put it in the perspective of what happened.
You know, Chinese President Xi Jinping talks about having thousands of years of a great success. And truly, it was Asia and the Middle East that were the sources of much innovation before 1800. And then, he often says that the 200 years after 1800 were not so great for China, but of course China is growing very rapidly, now.
Now, this is what I see everywhere I go: Everywhere I go I see young people who may not own a smart phone, but who have access to smart phones. By 2025, many analysts are saying that the entire world will have access to broadband.
Now, when you get access to broadband, when you can see things on the Internet, a couple of things happen. First of all, people are much more satisfied with their lives when they have Internet access. When they have Internet access, they can see how the world works. They can watch movies, television shows. The satisfaction with life goes up.
But the other thing that happens is their reference income goes up, and this is something that we actually study at the World Bank Group. The income to which they compare their own goes up. And when that happens, your income also has to go up or you're not very satisfied.
Jack Ma puts it this way: "You know, when my grandfather was alive, he worked 16 hours a day, 6 days a week, and he felt very busy. Me, I work eight hours a day, five days a week, and I feel very busy. My children will work three hours a day, three days a week, and they will feel very busy."
He says that every single muscle power job will be eliminated by technology. And he goes further and he says that every single knowledge-based job will be eliminated, as well--maybe not as quickly, but it will be eliminated. And he predicts that whenever you have these kinds of ruptures--and he thinks that this is a major rupture, the way that artificial intelligence and technology is moving, there is a major rupture. And when that happens, his interpretation is that when those things happen there are at least 30 years of tremendous difficulty and upheaval.
And so, what do we do? How do we respond to these kinds of upheavals? How do we respond to this phenomenon in which everyone knows how everyone else lives and their aspirations are going up. They want more for themselves while, at the same time, technology potentially could eliminate many, many jobs.
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