@^PDF More Than You Wanted to Know The Failure of Mandated Disclosure @^EPub Omri Ben-Shahar

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Omri Ben-Shahar's More Than You Wanted to Know: The Failure of Mandated Disclosure

By : Omri Ben-Shahar Institute

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Book Synopsis :

How mandated disclosure took over the regulatory landscape--and why it failedPerhaps no kind of regulation is more common or less useful than mandated disclosure--requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices?Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze

Book Detail :

Author : Omri Ben-Shahar

Pages : 240 pages

Publisher : Princeton University Press

Language :

ISBN-10 : 0691170886

ISBN-13 : 9780691170886

 

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