~>PDF City of Debtors A Century of Fringe Finance @*BOOK Anne Fleming

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Anne Fleming's City of Debtors: A Century of Fringe Finance

By : Anne Fleming Institute

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Book Synopsis :

Since the rise of the small-sum lending industry in the 1890s, people on the lowest rungs of the economic ladder in the United States have been asked to pay the greatest price for credit. Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. To protect low-wage workers in need of credit, reformers have repeatedly turned to law, only to face the vexing question of where to draw the line between necessary protection and overreaching paternalism.City of Debtors shows how each generation of Americans has tackled the problem of fringe finance, using law to redefine the meaning of justice within capitalism for those on the economic margins. Anne Fleming tells the story of the small-sum lending industry's growth and regulation from the ground up, following the people who navigated the market for small loans and those who shaped its development at the state and local level. Fleming's focus on the city and state of New

Book Detail :

Author : Anne Fleming

Pages : 376 pages

Publisher : Harvard University Press

Language :

ISBN-10 : 0674976231

ISBN-13 : 9780674976238

 

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