We just had a meeting with our financial advisor who told me of a client who
wanted to live in a care home. It turns out to be far cheaper to actually
live on a cruise ship and pernamently go round the world.
Wow.
Graham
1) You will need private health insurance...Medicare won't cover you.
2) And remember, if you get real sick, they will put you ashore in a local
hospital... in the next port, whereever it is.
3) Evacuation insurance only brings you to the nearest place that can deal
with what you have...it doesn't bring you home.
So enjoy and stay heathy.
>
Many people have retired to a cruise ship. Check out the vessel called "The World".
For the english travellor I've met a large number that have retired to
the south of Spain.
Some do so for the whole year, others for 6 months and others for 3
months.
It's so popular that the UK pension office sends the pension cheques
out there and they are able to cash them locally!
There are tour companies that specialize in these long-term holiday
packages. It's so cheap that the pensioners are able to come home with
spare change at the end of the holiday plus they didn't have endure the
damp winter in England. Because Spain is part of the European Union
their medical expenses are covered by England whilst they are there.
A totally sweet deal. I wish I was older.
The same hold true for all the Americans living in foreign countries like
Costa Rica, Mexico etc. They move there to enjoy the low cost of living but
when a sudden tragic medical emergency comes along they'll wish they were
back in the US to utilize our hospital facilities. I would hate to think of
being trapped in a hospital Puerto Vallarta or Colon having to look for good
doctor after a heart attack.
I would think it would be easier to get private insurance for on board
a ship than it would for living in Costa Rica, but it might make the
retirement options on the ship less cost effective.
You definitely need health insurance to cover injuries or health issues
away from home. But I think it's a tragedy that westerners take such a
dim view of health care in non western countries. Perhaps we (the most
wealthy people in the world, even those of us in the poorest groupings)
should think more about helping our neighbors in need, with an eye to
better sanitation and healthcare for people worldwide. That way we
won't be worried to travel someplace exotic and meet new and
interesting people.
Also, keep in mind that it doesn't matter your age. If you do get very
ill, you're still going to the local hospital, whether you're 20 or 70,
so I don't think this argument is very pertinent to retirement on a
cruise ship, which by the way, sounds like a fabulous idea.
Wendy Piquette
C-USA Travel Guide
http://www.c-usa.info
I want to die with my boots on - If I am on a cruise ship maybe they
will bury me at sea . BOBBI
Don't know about Colon, but Vallarta has medical care and facilities
equal to that of USA. The recently built Cornerstone Hospital near the
Marina is actually associated with the Texas hospital chain of the same
name, and has a world class Level IV Trauma Unit as well. Since there
is such a large resident population of USA and CDN expats, there are
also many doctors from those countries in practice in PVR.
Your local doctor in the USA may very well have trained at the med
school in Guadalajara. There are not enough med schools in the USA,
therefore many doctors have graduated from schools in foreign countries
(we should close half the law schools and open more med schools, IMO.
There are not enough docs to cake care of us aging boomers, and too
many lawyers.)
There are parts of Mexico where medical care is indeed a nightmare--but
not in PVR.
FWIW
> Your local doctor in the USA may very well have trained at the med
> school in Guadalajara. There are not enough med schools in the USA,
> therefore many doctors have graduated from schools in foreign countries
> (we should close half the law schools and open more med schools, IMO.
> There are not enough docs to cake care of us aging boomers, and too
> many lawyers.)
Not mine. Before I pick a Doctor I check which med school they went.
Mine went to Georgetown University. But I agree with the sentiment
expressed that you can get good medical care overseas. You just need
to do your homework there as you must here in the US to pick good
doctors.
--
Charles
Actually a LOT of Americans ARE going overseas for medical care. A recent
news show (Dateline?) reported how Americans are going to India for
medical care since the doctors are well educated (probably went to school
in the US) and the costs are substantially less. For recovery you can have
a nice vacation there too. The world it is a changin'.
------
RecGroups : the community-oriented newsreader : www.recgroups.com
If you pick a community with a large expat population, you are more
likely to find quality medical care. San Miguel de Allende has a
large US, Canadian and British population and excellent medical
facilities. On the down side, they are apparently also getting a
Walmart.
--
dillon
If you can't figure out how to unmunge my
address, email me and I'll explain it.
Most people don't know if their doctors (or accountants) are good
until it's too late.
Thumper
We did BIs on all of Carol's doctors. Her surgeon and medical
oncologist were rated as "Super Docs" and among the 500 best in the
state. Neither has so much as a complaint filed against them, never
mind a malpractice action. Dr. Smith has been a surgeon for 22 years
and does about 60 lumpectomies a year. Dr. George has been practicing
for 12 years and is board certified as an oncologist and a
hematologist. That's about as much as you can ask for.
Now my accountant is a different story, he came recommended by my
lawyer, who at least set me up with a bomb proof corporation.