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Royce Lerwick

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Sep 11, 1996, 3:00:00 AM9/11/96
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Wrote: JOEB...@AOL.COM

> From: JoeB...@aol.com
> Subject: Number of Permutations of Nine Notes
> Organization: The Bagpipe Relay
>
> In a former life, I was chief actuary for one of the largest insurance
> companies in the USA. Actuaries are supposed to know the answer to these
> type problems without thinking about them. So the answer is off the top of
> my small head.

My favorite uncle used to be an actuary for Fireman's Fund in Novato
CA--used to visit every year when I came in with the Utah PB to Santa Rosa.
All I know is one year he was on me like hot tar for saying the heyday of
the labor union was dead, you could picket all day and sing "Solidarity
Forever," all you wanted, but it was awfully hard to work up any sympathy
for a modern, big-labor workforce bitching about not being able to make
payments on a $30,000.00 RV *and* take the trip to the Bahamas, and the air
traffic controllers were messin' with the wrong guy: "But if you roll over
and play dead ,management will walk all over you Royce!" he exclaimed with
enthusiasm. The next year when I began to whine about Utah making insurance
mandatory just like Minnesota's no-fault laws, he was lecturing me on how
the insurance companies actually *lose* money on auto insurance. The next
year, suddenly he had become a corporate officer and shill for the
establishment.

Bummer man.

In any case, he was always good for a pretentiously served dinner at
Maxell's Plum between contest days.

Royce

Oh yeah, so what are the liability implications of a serious accident
stemming from loading 18 bandsmen into a Winnebago with broken air
conditioning and driving from Salt Lake to the Bay area, if--just
hypothetically speaking--the alternator burns out on the way back outside
of Sacramento, and the one you had to wait all night for the parts store to
open up and install falls off *entirely* again before you even get to
Tahoe, so you end up hotwiring the 6v accessory batteries in series with
the starter battery, augment that via jumper cables with power from the gas
auxilliary generator, take out one headlight and tail light on the shoulder
side of the vehicle, and run all the way back to Utah about 100 miles at a
crack in the dark, between truck stops where you take a quick-charge, a
tinkle, and get going again?


* Kivi (unregistered) 1.41a *
---------------------- -//- ---------------------
Internet: Royce....@flight.org
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expressed by this user are strictly his/her own.

John Wash

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Sep 16, 1996, 3:00:00 AM9/16/96
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In article <2ee_960...@flight.org>,
Royce Lerwick <Royce....@flight.org> wrote:
>Wrote: JOEB...@AOL.COM

>
>Oh yeah, so what are the liability implications of a serious accident
>stemming from loading 18 bandsmen into a Winnebago with broken air
>conditioning and driving from Salt Lake to the Bay area, if--just
>hypothetically speaking--the alternator burns out on the way back outside
>of Sacramento, and the one you had to wait all night for the parts store to
>open up and install falls off *entirely* again before you even get to
>Tahoe, so you end up hotwiring the 6v accessory batteries in series with
>the starter battery, augment that via jumper cables with power from the gas
>auxilliary generator, take out one headlight and tail light on the shoulder
>side of the vehicle, and run all the way back to Utah about 100 miles at a
>crack in the dark, between truck stops where you take a quick-charge, a
>tinkle, and get going again?

Hypothetically speaking, right? I'd say the insurance company would pay
a bonus if you took highland pipers out of circulation for any length of
time.

John
Highland piper
--
jw...@tico.com -- http://sunsite.unc.edu/gaelic/john/
Bagpipe Web: http://pipes.tico.com Gaelic: http://gaelic.wdmi.com
"Ruining Highland Piping for Over Three Years"
We've won the first battle but not the war. See http://www.efm.org

JoeBrophy

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Sep 19, 1996, 3:00:00 AM9/19/96
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From an insurance and actuarial perspective, I believe that pipers
comprise a good risk group and should get lower premiums. Pipers have
good lungs and live to ripe old age. Without getting too theoretical on
risk theory or too complicated, actuaries are simply lucky.
JoeBrophy

In article <51jj7p$n...@taco.cc.ncsu.edu>, jw...@ch9000.chem.ncsu.edu (John

JoeBrophy

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Sep 21, 1996, 3:00:00 AM9/21/96
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I meant to say

From an insurance and actuarial perspective, I believe that pipers
comprise a good risk group and should get lower premiums. Pipers have
good lungs and live to ripe old age. Without getting too theoretical on
risk theory or too complicated, bapipers are simply lucky.

JSWE...@maine.maine.edu

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Sep 21, 1996, 3:00:00 AM9/21/96
to

I meant to say
From an insurance and actuarial perspective, I believe that pipers
comprise a good risk group and should get lower premiums. Pipers have
good lungs and live to ripe old age. Without getting too theoretical on
risk theory or too complicated, bapipers are simply lucky.
JoeBrophy

------------------

We could offset the cost of pipers' premiums by raising the
premiums for drummers. As sufferers of vertigo, they are
a greater risk anyway.

M. McCrillis


SWalker706

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Sep 25, 1996, 3:00:00 AM9/25/96
to

JoeBrophy writes:
>Date: 19 Sep 1996 23:51:37 -0400

>
>From an insurance and actuarial perspective, I believe that pipers
>comprise a good risk group and should get lower premiums. Pipers have
>good lungs and live to ripe old age. Without getting too theoretical on
>risk theory or too complicated, actuaries are simply lucky.
>JoeBrophy

Pipers may be lucky these days but this was not always so. At the
Invermark College of Piping in the 1970’s Bob Nichol was reminiscing one
night about army pipers he had known during the two World Wars. It was a
role call of the dead. Bob apparently did not think it was such a great
gig to play for a beach assault or to “go over the top”. The guys that
survived great battles and played with valor and luck make it into legend
but the lads who fell before their drones were tuned up do not.

May they rest in peace.

Steve Walker

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