Texas has no state income tax, property and housing are lower in many
areas than in California, and South and South Central have loooong
growing seasons.
--
Peace! Om
"Human nature seems to be to control other people
until they put their foot down." -- Stephan Rothstein
Florida has bunches of retired people living there and you can grow
veggies year around in most of the state.
A truck farming area that most people don't think about is western
Oregon, where you can grow different types of veggies all year. It has
a mild climate and lots to keep your peepers busy for the rest of your
life!!
Tom J
Geargia, where we have something in the garden most of the year
Where in San Diego, except the barracks, are the prices
not out of this world? My experience is that $450,000 would
get you a fixer upper. Other than the price, gardening, especially
tropical fruit should be great. My brother is there, and grows
bananas in his back yard.
--
Billy
http://www.youtube.com/watch?v=9KVTfcAyYGg&ref=patrick.net
http://www.youtube.com/watch?v=l0aEo59c7zU&feature=related
There is a reason I live in the upper areas West of IH-35. The hilly
terrain breaks up the winds. The worst I've gotten here in this house in
20 years is a couple of bad hail storms.
I garden in all raised beds and containers.
In article <g0cs1...@enews5.newsguy.com>,
> In article <g0cj0...@enews4.newsguy.com>,
> "tstovall" <twst...@yahoo.com> wrote:
>
> > I'm wondering where to retire. It would have to be in a location where
> > housing prices are not outa this world, like San Diego, etc. But I also
> > want
> > a place that I can grow wonderful vegetables most of the year. Even if that
> > means in a northern state with season extensions and a greenhouse. Or the
> > deep south. or, what's your thoughts on climate and taxes!!!? Don't vege's
> > taste better with less taxes?
> > ~tom
>
> Texas has no state income tax, property and housing are lower in many
> areas than in California, and South and South Central have loooong
> growing seasons.
You also have ticks, chiggers, rattlesnakes, fire ants, tarantulas,
scorpions, cactus and the Texas State Legislature. OTOH, you have great
food and some of the best musicians in the world. And you had Ann
Richards and Molly Ivins, both godesses.
Have you read the poem called "Hell in Texas"? It's about the devil
looking for a place for a hell. He visited Texas and said it's too dry
for a hell. I think Don Edwards (a Texan) recorded it as a song.
Picking on Texas gives us a great deal of pleasure, because my FIL and
most of the other homesteaders out here all came from Texas. All of
their kids speak with West Texas accents, even though none of them have
ever set foot in that great state.
Jan
I live in the Austin/San Antonio IH-35 corridor.
I'm sure there are zone maps that will show it.
In article <g0d6r...@enews2.newsguy.com>,
> > Texas has no state income tax, property and housing are lower in many
> > areas than in California, and South and South Central have loooong
> > growing seasons.
>
> You also have ticks, chiggers,
I've never had problems with those in 20 years.
Since I control fleas for my dogs, I guess that's why. :-)
> rattlesnakes,
Only captured one in the 20 years I've been in this house. I'm a
suburbanite. I live caught it and sent it to wildlife rescue. My worst
pest is Norway rats.
> fire ants,
Ok, those are a bitch, but controllable.
> tarantulas,
Those are welcome in my yard. :-)
> scorpions,
Luckily, I've had zero problems with scorpions here.
> cactus
Cactus is a problem?
> and the Texas State Legislature.
California is worse. <g>
> OTOH, you have great
> food and some of the best musicians in the world. And you had Ann
> Richards and Molly Ivins, both godesses.
>
> Have you read the poem called "Hell in Texas"? It's about the devil
> looking for a place for a hell. He visited Texas and said it's too dry
> for a hell. I think Don Edwards (a Texan) recorded it as a song.
<lol> West Texas IS hell! The hill country is a bit of heaven most of
the time. I can post pics.
The further east you go, the more temperate it gets. There are pine
forests in some areas. Texas is a BIG state and has nearly every climate.
There is even swampland in the far east.
LOTS of lakes and rivers.
>
> Picking on Texas gives us a great deal of pleasure, because my FIL and
> most of the other homesteaders out here all came from Texas. All of
> their kids speak with West Texas accents, even though none of them have
> ever set foot in that great state.
>
> Jan
It's all good. :-) I rather enjoy Texas (and redneck) humor...
I tend to disagree with the map a bit in the area around Austin. Generally
speaking, its a bit cooler to the west in the hill country proper than
Austin itself during worst of winter.
Hill country proper, unless you're lucky enough to be in some bottom land,
you have to have raised beds. Or have the soil brought in. West of IH35,
may be lucky to have some locally usable soil of appreciable depth.
Water availability is always a problem in the summer in a typical year.
Texas has a 8.25% sales tax except for most foods. They tax vegetable
juice, but not potato chips. I don't know why either. All restaurant foods
are taxed same rate. Locally prepared bakery products are not taxed.
Property taxes vary by county AND local school districts within that county.
Looking at last year's tax bill, the school district's portion is the
biggest bite in taxes. I live in Hays county, in the Wimberley area subject
to WISD taxation. Well over 2% assessed value is tax rate. Austin is in
Travis county. Seniors get a property tax break at age 65 state-wide.
Got some decent rain today, with minor hail.
--
Dave
Parkinson's disease, not easy to define.
Much less cure.
"Omelet" <ompo...@gmail.com> wrote in message
news:ompomelet-55BD6...@news.giganews.com...
Check the more rural areas in the south east. We live in the Piedmont
region of North Carolina, in the county. The house and 3 acres cost
us just over $300,000. It is a brick house with 3 BR, 2 1/2 bath,
living room, dining room, family room, large kitchen and full
basement. Taxes are $2,500 a year. Electricity is not too bad, we
pay about $.07/KWH. We have a well and septic system.
We have 4 seasons. Last frost is somewhere between 4-15 and 5-1.
First frost is about 11-1. It is cold enough in the winter for fruit
trees. I find that the only time I am not working in or preparing for
the garden are November, December and January. By February I am
starting seeds in the greenhouse. By the middle of March I am setting
out the cool weather crops -- cabbage, broccoli, peas etc. The
broccoli is starting to develop heads, the cabbage is heading. I
picked some beets yesterday and have been picking broccoli rabe for a
few days. The asparagus season is over for the year and strawberries
are ripe. I just finished setting out my tomato plants, but I started
late this year. I will be picking them from July until late October.
Not exactly year around, but pretty good. In fact, I really
appreciate the winter rest period.
--
Susan N.
"Moral indignation is in most cases two percent moral,
48 percent indignation, and 50 percent envy."
Vittorio De Sica, Italian movie director (1901-1974)
> http://www.usna.usda.gov/Hardzone/ushzmap.html
>
> I tend to disagree with the map a bit in the area around Austin. Generally
> speaking, its a bit cooler to the west in the hill country proper than
> Austin itself during worst of winter.
I agree. It varies a LOT due to changes in altitude.
>
> Hill country proper, unless you're lucky enough to be in some bottom land,
> you have to have raised beds. Or have the soil brought in. West of IH35,
> may be lucky to have some locally usable soil of appreciable depth.
Yeah, but you are safer from Tornadoes than if you lived EAST of IH35!
>
> Water availability is always a problem in the summer in a typical year.
Yes and no. It's what makes raised bed and container gardening more
attractive tho'. I've considered (eventually) checking out hydroponics.
>
> Texas has a 8.25% sales tax except for most foods. They tax vegetable
> juice, but not potato chips. I don't know why either. All restaurant foods
> are taxed same rate. Locally prepared bakery products are not taxed.
>
> Property taxes vary by county AND local school districts within that county.
BIG TIME!
> Looking at last year's tax bill, the school district's portion is the
> biggest bite in taxes. I live in Hays county, in the Wimberley area subject
> to WISD taxation. Well over 2% assessed value is tax rate. Austin is in
> Travis county. Seniors get a property tax break at age 65 state-wide.
>
> Got some decent rain today, with minor hail.
> --
> Dave
I live in Hays county also, and in the suburbs within city limits. My
lot with the house is .22 acres. The house (including the sun room/porch
we added, it's insulated and AC'd) is 1,450 square ft.
Tax bill this year is estimated at $1,670. Just got the tax statement
yesterday, but the actual tax is usually $50.00 to $100.00 less.
I just have a set amount of money deducted from savings into checking
monthly, (BOA will set up the auto-debit) to pay for property tax and
home owners insurance annually. That also acts as my overdraft
protection.
Taxes in and near to San Antonio are MUCH higher, as is Austin.
> That is good information. sales tax at 8.25% is even worse than Tennesse.
> and yes, I can't figure property taxes in Texas because each town is
> different. plus school district taxation!!! ick. Gardening is getting
> more expensive as I read.
> Thank you!!
> ~tom
But there is no state income tax... <g>
Property taxes are based on: value of your property per the county tax
assessor, not the size of the lot or the square footage of the home. Yes,
both play in determining that. So does the prevailing values of the
properties in your vicinity. The tax percentage times the estimated
property value equals the annual tax burden. I think you will find that if
you can find an equally valued home/property in Austin/San Antonio, there
would be little difference in the tax burden depending on the school
district.
I physically go to the local bank and have them transfer my checking account
monies to my savings account every month for property taxes and annual auto
insurance premium. When either come due, I transfer the monies back and
write the appropriate check. I used to do the transfer at the bank's ATM.
But, I ran into something unusual that the bank clerk and customer service
could not explain. They said the bank would hold funds if my total debits
exceeded 1000 dollars. Together with my transfer and debits, it did exceed
that. They said an internal transfer electronically from the bank ATM to my
savings account should not be a factor. They could not explain it. My
debit card was refused that day at the local dollar store for 9 bucks worth
of dog food. Even though my checking account had over 2000 dollars in it.
So, the bank personnel said to come in the bank and let them do the checking
to savings transfer.
> Property taxes are based on: value of your property per the county tax
> assessor, not the size of the lot or the square footage of the home.
Um, babe, yes they do! When I had the addition built on, they tried to
give me a seriously over-rated tax increase! I objected as it's just a
bloody sun porch. Got it reduced by around $300.00. Size and location
of the lot, plus buildings and land improvements such as wells and
outbuildings, etc.
> Yes,
> both play in determining that. So does the prevailing values of the
> properties in your vicinity. The tax percentage times the estimated
> property value equals the annual tax burden. I think you will find that if
> you can find an equally valued home/property in Austin/San Antonio, there
> would be little difference in the tax burden depending on the school
> district.
I have. San Antonio is MUCH higher...
>
> I physically go to the local bank and have them transfer my checking account
> monies to my savings account every month for property taxes and annual auto
> insurance premium. When either come due, I transfer the monies back and
> write the appropriate check.
It's less hassle for me to do an auto-debit like I do for my morgage and
enter it in the checkbook accordingly. I have a separate "checkbook" to
draw from the money market (savings) account when I need to draw on it.
I can also phone call to have money transferred back into checking, but
it's not necessary.
> I used to do the transfer at the bank's ATM.
> But, I ran into something unusual that the bank clerk and customer service
> could not explain. They said the bank would hold funds if my total debits
> exceeded 1000 dollars. Together with my transfer and debits, it did exceed
> that. They said an internal transfer electronically from the bank ATM to my
> savings account should not be a factor. They could not explain it. My
> debit card was refused that day at the local dollar store for 9 bucks worth
> of dog food. Even though my checking account had over 2000 dollars in it.
> So, the bank personnel said to come in the bank and let them do the checking
> to savings transfer.
> --
> Dave
I'd rather not have to go there in person. My schedule is a bit wierd
because I work night shifts...
I could do the transfers thru paypal or on line banking, but I don't
like putting my banking info. on the internet.
The phone calls work fine. :-)
As do the scheduled auto-debits.
I use Bank of America.
With the savings account checks, I really don't have to do transfers to
checking from savings, but I've currently misplaced the book. :-P
Good for you. But, that doesn't mean the added square footage is the
factor. No, its what they value your property at, irregardless square
footage. That is, the improvement adding to your property value,
irregardless the square footage added, is the factor. Contesting their
assessment is always a good idea if it increases as a result of some
improvement.
You forgot views. A view of the surrounding area from your property is also
taxable. No, I'm not kidding.
>> Yes,
>> both play in determining that. So does the prevailing values of the
>> properties in your vicinity. The tax percentage times the estimated
>> property value equals the annual tax burden. I think you will find that
>> if
>> you can find an equally valued home/property in Austin/San Antonio, there
>> would be little difference in the tax burden depending on the school
>> district.
>
> I have. San Antonio is MUCH higher...
>
School district?
I refuse, and continue to refuse to use any "online" form of banking. I do
continue to use a personal computer without internet access to keep track of
my banking/investments.
I had a relative just south of Atlanta GA that gardened almost year round.
Taxes are low and houses modestly priced outside the cities and towns.
What kind of soil or soil mix do you use in the raised beds and containers?
> "Omelet" <ompo...@gmail.com> wrote in message
> news:ompomelet-1A39A...@news.giganews.com...
> > In article <POadnVy9e4Y6-LHV...@earthlink.com>,
> > "Dioclese" <NONE> wrote:
> >
> >> Property taxes are based on: value of your property per the county tax
> >> assessor, not the size of the lot or the square footage of the home.
> >
> > Um, babe, yes they do! When I had the addition built on, they tried to
> > give me a seriously over-rated tax increase! I objected as it's just a
> > bloody sun porch. Got it reduced by around $300.00. Size and location
> > of the lot, plus buildings and land improvements such as wells and
> > outbuildings, etc.
> >
>
> Good for you. But, that doesn't mean the added square footage is the
> factor.
You wish!
They tried to raise my taxes on me when I built the sun porch!
I went down and disputed it, telling them it was only a bloody PORCH
and not an addition to the house.
I won. ;-)
> No, its what they value your property at, irregardless square
> footage. That is, the improvement adding to your property value,
> irregardless the square footage added, is the factor. Contesting their
> assessment is always a good idea if it increases as a result of some
> improvement.
They told me they made the raise based on the additional square foot
value. I'll let you take it up with my local tax ass-essor. <g>
>
> You forgot views. A view of the surrounding area from your property is also
> taxable. No, I'm not kidding.
I ain't got no view. :-(
Just the street and neighbors yards, thankfully now blocked on two sides
by privacy fencing. The world can see IN to my front yard.
>
> >> Yes,
> >> both play in determining that. So does the prevailing values of the
> >> properties in your vicinity. The tax percentage times the estimated
> >> property value equals the annual tax burden. I think you will find that
> >> if
> >> you can find an equally valued home/property in Austin/San Antonio, there
> >> would be little difference in the tax burden depending on the school
> >> district.
> >
> > I have. San Antonio is MUCH higher...
> >
>
> School district?
Hays county. Can't recall the SA county at the moment.
But, even Comal charges more.
> I refuse, and continue to refuse to use any "online" form of banking. I do
> continue to use a personal computer without internet access to keep track of
> my banking/investments.
It works. :-)
A mix of local dirt I dig out of what used to be my emu and chicken pens
mixed with mulch and limestone sand. I occasionally add commercial
topsoil as needed.
In some of the containers, I'm just using what I'm digging out of the
old emu pen. I had lined them generously with sand at one time to keep
the mess under control. The pens no longer exist but the soil is rich
with composted manure in the sand I bought from the quarry.
It's working well in the pots when I mix it with some commercial mulch
from Lowe's.
Thanks. :-)
> "Omelet" <ompo...@gmail.com> wrote in message
> news:ompomelet-6A1DA...@news.giganews.com...
> > In article <g0j89t$rjt$2...@news.datemas.de>,
> > "Katey Didd" <spam...@spamless.com> wrote:
> >
> >> "Omelet" <ompo...@gmail.com> wrote in message
> >> news:ompomelet-B288B...@news.giganews.com...
> >> >
> >> > I garden in all raised beds and containers.
> >> >
> >>
> >> What kind of soil or soil mix do you use in the raised beds and
> >> containers?
> >
> > A mix of local dirt I dig out of what used to be my emu and chicken pens
> > mixed with mulch and limestone sand. I occasionally add commercial
> > topsoil as needed.
> >
> > In some of the containers, I'm just using what I'm digging out of the
> > old emu pen. I had lined them generously with sand at one time to keep
> > the mess under control. The pens no longer exist but the soil is rich
> > with composted manure in the sand I bought from the quarry.
> >
> > It's working well in the pots when I mix it with some commercial mulch
> > from Lowe's.
>
> Thanks. :-)
Cheers! :-)
The "view" that I was referring is for instance a hilltop or near hilltop
home with view of countryside. Not related directly to you.
The tax assessor's rep at the contested property tax says their basis is the
added square footage. That's their basis for the increase. If they had
been successful, the value of the property would have gone up as a result.
And, as a result, so would your taxes. The basis for taxing the property,
the value would have increased. That is my point. Again, I'm glad you were
successful in contesting their proposed property value increase.
Back to the view thing. They showed a proposed tax increase on my property
due to what they thought was a view in the preliminary tax papers.
Apparently, they "chickened out" as it did not show in my actual property
tax breakdown. I don't really have any real view of the countryside due to
the trees. Have to go up to the street to see that. I can see Austin and
New Braunfels/San Antonio lighting the sky on most nights. Directly
overhead, dark and good night sky/stars.
> The "view" that I was referring is for instance a hilltop or near hilltop
> home with view of countryside. Not related directly to you.
Got it.
>
> The tax assessor's rep at the contested property tax says their basis is the
> added square footage. That's their basis for the increase. If they had
> been successful, the value of the property would have gone up as a result.
> And, as a result, so would your taxes. The basis for taxing the property,
> the value would have increased. That is my point. Again, I'm glad you were
> successful in contesting their proposed property value increase.
>
> Back to the view thing. They showed a proposed tax increase on my property
> due to what they thought was a view in the preliminary tax papers.
> Apparently, they "chickened out" as it did not show in my actual property
> tax breakdown. I don't really have any real view of the countryside due to
> the trees. Have to go up to the street to see that. I can see Austin and
> New Braunfels/San Antonio lighting the sky on most nights. Directly
> overhead, dark and good night sky/stars.
> --
> Dave
I envy you that. :-) Too much light here to see starscapes, but they are
taxing you on the OVERHEAD view???
>
> Parkinson's disease, not easy to define.
> Much less cure.
Try Kombucha.
> Try Kombucha.
Try Kombucha? Kombucha for Parkinson's? Knew it was good for detox.
Can you amplify your statement?
--
Billy
Bush Behind Bars
http://www.youtube.com/watch?v=9KVTfcAyYGg&ref=patrick.net
http://www.youtube.com/watch?v=l0aEo59c7zU&feature=related
> In article <ompomelet-5D545...@news.giganews.com>,
> Omelet <ompo...@gmail.com> wrote:
>
> > Try Kombucha.
> Try Kombucha? Kombucha for Parkinson's? Knew it was good for detox.
> Can you amplify your statement?
Kombucha, especially if you eat the critter itself, has shown some
positive effects for autoimmune diseases.
Need a critter? We have plenty. <g> Dad's been brewing and drinking it
for years.
> In article
> <wildbilly-3D4CC...@c-61-68-245-199.per.connect.net.au>,
> Billy <wild...@getthe.net> wrote:
>
> > In article <ompomelet-5D545...@news.giganews.com>,
> > Omelet <ompo...@gmail.com> wrote:
> >
> > > Try Kombucha.
> > Try Kombucha? Kombucha for Parkinson's? Knew it was good for detox.
> > Can you amplify your statement?
>
> Kombucha, especially if you eat the critter itself, has shown some
> positive effects for autoimmune diseases.
>
> Need a critter? We have plenty. <g> Dad's been brewing and drinking it
> for years.
Your dad worked for Google? The "critter" as I understand it is a
vinegar "mother". Thanks for the reference.
> In article <ompomelet-7B5F4...@news.giganews.com>,
> Omelet <ompo...@gmail.com> wrote:
>
> > In article
> > <wildbilly-3D4CC...@c-61-68-245-199.per.connect.net.au>,
> > Billy <wild...@getthe.net> wrote:
> >
> > > In article <ompomelet-5D545...@news.giganews.com>,
> > > Omelet <ompo...@gmail.com> wrote:
> > >
> > > > Try Kombucha.
> > > Try Kombucha? Kombucha for Parkinson's? Knew it was good for detox.
> > > Can you amplify your statement?
> >
> > Kombucha, especially if you eat the critter itself, has shown some
> > positive effects for autoimmune diseases.
> >
> > Need a critter? We have plenty. <g> Dad's been brewing and drinking it
> > for years.
>
> Your dad worked for Google?
Uh, no...
> The "critter" as I understand it is a
> vinegar "mother". Thanks for the reference.
Pretty much. :-)
It makes a very fine red wine vinegar! It has uses other than brewing
green tea Kombucha.
Seems like Kombucha is going main stream (or is that Main Street?)
with different flavorings. Wish I had time to fiddle with it, maybe
this winter. What do you find to be the benefits of it? Is it a broad
spectrum kind of thing or do you have particular applications for
it? For example, Noilly Pratt sweet (red) vermouth has many
different herbs in it (usually used as an aperitif) but I find a
small glass of it is very effective for cooling hot stomachs (as
happens when you've had one too many cups of coffee in the
afternoon, and friends who have hot stomach reactions to tomato
paste tell me that it takes the burn away as well). The herbs
I would describe as wide spectrum, fudge factors (who knows what
they do), whereas the hot stomach is a specific application. Is
Kombucha more like the former or the later?
> > > The "critter" as I understand it is a
> > > vinegar "mother". Thanks for the reference.
> >
> > Pretty much. :-)
> > It makes a very fine red wine vinegar! It has uses other than brewing
> > green tea Kombucha.
>
> Seems like Kombucha is going main stream (or is that Main Street?)
> with different flavorings. Wish I had time to fiddle with it, maybe
> this winter. What do you find to be the benefits of it? Is it a broad
> spectrum kind of thing or do you have particular applications for
> it? For example, Noilly Pratt sweet (red) vermouth has many
> different herbs in it (usually used as an aperitif) but I find a
> small glass of it is very effective for cooling hot stomachs (as
> happens when you've had one too many cups of coffee in the
> afternoon, and friends who have hot stomach reactions to tomato
> paste tell me that it takes the burn away as well). The herbs
> I would describe as wide spectrum, fudge factors (who knows what
> they do), whereas the hot stomach is a specific application. Is
> Kombucha more like the former or the later?
> --
>
> Billy
It's.... mixed.
Dad has shown some interesting results using beneficial herbs in the
teas, not just straight green tea. Things like dandilion and Matte'. The
brewing process with the kombucha critter seems to enhance the effects.
You can tailor your tea mix to what you are trying to treat.
Dandelion is OK but yerba mate is nasty tasting stuff. Hmmm. I
wonder if you could make a "single malt" flavored kombucha?
Maybe that's what Charlie is up to out in the "skunk works". He
say he be brewing compost tea but he may be funnin' us;o)
> > It's.... mixed.
> > Dad has shown some interesting results using beneficial herbs in the
> > teas, not just straight green tea. Things like dandilion and Matte'. The
> > brewing process with the kombucha critter seems to enhance the effects.
> >
> > You can tailor your tea mix to what you are trying to treat.
>
> Dandelion is OK but yerba mate is nasty tasting stuff. Hmmm. I
> wonder if you could make a "single malt" flavored kombucha?
The nice thing is that, like with any tea, you can add herbs for flavor
as well as medical efficacy. :-)
Fruit juices too.
> Maybe that's what Charlie is up to out in the "skunk works". He
> say he be brewing compost tea but he may be funnin' us;o)
> --
>
> Billy
<lol> Manure and compost tea seem to be good for a quicker fertilizer
without burning plants? I've never tried it but dumping the poopy duck
ponds we used to have (kiddy pools emptied by mostly bailing) seemed to
be well loved by the plants.
Duck poop tea. <g>