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what's the deal with home insurance???/

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Zander

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May 19, 2004, 3:08:08 PM5/19/04
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Hi all,

What's the deal with home insurance if you want to sell a few pots at the
odd fall fair etc? I've heard that you need some sort of commercial
something or another added to your policy. I live in canada and I've
talked to some people here about it but havn't got a definative answer...

Any info would be appreciated!

Zander

steve graber

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May 20, 2004, 6:37:37 PM5/20/04
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in USA, down in southern california i got a rider to my home policy
for around $75 a year that covered near $1/2 million in liability for
my booth at art shows. (state farm insurance). generally nothing
happens - so it's cheap insurance. but if your booth should blow away
in the wind and take out that really nice glasswork over there it'll
pay for itself in a hurry!

no one required it at any of the shows i did but when i told my
insurance guy what i was doing (mainly concerned with a kiln fire) he
suggested the rider.

the price is similar to renter's insurance. not too much but not bad
to have either.

see ya

steve


Zander <nom...@no.com> wrote in message news:<Xns94EE997585C1...@216.40.28.70>...

ShantiP1

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May 23, 2004, 8:11:21 AM5/23/04
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Does that insurance rider on your booth cover product liability. If not, do you
have product liability and is it also with State Farm; and if you don't mind,
could you tell us how much that is costing you.
My All State insurance said they don't cover product liability and I need to
find someone who does, and at a reasonable price.

Slgraber

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May 27, 2004, 10:09:51 AM5/27/04
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not product liability, just trip & fall in my booth and damage to other booths
if my canope blew away.

it was around $75 a year or so. i don't worry about product liability myself.
maybe i should but oh well...


>Subject: Re: what's the deal with home insurance???/
>From: shan...@aol.comnojunkm (ShantiP1)
>Date: 5/23/2004 5:11 AM Pacific Daylight Time
>Message-id: <20040523081121...@mb-m17.aol.com>


steve graber

ShantiP1

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May 27, 2004, 10:32:51 AM5/27/04
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Thanks for the reply. The U.S. has gotten so "lawsuit" mad, that I think it's
important to carry product liability, particularly if you are making functional
ware.
The problem is that one big lawsuit can wipe you out, totally, and I just don't
think it's worth the risk any more.

Regards,
June
http://www.angelfire.com/art2/shambhalapottery/

davis...@gmail.com

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May 15, 2013, 1:08:27 AM5/15/13
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I live in Austin, Texas and got renter insurance from Shawn Camp Insurance(http://www.shawncampinsurance.com/homeowners.aspx), it protects my home from fire, theft, water damage and other unforeseen circumstance.

David Harmon

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Jun 2, 2013, 4:09:45 PM6/2/13
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On Tue, 14 May 2013 22:08:27 -0700 (PDT) in rec.crafts.pottery,
davis...@gmail.com wrote,
>I live in Austin, Texas and got renter insurance from Shawn Camp

What kind of a kiln do you have, and does the insurance company know
about it?

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