BOB KELLY'S RARE COINS (buyer beware)
DTobyne290
To whom this amy concern:
I may not be a nationally known dealer or collector but I can can tell you
my experiences with Mr. Kelly. First of all I ordered a coin from him
about a year and a half ago and attempted to pay witha credit card. This
man called the credit card company and pried in on my account balance
where he did not have any business doing so. I was only $3.00 short on my
account and he wouldn't, of course, send me the coin. I called this man
and he talked to me like I was something less than he was; in other words,
in a very rude, condescending way. I did get the coin but I decided not
to do business with Bob Kelly again. I felt as though I was scathing to
buy this coin.
A person can make up their mind for themselves, though I feel that if a
person can't, at least, be considerate and ethical when dealing with the
business public, that he should not be doing business at all. I for one,
am not going to be shamed by anyone falsely invading my financial account.
Second of all, I will testify in court against this man for whatever
reason. I believe that his intent was criminal and I'll own that; I am
also connected to vast legal resources that are always at bay if need be.
So when someone shouts liable, I have no other choice but to substantiate
my claims -- and I will. It is a matter of ethics! I don't want to harm
this fellow, I just believe he shouldn't be practicing business. I don't
believe it's a matter to be paranoid over; I just know I won't be doing
business with him again. These are only my opinions, but thank you, for
reading this and allowing me to express my views.
Sincerely,
Richard Kolbek
Jim Shivley
DTobyne290 wrote:
>
> To whom this amy concern:
>
> I may not be a nationally known dealer or collector but I can can tell you
> my experiences with Mr. Kelly. First of all I ordered a coin from him
> about a year and a half ago and attempted to pay witha credit card. This
> man called the credit card company and pried in on my account balance
> where he did not have any business doing so. I was only $3.00 short on my
You, Sir, have a real problem. Nobody "pried" into your account balance.
A business that accepts credit cards is REQUIRED to verify that you are
good for the amount, or the coin dealer gets something called a
CHARGEBACK...he has to pay the entire amount himself. Whether a
dealer checks with the credit card companys 1-800 number or with
an automatic terminal, the result is the same. The sale is either
APPROVED or DENIED. The dealer doesnt know that your card is a penny
over your limit, or $5000 past due.
Jim
Mike or Karen Locke
DTobyne290 wrote:
>
> To whom this amy concern:
>
> I may not be a nationally known dealer or collector but I can can tell you
> my experiences with Mr. Kelly. First of all I ordered a coin from him
> about a year and a half ago and attempted to pay witha credit card. This
> man called the credit card company and pried in on my account balance
> where he did not have any business doing so. I was only $3.00 short on my
Richard, perhaps you could explain this a little better. I beleive
that Mr. Kelly can only ask the credit card company if they will
approve the charges. He is obliged to do such checks by the
credit card company. If they say no, he has reason to suspect that
you were trying to steal his merchandise. Am I misinterpreting
the scenario?
Here is a list of coins that I bought from Bob Kelly. Draw your
own conclusions:
1828 half cent advertised as choice XF. Actually a polished ch VF
that has been "shoe polished" to give it a more natural color.
Acetone striped the shoe polish, revealing the underlying polishing
compound residue. Now I have this bright yellow coin...I have a
photoCD of it, maybe I'll put it up on my web page some day.
Paid the XF price for this coin.
btw: shoe polish can be *very* deceptive. I bought a shoe
polished Hawaiian cent from a Superior auction a while back. I
seriously doubt that they had noticed the problem. The only reason
why I noticed is because there was a little "goo" in one corner of
the coin and I thought "ahh a little dip in acetone will clean that
right off". Yikes! the acetone turned brown! Seems a little late
to return the coin though, so I kept it; besides the price was
still appropriate (more proof that real bargains are rarer than
the coins you collect), and corosion free Hawaiian cents are tough
to find at tolerable prices.
1835 half cent advertised as choice XF. Actually a dipped? and
recolored (sulfer ointment?) XF. Actually a fairly attractive
coin that looks as nice as other similarly priced coins that I
have seen. Paid the XF price for this coin.
1851 half cent advertised as choice XF. Actually a choice VF with
average surfaces and natural color. Paid the XF price for this coin.
1803 cent advertised as VF coroded to net VG. Corosion netted closer
to Poor than VG. I sent this one back.
1853 cent advertised as ch XF. Actually an ANA grade XF with
average- surfaces, suspect color, and some strange hard goop
caught in the protected areas. Acetone seems to disolve the
hard goop *very* slowly (after 3 weeks, maybe 25% of it is gone),
so it is not corosion. Interesting repunching on 3 may indicate
that this is the scarce N-4 variety in which case maybe this was
a good buy after all. Paid the XF price.
1835 dime advertised as ch VF. Actually, an honest ch VF with
totally original surfaces. Nice coin, paid the ch VF price though...
--
S'later, Mike & Karen Marie Locke kar...@rahul.net
Most things worth doing aren't easy.
Mike is EAC #4357, LSCC #1636, JRCS #841, ANA #R-170301, CCS #F11, SPPN
Visit our home page http://www.rahul.net/karenml for a coin book review,
coin want list, coin for sale list, 20th century US coin hub list, and
California fractional gold attribution/price guide.
Rsireport
I have not dealt with the dealer in question, but I do have to respond to
the criticism of a dealer calling the credit company. This is not the
action of someone "prying," but good common sense. If a dealer has a
credit authorization process (as nearly all do), and a purchase is
rejected, it is customary to notify the credit card company to see if
there is a mistake (such as a lost card, stolen card, failure of a payment
or credit to register at the time, etc.) If the processing company says
there is a $3 discrepency preventing them from authorizing the
transaction, there's nothing the dealer can do but send out the coin
anyway with no legal protection that he or she will ever receive payment.
An authorization is an authorization and while the dealer may want to do
business with you, he or she should not agree to sell a coin with payment
that has been declined by the guarantor (credit card company). The dealer
can do absolutely nothing to right a declined authorization but try a
smaller amount or accept other payment. Don't blame Bob Kelly; blame
yourself and your poor record keeping skills.
Michael Ng
Hello all,
First, it seems as though that Mr. Kelly did not do any criminal
act, but rather, checked your credit and found it to be somewhat
insufficient. The question is, did he call the credit card company to
check that you had sufficient credit, or did he call the credit company
and asked how much you have spent so far? They are two totally
different questions. As far as I can tell, I can find nothing illegal
or unethical, though Mr. Kelly might be a little bit unfriendly, but
thank you for sharing.
--Mike
In <19970413233...@ladder01.news.aol.com> dtoby...@aol.com
(DTobyne290) writes:
>
>To whom this amy concern:
>
>I may not be a nationally known dealer or collector but I can can tell
you
>my experiences with Mr. Kelly. First of all I ordered a coin from him
>about a year and a half ago and attempted to pay witha credit card.
This
>man called the credit card company and pried in on my account balance
>where he did not have any business doing so. I was only $3.00 short
on my
DTobyne290
TO WHOM THIS MAY CONCERN:
I DO NOT WISH BE INCLUDED IN THE THREAD REFERING TO BOB KELLY
ANY FURTHER! PLEASE, I WANT OUT! I HAVE ALREADY PUBLICALLY
APOLOGIZED FOR MY INITIAL STATEMENTS THAT WERE MEANT ENTIRELY
TO SUPPORT AN OPINION! THANKYOU!
RICHARD
DTobyne290
Subject: Re: BOB KELLYS RARE COINS Buyer Beware
From: zig...@netgate.net (Tim Irvin)
Date: Sun, 13 Apr 1997 21:05:10 -0700
Message-ID: <ziggy29-ya0240800...@nntp.netgate.net>
In article <01bc4858$82f75360$c1a5b5c7@rick>, "Richard Snow"
<eagl...@eagleeye.seanet.com> wrote:
> Badmouthing anybody like this could get you sued! A much better approach
> would be to post actual problems. Facts can't get you hurt, innuendoes
can.
Exactly. You can easily say "in my opinion, the MS-63 coins they sent
were
sliders" and be truthful and safe from legal action. But if you say
"they're scam artists who are nothing but a bunch of rip-offs," you're
skating on thin ice.
I've seen a lot of that type of talk on r.c.c with respect to people who
think they have been wronged or have had a terrible experience.
If it took you 30 days to get a refund, that's a fact. If the dealer
didn't want to honor their return privilege and fought you with it,
that's a fact (provided you stick with facts in the matter, such as
who said what and when). If they sent you a high-grade coin with a
huge and visible scratch on the obverse, that's a fact. But just
saying "they are scam artists" or "all they will do is rip you
off," you're entering the realm of conjecture which, which not clearly
labelled as opinion, is objectionable.
Let's be careful out there. If the dealer was as bad as is claimed,
you can stick with unassailable facts and get your point across. I've
had enough bad documentable retail experiences to know that much.
--
Tim Irvin, zig...@netgate.net ::: http://www.netgate.net/~ziggy29/
===================
Softball '97: 1G / 0-1 / 1.000
DTobyne290
Subject: Re: BOB KELLY'S RARE COINS (buyer beware)
From: Jim Shivley <dr...@ix.netcom.com>
Date: Sun, 13 Apr 1997 21:47:48 -0500
Message-ID: <33519A...@ix.netcom.com>
DTobyne290 wrote:
>
> To whom this amy concern:
>
> I may not be a nationally known dealer or collector but I can can tell
you
> my experiences with Mr. Kelly. First of all I ordered a coin from him
> about a year and a half ago and attempted to pay witha credit card.
This
> man called the credit card company and pried in on my account balance
> where he did not have any business doing so. I was only $3.00 short on
my
DTobyne290
DTobyne290
DTobyne290
jfulford
Actually, my dealings with Bob Kelly have been for the most part normal.
The only slightly out of kilter aspect dealt with the the 1883/82 shield
nickel - which until one of the trade magazines ran an article on
identifying the real item caused a lot of mislabeled coins. In my case I
assumed the coin would probably be a 1882 with a cracked die and bought
it as such.
For the most part the nickels (3 cent, shield, and liberty) are graded
and priced about right - slightly overgraded and priced for the correct
grade. No problem once you get the system. As for buffaloes - I don't
collect them.
jim fulford
